Everything You Should Know Before Moving to Florence, KY
Considering a move to Florence, KY? Home to about 32,000 residents, Florence delivers affordable living with a median home price of $224,000 and average rents around $1,090. The area boasts a lower-than-average cost of living, quick 22-minute commutes, and access to quality healthcare and local schools. With mild winters, 56% sunny days, and a safe, family-friendly feel, Florence is a great option for those seeking value and convenience in Northern Kentucky.
Demographics - Florence, KY
Demographics - Florence, KY
Florence, KY is home to around 32,000 residents, with a median age of 38 and a balanced gender ratio. The community is primarily White, but also includes Black, Asian, and other groups, with about 6.5% speaking a language other than English at home. Its moderate population density and diversity make it a welcoming choice for families and professionals alike.
Population:
32,227
Density:
2,400 per sq mi
Median Age:
38.1
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
6.5%
Ethnic Composition
White:
83.2%
Black:
6.5%
Asian:
2.5%
Others:
7.8%
Cost Of Living
What is the average cost of living in Florence, KY?
Florence offers an affordable cost of living, with a median home value of $224,000 and average rents near $1,090. The city’s cost of living index is below the national average, making it attractive for those seeking value without sacrificing access to amenities. Utilities and groceries are reasonably priced, while state taxes remain moderate.
Median House Value:
$224,000
Gross Rent:
$1,090
Monthly Electricity Charges:
$125
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$1,420
House Owner Cost Without Mortgage:
$475
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
87.8
Grocery:
93.0
Housing:
77.5
Utilities:
103.4
Transportation:
95.2
Health Care:
97.6
Miscellaneous:
92.0
Crime
Is Florence, KY a safe place to live?
Florence maintains a relatively low crime rate, with violent crime affecting about 1 in 632 residents and property crime at 1 in 44. These figures suggest a safe environment for families and individuals, contributing to the city’s reputation for being secure and community-oriented. Residents enjoy peace of mind thanks to strong local law enforcement and community engagement.
Violent Crimes Per 100k:
158
Property Crimes Per 100k:
2,280
Crime Index:
2,438
Chance Of Violent Crime:
1 in 632
Chance Of Property Crime:
1 in 44
Weather
What is the weather like in Florence, KY year-round?
Residents of Florence experience four distinct seasons, including mild winters with lows around 23°F and warm summers reaching up to 87°F. The city enjoys 56% sunny days and receives about 42.5 inches of rainfall annually, making for comfortable outdoor living and varied recreational opportunities throughout the year. Spring and fall offer particularly pleasant weather, ideal for enjoying local parks and events.
Winter
Min:
23°F
Max:
40°F
Spring
Min:
45°F
Max:
68°F
Summer
Min:
65°F
Max:
87°F
Fall
Min:
46°F
Max:
70°F
Average Rainfall Inches:
42.5 inches
Sunny Days Percentage:
56%
Neighbors
Florence neighborhoods feature a median household income of $67,750, with a poverty rate just under 10%. Most residents commute about 22 minutes to work, and public transportation usage is low, reflecting a car-dependent community. High educational attainment and a low unemployment rate contribute to a stable, family-friendly environment.
Median Income:
$39,500
Household Income:
$67,750
Family Income:
$85,300
Per Capita Income:
$33,700
Income Male:
$44,000
Income Female:
$35,000
Poverty Rate:
9.2%
Non English Speakers:
6.5%
Rent:
$1,090
Unemployment Rate:
3.7%
Public Transport Usage:
0.9%
Commute Time:
22.4 minutes
Education
High School or Higher:
91.5%
Bachelors or More:
27.6%
Education
How are the schools in Florence, KY?
Florence offers strong educational opportunities, including highly rated public and private schools as well as nearby colleges like Gateway Community & Technical College. Public schools maintain favorable student-teacher ratios, supporting a positive learning environment. Higher education options are easily accessible, making the city a practical choice for families and students.
Public Schools
Name:
Florence Elementary School
Street:
103 Center St
Phone:
859-282-2610
Students:
430
Student Teacher Ratio:
14.5
Name:
R.A. Jones Middle School
Street:
8000 Spruce Dr
Phone:
859-282-4610
Students:
720
Student Teacher Ratio:
15.2
Private Schools
Name:
St. Paul Catholic School
Street:
7301 Dixie Hwy
Phone:
859-647-4070
Students:
310
Colleges
Name:
Gateway Community & Technical College
City:
Florence
State:
KY
Distance:
0 miles
Students:
5,000
Name:
Northern Kentucky University
City:
Highland Heights
State:
KY
Distance:
15 miles
Students:
15,000
Healthcare
Florence provides excellent healthcare access, anchored by St. Elizabeth Healthcare and a strong network of local physicians. Nearly 93% of residents have health insurance, and the city’s healthcare index reflects above-average quality and affordability. Emergency services and general care are conveniently available to support the community’s well-being.
Major Hospitals
Name:
St. Elizabeth Healthcare - Florence
Address:
4900 Houston Rd, Florence, KY 41042
Phone:
(859) 212-5200
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
92.7%
Health Care Index:
76.1
Housing Market
What is the housing market like in Florence, KY?
Florence’s housing market is marked by a median home price of $224,000 and average two-bedroom rents at $1,090, making homeownership attainable for many families. With a 58.7% owner-occupancy rate and steady 5.3% home appreciation, both buyers and renters find value and stability. The city experiences low foreclosure and vacancy rates, signaling a healthy housing environment.
Median Home Price:
$224,000
Average Rent For 2 Bedroom:
$1,090
Owner Occupied Rate:
58.7%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
5.3%
New Construction Rate:
1.4%
Foreclosure Rate:
0.7%
DMV Information
Florence residents can access driver and vehicle services at the local Kentucky Transportation Cabinet office on Texas Avenue. The DMV provides registration, licensing, and other essential services, with up-to-date information available through the state website. Convenient local access ensures that relocating and long-term residents can easily manage their transportation needs.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - DMV
Address:
601 Texas Ave, Florence, KY 41042
Phone:
859-371-5360
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.