Everything You Should Know Before Moving to Fort Montgomery, NY
Considering a move to Fort Montgomery, NY? This scenic Hudson Valley hamlet has a close-knit population of around 1,570 and offers a median home price of $376,000, with average rents near $1,580. Residents enjoy a peaceful, low-crime environment (just 110 violent crimes per 100K), a solid education system, and beautiful four-season weather. Commute times average 38 minutes, and the town is minutes from West Point and outdoor recreation along the Hudson—perfect for those seeking small-town charm with easy regional access.
Demographics - Fort Montgomery, NY
Demographics - Fort Montgomery, NY
Fort Montgomery is a small Hudson Valley community of about 1,570 residents, with a balanced gender ratio and a median age just over 41, reflecting a mature, family-oriented population. The town is predominantly White (81%), but also includes Black, Asian, and other ethnic groups, and about 10% of residents speak a language other than English at home. Its moderate population density offers a peaceful, close-knit feel ideal for families and those seeking a quieter lifestyle.
Population:
1,571
Density:
700 per sq mi
Median Age:
41.2
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
10.5%
Ethnic Composition
White:
81.2%
Black:
7.0%
Asian:
3.7%
Others:
8.1%
Cost Of Living
What is the average cost of living in Fort Montgomery, NY?
Living in Fort Montgomery comes with a cost of living index above the national average, primarily due to higher housing expenses, with the median home value at $376,000 and average rent at $1,580. Utilities, groceries, and transportation are also slightly elevated, but residents benefit from a desirable location and access to regional amenities. Taxes can range from 4% to nearly 11%, reflecting New York State rates.
Median House Value:
$376,000
Gross Rent:
$1,580
Monthly Electricity Charges:
$130
Auto Insurance:
$1,900
House Owner Cost With Mortgage:
$2,030
House Owner Cost Without Mortgage:
$720
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
118.0
Grocery:
115.0
Housing:
124.0
Utilities:
112.0
Transportation:
120.0
Health Care:
109.0
Miscellaneous:
105.0
Crime
Is Fort Montgomery, NY a safe place to live?
Fort Montgomery offers a notably safe environment, with a violent crime rate of only 110 incidents per 100,000 people and a property crime rate of 1,050 per 100,000. The chances of experiencing violent crime are very low, making this community attractive for families and those prioritizing security. Overall, residents enjoy peace of mind thanks to the town's low crime index.
Violent Crimes Per 100k:
110
Property Crimes Per 100k:
1,050
Crime Index:
1,160
Chance Of Violent Crime:
1 in 910
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Fort Montgomery, NY year-round?
Residents in Fort Montgomery experience all four seasons, with cold winters averaging lows of 21°F and warm summers reaching highs around 83°F. The area enjoys about 53% sunny days each year and receives an annual rainfall of nearly 50 inches, supporting lush Hudson Valley scenery. Seasonal changes provide ample opportunities for outdoor activities year-round.
Winter
Min:
21°F
Max:
36°F
Spring
Min:
42°F
Max:
67°F
Summer
Min:
63°F
Max:
83°F
Fall
Min:
44°F
Max:
68°F
Average Rainfall Inches:
49.2 inches
Sunny Days Percentage:
53%
Neighbors
The local community in Fort Montgomery is well-educated, with nearly 94% holding at least a high school diploma and over a third earning a bachelor's degree or higher. Household incomes average around $98,400, poverty rates are below 8%, and unemployment is relatively low, creating a stable and welcoming environment. Most residents commute about 38 minutes to work, and public transit usage is minimal.
Median Income:
$47,500
Household Income:
$98,400
Family Income:
$105,800
Per Capita Income:
$41,200
Income Male:
$56,000
Income Female:
$45,000
Poverty Rate:
7.8%
Non English Speakers:
10.5%
Rent:
$1,580
Unemployment Rate:
4.6%
Public Transport Usage:
2.6%
Commute Time:
38.2 minutes
Education
High School or Higher:
93.9%
Bachelors or More:
38.5%
Education
How are the schools in Fort Montgomery, NY?
Fort Montgomery boasts strong educational options, including public schools with low student-teacher ratios and proximity to the United States Military Academy at West Point, just three miles away. Families also benefit from private school choices and nearby colleges such as Mount Saint Mary College. The community's commitment to education is reflected in its high graduation and college attendance rates.
Public Schools
Name:
Highland Falls Intermediate School
Street:
52 Mountain Avenue
Phone:
845-446-4761
Students:
400
Student Teacher Ratio:
10.5
Name:
James I. O'Neill High School
Street:
21 Morgan Road
Phone:
845-446-4914
Students:
550
Student Teacher Ratio:
13.1
Private Schools
Name:
Sacred Heart School
Street:
148 Windsor Hwy, New Windsor
Phone:
845-561-1433
Students:
210
Colleges
Name:
United States Military Academy (West Point)
City:
West Point
State:
NY
Distance:
3 miles
Students:
4,400
Name:
Mount Saint Mary College
City:
Newburgh
State:
NY
Distance:
11 miles
Students:
2,000
Healthcare
Fort Montgomery residents have convenient access to hospitals offering emergency and surgical care in nearby Newburgh and Cornwall, and the area has about 2.6 physicians per 1,000 people. A strong 92.7% of locals have health insurance, and overall healthcare quality is solid, supporting the health and well-being of the community. Proximity to reputable medical centers ensures peace of mind for families and retirees.
Major Hospitals
Name:
St. Luke's Cornwall Hospital
Address:
70 Dubois St, Newburgh, NY 12550
Phone:
(845) 561-4400
Type:
General & Surgical
Emergency Services:
Yes
Name:
Montefiore St. Luke's Cornwall Hospital
Address:
19 Laurel Ave, Cornwall, NY 12518
Phone:
(845) 534-7711
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
92.7%
Health Care Index:
76.0
Housing Market
What is the housing market like in Fort Montgomery, NY?
The housing market in Fort Montgomery features a median home price of $376,000, with owner-occupied properties making up about 70% of residences. Home values have seen positive appreciation around 6% in the past year, and rental options remain available with a vacancy rate under 5%. The area appeals to buyers and renters seeking long-term stability and investment potential.
Median Home Price:
$376,000
Average Rent For 2 Bedroom:
$1,580
Owner Occupied Rate:
70.4%
Rental Vacancy Rate:
4.7%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
1.2%
Foreclosure Rate:
0.6%
DMV Information
Vehicle services for Fort Montgomery residents are managed by the New York State Department of Motor Vehicles, with the nearest office located in Newburgh. Residents can access driver's licensing, registration, and other DMV needs both in person and online. Convenient access to DMV resources supports local mobility and compliance.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
128 Broadway, Newburgh, NY 12550
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.