Everything You Should Know Before Moving to Flat Rock, NC
Considering a move to Flat Rock, NC? This charming small town of 3,486 residents features a high rate of homeownership and a relaxed lifestyle, with a median home price of $465,000 and average rents around $1,365. Enjoy very low crime rates, short 20-minute average commutes, and strong educational attainment, with over half the population holding a bachelor’s degree or higher. The mild mountain climate, abundant sunshine, and proximity to major healthcare facilities make Flat Rock an attractive choice for those seeking tranquility and a welcoming community.
Demographics - Flat Rock, NC
Demographics - Flat Rock, NC
Flat Rock, NC is a small community of 3,486 residents, notable for its older median age of 62 and a predominantly White population. The area offers a peaceful atmosphere with low population density and a high proportion of English speakers, making it a welcoming location for retirees and those seeking a quiet lifestyle.
Population:
3,486
Density:
480 per sq mi
Median Age:
62.1
Gender Ratio:
89 males per 100 females
Non-English Speakers Percentage:
4.8%

Ethnic Composition
White:
94.1%
Black:
2.1%
Asian:
1.5%
Others:
2.3%
Cost Of Living
What is the average cost of living in Flat Rock, NC?
Living in Flat Rock comes with a cost of living slightly above the national average, reflected in a median home value of $465,000 and average rent of $1,365. Utilities and healthcare are reasonably priced, and state income tax rates are moderate, making the area attractive for those seeking a balance between affordability and quality of life.
Median House Value:
$465,000
Gross Rent:
$1,365
Monthly Electricity Charges:
$120
Auto Insurance:
$1,020
House Owner Cost With Mortgage:
$1,800
House Owner Cost Without Mortgage:
$590
State Taxes:
Low:
5.25%
|
High:
5.25%
Cost Of Living Index:
105.2
Grocery:
98.6
Housing:
110.8
Utilities:
95.2
Transportation:
99.4
Health Care:
103.1
Miscellaneous:
100.5
Crime
Is Flat Rock, NC a safe place to live?
Flat Rock boasts very low crime rates, with a violent crime rate of just 68 per 100,000 residents and a property crime rate of 680 per 100,000. Residents enjoy a strong sense of safety, with the odds of experiencing violent crime at about 1 in 1,470.
Violent Crimes Per 100k:
68
Property Crimes Per 100k:
680
Crime Index:
748
Chance Of Violent Crime:
1 in 1,470
Chance Of Property Crime:
1 in 147
Weather
What is the weather like in Flat Rock, NC year-round?
The town enjoys a mild mountain climate with warm summers, cool winters, and an annual average of 54 inches of rainfall. With 62% of days being sunny, residents benefit from pleasant weather ideal for outdoor activities throughout the year.

Winter
Min:
27°F
Max:
49°F

Spring
Min:
44°F
Max:
71°F

Summer
Min:
62°F
Max:
83°F

Fall
Min:
45°F
Max:
72°F
Average Rainfall Inches:
54 inches
Sunny Days Percentage:
62%
Neighbors
Flat Rock's community is well-educated, with nearly 52% holding a bachelor’s degree or higher and a median household income of $77,400. The poverty rate is low at 6.8%, commutes are short at just over 20 minutes, and unemployment remains below 4%, making it a stable and comfortable place to live.
Median Income:
$39,700
Household Income:
$77,400
Family Income:
$94,100
Per Capita Income:
$48,800
Income Male:
$51,000
Income Female:
$41,000
Poverty Rate:
6.8%
Non English Speakers:
4.8%
Rent:
$1,365
Unemployment Rate:
3.9%
Public Transport Usage:
0.2%
Commute Time:
20.7 minutes

Education
High School or Higher:
95.8%
Bachelors or More:
51.2%
Education
How are the schools in Flat Rock, NC?
The area is served by reputable public schools with favorable student-teacher ratios, and private education options are also available. Higher education is easily accessible, with Blue Ridge Community College located just a mile away and the University of North Carolina at Asheville within a short drive.

Public Schools
Name:
Upward Elementary School
Street:
45 Education Dr, Flat Rock, NC 28731
Phone:
828-697-4755
Students:
500
Student Teacher Ratio:
13.4
Name:
East Henderson High School
Street:
150 Eagle Pride Dr, East Flat Rock, NC 28726
Phone:
828-697-4768
Students:
960
Student Teacher Ratio:
15.5

Private Schools
Name:
Immaculata Catholic School
Street:
711 Buncombe St, Hendersonville, NC 28791
Phone:
828-693-3277
Students:
195

Colleges
Name:
Blue Ridge Community College
City:
Flat Rock
State:
NC
Distance:
1 mile
Students:
2,300
Name:
University of North Carolina at Asheville
City:
Asheville
State:
NC
Distance:
34 miles
Students:
3,600
Healthcare
Residents have access to quality healthcare, with two major hospitals nearby and 2.7 physicians per 1,000 people. A high health insurance coverage rate of 94% and a strong healthcare index ensure that Flat Rock is well-equipped for medical needs.

Major Hospitals
Name:
AdventHealth Hendersonville
Address:
100 Hospital Dr, Hendersonville, NC 28792
Phone:
(828) 681-2150
Type:
General & Surgical
Emergency Services:
Yes
Name:
Pardee UNC Health Care
Address:
800 N Justice St, Hendersonville, NC 28791
Phone:
(828) 696-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.7
Health Insurance Coverage:
93.9%
Health Care Index:
77.4
Housing Market
What is the housing market like in Flat Rock, NC?
Flat Rock's housing market is characterized by a median home price of $465,000 and a high owner-occupancy rate of 83.5%. Home values have appreciated by over 8% in the past year, and the area maintains a low foreclosure rate, reflecting a healthy and stable market.
Median Home Price:
$465,000
Average Rent For 2 Bedroom:
$1,365
Owner Occupied Rate:
83.5%
Rental Vacancy Rate:
6.0%
Home Appreciation Rate (1yr):
8.2%
New Construction Rate:
2.1%
Foreclosure Rate:
0.4%
DMV Information
Flat Rock residents are served by the North Carolina DMV office in nearby Hendersonville, providing easy access to vehicle registration, licensing, and other motor vehicle services. The local office is conveniently located and can be reached by phone or through the state DMV website.
State:
North Carolina
Department:
NCDOT Division of Motor Vehicles
Address:
125 Baystone Dr, Hendersonville, NC 28791
Phone:
828-692-6915
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.