Everything You Should Know Before Moving to Ford, KY
Considering a move to Ford, KY? This small community of about 950 residents offers affordable living with a median home price around $148,000 and rents near $820. Crime rates are low, with just 97 violent crimes per 100K, and residents benefit from short 27-minute average commutes. While education levels are moderate and local schools are well-rated, Ford stands out for its peaceful lifestyle, low cost of living, and a climate offering mild winters and warm, sunny summers—ideal for those seeking rural charm with key amenities nearby.
Demographics - Ford, KY
Ford, KY is a small, close-knit community with about 950 residents, where the median age of 42 reflects a mature population. The city is predominantly White, and nearly all residents speak English, creating a consistent cultural atmosphere. Its balanced gender ratio and low population density contribute to a relaxed, rural lifestyle.
Population:
950
Density:
120 per sq mi
Median Age:
42.3
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
93.5%
Black:
3.2%
Asian:
0.7%
Others:
2.6%
Cost Of Living
What is the average cost of living in Ford, KY?
Ford offers an affordable cost of living, with a median home value of around $148,000 and average rents at $820. The overall cost of living index is well below the national average, making daily expenses manageable for most households. State taxes and utility costs remain relatively low, helping residents stretch their budgets further.
Median House Value:
$148,000
Gross Rent:
$820
Monthly Electricity Charges:
$125
Auto Insurance:
$1,210
House Owner Cost With Mortgage:
$1,040
House Owner Cost Without Mortgage:
$355
State Taxes:
Low:
2.0%
|
High:
6.0%
Cost Of Living Index:
84.1
Grocery:
92.0
Housing:
62.7
Utilities:
98.5
Transportation:
89.3
Health Care:
92.8
Miscellaneous:
94.0
Crime
Is Ford, KY a safe place to live?
Ford experiences very low crime, with just 97 violent crimes per 100,000 people and a 1 in 1,030 chance of being a victim of such offenses. Property crime is also below the national average, offering residents peace of mind. This safe environment is ideal for families and those seeking tranquility.
Violent Crimes Per 100k:
97
Property Crimes Per 100k:
1,210
Crime Index:
1,307
Chance Of Violent Crime:
1 in 1,030
Chance Of Property Crime:
1 in 83
Weather
What is the weather like in Ford, KY year-round?
Residents enjoy four distinct seasons in Ford, with mild winters (lows around 27°F) and warm summers reaching highs of 86°F. The area receives about 46.5 inches of rainfall annually and enjoys sunny weather 59% of the time. The climate is comfortable for outdoor activities throughout most of the year.
Winter
Min:
27°F
Max:
45°F
Spring
Min:
45°F
Max:
70°F
Summer
Min:
64°F
Max:
86°F
Fall
Min:
46°F
Max:
70°F
Average Rainfall Inches:
46.5 inches
Sunny Days Percentage:
59%
Neighbors
Households in Ford typically earn a median income of $52,000, with a poverty rate of 14.6%. The community has a strong educational foundation, as nearly 88% of adults have at least a high school diploma. Most residents commute about 27 minutes for work, reflecting the town’s semi-rural character.
Median Income:
$28,400
Household Income:
$52,000
Family Income:
$61,000
Per Capita Income:
$25,600
Income Male:
$36,000
Income Female:
$28,500
Poverty Rate:
14.6%
Non English Speakers:
2.5%
Rent:
$820
Unemployment Rate:
4.2%
Public Transport Usage:
0.6%
Commute Time:
27.3 minutes
Education
High School or Higher:
87.8%
Bachelors or More:
16.2%
Education
How are the schools in Ford, KY?
Ford is served by well-rated public and private schools, including Conkwright Elementary and GRC High School, as well as St. Agatha Academy. For higher education, major colleges like Bluegrass Community & Technical College and Eastern Kentucky University are within a 30-mile drive. The area offers a supportive environment for learners of all ages.
Public Schools
Name:
Conkwright Elementary School
Street:
2700 Colby Rd, Winchester, KY 40391
Phone:
859-744-0330
Students:
530
Student Teacher Ratio:
15.1
Name:
GRC High School
Street:
2745 Boonesboro Rd, Winchester, KY 40391
Phone:
859-744-6111
Students:
1,400
Student Teacher Ratio:
17.2
Private Schools
Name:
St. Agatha Academy
Street:
244 S Main St, Winchester, KY 40391
Phone:
859-744-6481
Students:
185
Colleges
Name:
Bluegrass Community & Technical College
City:
Lexington
State:
KY
Distance:
22 miles
Students:
13,000
Name:
Eastern Kentucky University
City:
Richmond
State:
KY
Distance:
27 miles
Students:
14,500
Healthcare
Ford residents have convenient access to major hospitals like Clark Regional Medical Center and Baptist Health Richmond, both offering emergency services. The area has a solid physician-to-population ratio and over 92% of residents have health insurance. Healthcare services are reliable and easily accessible for most needs.
Major Hospitals
Name:
Clark Regional Medical Center
Address:
175 Hospital Dr, Winchester, KY 40391
Phone:
(859) 745-3500
Type:
General & Surgical
Emergency Services:
Yes
Name:
Baptist Health Richmond
Address:
801 Eastern Bypass, Richmond, KY 40475
Phone:
(859) 623-3131
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.4
Health Insurance Coverage:
92.1%
Health Care Index:
76.3
Housing Market
What is the housing market like in Ford, KY?
The housing market in Ford is very accessible, with a median home price of $148,000 and a high rate of owner-occupied homes at nearly 74%. Renters benefit from reasonable rates and a moderate vacancy rate, while the area has seen steady home appreciation. This makes Ford an attractive choice for buyers and renters alike.
Median Home Price:
$148,000
Average Rent For 2 Bedroom:
$820
Owner Occupied Rate:
73.8%
Rental Vacancy Rate:
7.4%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Residents of Ford can handle licensing and registration through the Kentucky Transportation Cabinet, located in Frankfort. The DMV provides all standard driver services and information online and in person. Kentucky’s DMV system is straightforward, supporting both new and longtime residents.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.