Kentucky / Wolfe County

Moving to Flat, KY

Thinking of making a move to Flat, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Flat, KY

Considering a move to Flat, KY? This welcoming community of 57 residents offers a blend of suburban charm and convenience, with median home prices around $145,000 and average rents near $725. Commute times average 26 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (57% annually), ideal for families and commuters alike. Explore Flat's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Flat, KY

Flat has a population of 57 residents, offering a diverse community with a median age of nearly 44 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 95% White, 0% Black, and 0% Asian residents, and over 1% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
57
Density
40 per sq mi
Median Age
43.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
1.0%

Ethnic Composition

White
95.0%
Black
0.0%
Asian
0.0%
Others
5.0%

Cost Of Living

What is the average cost of living in Flat, KY?

The cost of living in Flat is higher than the national average, with a cost of living index of 82.4. Median home values are around $145,000 and average rents for a two-bedroom apartment are approximately $725. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$145,000
Gross Rent
$725
Monthly Electricity Charges
$132
Auto Insurance
$1,520
House Owner Cost With Mortgage
$1,050
House Owner Cost Without Mortgage
$360
State Taxes
Low: 5.0%| High: 6.0%
Cost Of Living Index
82.4
Grocery
92.1
Housing
63.5
Utilities
93.0
Transportation
86.8
Health Care
88.5
Miscellaneous
90.2

Crime

Is Flat, KY a safe place to live?

Flat is considered a safe community, with a low violent crime rate of 170 incidents per 100,000 residents and a property crime chance of 1 in 89. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
170
Property Crimes Per 100k
1,120
Crime Index
1,290
Chance Of Violent Crime
1 in 588
Chance Of Property Crime
1 in 89

Weather

What is the weather like in Flat, KY year-round?

Flat experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 28°F. The area receives about 47 inches of rainfall annually and enjoys sunshine on 57% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
28°F
Max
44°F

Summer

Min
67°F
Max
88°F

Spring

Min
46°F
Max
69°F

Fall

Min
48°F
Max
71°F
Average Rainfall Inches
47.0 inches
Sunny Days Percentage
57%

Neighbors

The neighborhood boasts a healthy median household income of $52,000 and a low poverty rate of 15.8%. Over 86% of residents have at least a high school diploma, and nearly 15% hold a bachelor's degree or higher. Commute times average 26 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,000
Household Income
$52,000
Family Income
$60,000
Per Capita Income
$24,000
Income Male
$38,000
Income Female
$30,000
Poverty Rate
15.8%
Non English Speakers
2.0%
Rent
$725
Unemployment Rate
5.2%
Public Transport Usage
0.2%
Commute Time
25.8 minutes

Education

High School or Higher
86.0%
Bachelors or More
14.5%

Education

How are the schools in Flat, KY?

Flat offers quality education options, with public schools like Bath County High School and Owingsville Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Morehead State University and Maysville Community and Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Bath County High School
Street
10729 Main St
Phone
606-674-6314
Students
450
Student Teacher Ratio
14.5
Name
Owingsville Elementary School
Street
485 Baptist Church Rd
Phone
606-674-2921
Students
520
Student Teacher Ratio
15.2

Private Schools

Name
St. Jude Catholic School
Street
321 W Main St
Phone
606-783-6482
Students
180

Colleges

Name
Morehead State University
City
Morehead
State
KY
Distance
28 miles
Students
8,500
Name
Maysville Community and Technical College
City
Maysville
State
KY
Distance
42 miles
Students
5,500

Healthcare

Flat residents have access to quality healthcare, with major hospitals like St. Claire HealthCare and Fleming County Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.2 per 1,000 people and 89.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
St. Claire HealthCare
Address
222 Medical Cir, Morehead, KY 40351
Phone
(606) 783-6500
Type
General & Surgical
Emergency Services
Yes
Name
Fleming County Hospital
Address
55 Foundation Dr, Flemingsburg, KY 41041
Phone
(606) 845-3151
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.2
Health Insurance Coverage
89.0%
Health Care Index
62.4

Housing Market

What is the housing market like in Flat, KY?

The local housing market is strong, with a median home price of $145,000 and an owner-occupied rate of nearly 78%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 8.5%. Flat offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$145,000
Average Rent For 2 Bedroom
$725
Owner Occupied Rate
78.0%
Rental Vacancy Rate
8.5%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
0.7%
Foreclosure Rate
0.6%

DMV Information

Residents of Flat handle vehicle services through the Kentucky Transportation Cabinet, Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet, Division of Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Flat, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Flat, review the core fields on this page: population 57, median home value $145,000, average rent for 2 bedroom $725, commute time 25.8 minutes, and sunny days percentage 57%.

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