Everything You Should Know Before Moving to Fort Thomas, KY
Considering a move to Fort Thomas, KY? With a population of 17,438, this welcoming city features affordable living, a median home price of $330,000, and average rents around $1,160. Fort Thomas is known for its excellent schools, very low crime rates (just 40 violent crimes per 100k), and quick 21-minute commutes. Enjoy a friendly community, great education options, and a comfortable climate with 56% sunny days each year—making it a top pick for families and professionals alike.
Demographics - Fort Thomas, KY
Demographics - Fort Thomas, KY
Fort Thomas is home to approximately 17,400 residents with a median age of 40, offering a family-friendly community atmosphere. The population is predominantly White, with a balanced gender ratio and a small percentage of non-English speakers, making it welcoming and easy to navigate for newcomers.
Population:
17,438
Density:
2,600 per sq mi
Median Age:
40.2
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
3.8%
Ethnic Composition
White:
95.2%
Black:
1.2%
Asian:
1.5%
Others:
2.1%
Cost Of Living
What is the average cost of living in Fort Thomas, KY?
Living in Fort Thomas is affordable, with a cost of living index below the national average and a median home value of $330,000. Residents benefit from reasonable rental rates and moderate utility expenses, making it an attractive choice for both homeowners and renters.
Median House Value:
$330,000
Gross Rent:
$1,160
Monthly Electricity Charges:
$120
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$1,550
House Owner Cost Without Mortgage:
$520
State Taxes:
Low:
2%
|
High:
6%
Cost Of Living Index:
91.5
Grocery:
94.0
Housing:
89.5
Utilities:
96.0
Transportation:
91.0
Health Care:
95.5
Miscellaneous:
90.5
Crime
Is Fort Thomas, KY a safe place to live?
Fort Thomas boasts very low crime rates, with only 40 violent crimes and 480 property crimes per 100,000 people. This safe environment offers peace of mind for families and individuals considering a move to the area.
Violent Crimes Per 100k:
40
Property Crimes Per 100k:
480
Crime Index:
520
Chance Of Violent Crime:
1 in 2,500
Chance Of Property Crime:
1 in 210
Weather
What is the weather like in Fort Thomas, KY year-round?
The city experiences four distinct seasons, with mild winters, warm summers, and an average annual rainfall of 42 inches. With 56% of days being sunny, residents enjoy a pleasant climate suitable for year-round outdoor activities.
Winter
Min:
24°F
Max:
40°F
Spring
Min:
45°F
Max:
68°F
Summer
Min:
65°F
Max:
86°F
Fall
Min:
47°F
Max:
70°F
Average Rainfall Inches:
42.3 inches
Sunny Days Percentage:
56%
Neighbors
Fort Thomas residents enjoy a strong sense of community, with a median household income near $99,000 and a low poverty rate of 4.7%. The area is well-educated, with 97% holding at least a high school diploma, and most commutes averaging just over 21 minutes.
Median Income:
$46,800
Household Income:
$98,800
Family Income:
$110,500
Per Capita Income:
$44,200
Income Male:
$56,400
Income Female:
$44,300
Poverty Rate:
4.7%
Non English Speakers:
3.8%
Rent:
$1,160
Unemployment Rate:
2.9%
Public Transport Usage:
1.6%
Commute Time:
21.2 minutes
Education
High School or Higher:
97.1%
Bachelors or More:
57.8%
Education
How are the schools in Fort Thomas, KY?
Fort Thomas offers excellent education options, including top-rated public schools and convenient access to higher education institutions like Northern Kentucky University. The community’s commitment to learning is reflected in strong graduation rates and a variety of schooling choices.
Public Schools
Name:
Highlands High School
Street:
2400 Memorial Pkwy
Phone:
859-781-5900
Students:
1,050
Student Teacher Ratio:
17.5
Name:
Woodfill Elementary
Street:
1025 Alexandria Pike
Phone:
859-441-0506
Students:
410
Student Teacher Ratio:
15.3
Private Schools
Name:
St. Thomas School
Street:
428 S Fort Thomas Ave
Phone:
859-572-4641
Students:
265
Colleges
Name:
Northern Kentucky University
City:
Highland Heights
State:
KY
Distance:
4 miles
Students:
16,200
Name:
University of Cincinnati
City:
Cincinnati
State:
OH
Distance:
7 miles
Students:
46,700
Healthcare
Access to quality healthcare is readily available, with two major hospitals nearby and a high health insurance coverage rate of 95%. The city maintains a favorable healthcare index, supporting residents’ well-being and peace of mind.
Major Hospitals
Name:
St. Elizabeth Fort Thomas Hospital
Address:
85 N Grand Ave, Fort Thomas, KY 41075
Phone:
(859) 572-3100
Type:
General & Surgical
Emergency Services:
Yes
Name:
St. Elizabeth Edgewood
Address:
1 Medical Village Dr, Edgewood, KY 41017
Phone:
(859) 301-2000
Type:
Regional Medical Center
Emergency Services:
Yes
Physicians Per 1000:
2.7
Health Insurance Coverage:
95.2%
Health Care Index:
73.2
Housing Market
What is the housing market like in Fort Thomas, KY?
The housing market in Fort Thomas is stable and appealing, featuring a median home price of $330,000 and a high owner-occupancy rate of nearly 75%. Home values have experienced steady appreciation, making it a solid investment for buyers.
Median Home Price:
$330,000
Average Rent For 2 Bedroom:
$1,160
Owner Occupied Rate:
74.8%
Rental Vacancy Rate:
4.8%
Home Appreciation Rate (1yr):
6.3%
New Construction Rate:
1.2%
Foreclosure Rate:
0.3%
DMV Information
Vehicle registration and licensing in Fort Thomas are managed by the Kentucky Transportation Cabinet, with accessible services both online and at the Frankfort office. Residents benefit from streamlined processes and helpful support for all DMV needs.
State:
Kentucky
Department:
Kentucky Transportation Cabinet, Division of Motor Vehicle Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
1-502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.