Kentucky / County

Moving to Fort Thomas, KY

Thinking of making a move to Fort Thomas, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Fort Thomas, KY

Considering a move to Fort Thomas, KY? This welcoming community of 16,200 residents offers a blend of suburban charm and convenience, with median home prices around $335,000 and average rents near $1,250. Commute times average 22 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Fort Thomas's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Fort Thomas, KY

Fort Thomas has a population of 16,200 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 92% White, 3% Black, and 2% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
16,200
Density
4,800 per sq mi
Median Age
41.8
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
4.6%

Ethnic Composition

White
92.4%
Black
2.8%
Asian
2.1%
Others
2.7%

Cost Of Living

What is the average cost of living in Fort Thomas, KY?

The cost of living in Fort Thomas is higher than the national average, with a cost of living index of 97.8. Median home values are around $335,000 and average rents for a two-bedroom apartment are approximately $1,250. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$335,000
Gross Rent
$1,250
Monthly Electricity Charges
$128
Auto Insurance
$1,520
House Owner Cost With Mortgage
$1,980
House Owner Cost Without Mortgage
$620
State Taxes
Low: 5.0%| High: 5.0%
Cost Of Living Index
97.8
Grocery
96.4
Housing
95.2
Utilities
101.1
Transportation
94.8
Health Care
98.6
Miscellaneous
97.1

Crime

Is Fort Thomas, KY a safe place to live?

Fort Thomas is considered a safe community, with a low violent crime rate of 85 incidents per 100,000 residents and a property crime chance of 1 in 98. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
85
Property Crimes Per 100k
1,020
Crime Index
1,105
Chance Of Violent Crime
1 in 1,176
Chance Of Property Crime
1 in 98

Weather

What is the weather like in Fort Thomas, KY year-round?

Fort Thomas experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 26°F. The area receives about 45 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
26°F
Max
42°F

Summer

Min
67°F
Max
87°F

Spring

Min
44°F
Max
68°F

Fall

Min
46°F
Max
70°F
Average Rainfall Inches
44.7 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $103,500 and a low poverty rate of 4.8%. Over 97% of residents have at least a high school diploma, and nearly 52% hold a bachelor's degree or higher. Commute times average 22 minutes, and almost 4% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$52,500
Household Income
$103,500
Family Income
$123,000
Per Capita Income
$44,800
Income Male
$56,500
Income Female
$45,200
Poverty Rate
4.8%
Non English Speakers
7.1%
Rent
$1,250
Unemployment Rate
3.9%
Public Transport Usage
4.3%
Commute Time
21.8 minutes

Education

High School or Higher
96.8%
Bachelors or More
52.4%

Education

How are the schools in Fort Thomas, KY?

Fort Thomas offers quality education options, with public schools like Fort Thomas Independent Schools and Highlands High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northern Kentucky University and University of Cincinnati. The community is committed to educational excellence for all age groups.

Public Schools

Name
Fort Thomas Independent Schools
Street
100 Carmel Manor Rd
Phone
859-781-3333
Students
2,400
Student Teacher Ratio
14.0
Name
Highlands High School
Street
2400 Memorial Pkwy
Phone
859-781-5900
Students
850
Student Teacher Ratio
15.1

Private Schools

Name
St. Catherine of Siena School
Street
607 W Northern Ave
Phone
859-441-1352
Students
260

Colleges

Name
Northern Kentucky University
City
Highland Heights
State
KY
Distance
5 miles
Students
16,000
Name
University of Cincinnati
City
Cincinnati
State
OH
Distance
7 miles
Students
47,000

Healthcare

Fort Thomas residents have access to quality healthcare, with major hospitals like St. Elizabeth Fort Thomas Hospital and St. Elizabeth Edgewood Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.7 per 1,000 people and 94.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
St. Elizabeth Fort Thomas Hospital
Address
85 N Grand Ave, Fort Thomas, KY 41075
Phone
(859) 572-3100
Type
General & Surgical
Emergency Services
Yes
Name
St. Elizabeth Edgewood Hospital
Address
1 Medical Village Dr, Edgewood, KY 41017
Phone
(859) 655-4357
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.7
Health Insurance Coverage
94.1%
Health Care Index
78.4

Housing Market

What is the housing market like in Fort Thomas, KY?

The local housing market is strong, with a median home price of $335,000 and an owner-occupied rate of nearly 70%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Fort Thomas offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$335,000
Average Rent For 2 Bedroom
$1,250
Owner Occupied Rate
69.8%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.2%
Foreclosure Rate
0.4%

DMV Information

Residents of Fort Thomas handle vehicle services through the Kentucky Transportation Cabinet - Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet - Division of Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Fort Thomas, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Fort Thomas, review the core fields on this page: population 16,200, median home value $335,000, average rent for 2 bedroom $1,250, commute time 21.8 minutes, and sunny days percentage 54%.

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