Florida / County

Moving to Fort Walton Beach, FL

Thinking of making a move to Fort Walton Beach, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Fort Walton Beach, FL

Considering a move to Fort Walton Beach, FL? This welcoming community of 20,922 residents offers a blend of suburban charm and convenience, with median home prices around $304,000 and average rents near $1,430. Commute times average 21 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (68% annually), ideal for families and commuters alike. Explore Fort Walton Beach's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Fort Walton Beach, FL

Fort Walton Beach has a population of 20,922 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 73% White, 15% Black, and 3% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
20,922
Density
2,330 per sq mi
Median Age
41.6
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
7.8%

Ethnic Composition

White
72.7%
Black
14.9%
Asian
3.1%
Others
9.3%

Cost Of Living

What is the average cost of living in Fort Walton Beach, FL?

The cost of living in Fort Walton Beach is higher than the national average, with a cost of living index of 102.3. Median home values are around $304,000 and average rents for a two-bedroom apartment are approximately $1,430. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$304,000
Gross Rent
$1,430
Monthly Electricity Charges
$145
Auto Insurance
$2,140
House Owner Cost With Mortgage
$1,725
House Owner Cost Without Mortgage
$565
State Taxes
Low: 0%| High: 0%
Cost Of Living Index
102.3
Grocery
99.1
Housing
105.4
Utilities
111.6
Transportation
97.3
Health Care
98.2
Miscellaneous
100.7

Crime

Is Fort Walton Beach, FL a safe place to live?

Fort Walton Beach is considered a safe community, with a low violent crime rate of 410 incidents per 100,000 residents and a property crime chance of 1 in 43. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
410
Property Crimes Per 100k
2,300
Crime Index
2,710
Chance Of Violent Crime
1 in 244
Chance Of Property Crime
1 in 43

Weather

What is the weather like in Fort Walton Beach, FL year-round?

Fort Walton Beach experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 44°F. The area receives about 66 inches of rainfall annually and enjoys sunshine on 68% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
44°F
Max
63°F

Summer

Min
74°F
Max
89°F

Spring

Min
57°F
Max
75°F

Fall

Min
59°F
Max
78°F
Average Rainfall Inches
65.7 inches
Sunny Days Percentage
68%

Neighbors

The neighborhood boasts a healthy median household income of $58,862 and a low poverty rate of 14.3%. Over 93% of residents have at least a high school diploma, and nearly 27% hold a bachelor's degree or higher. Commute times average 21 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$37,820
Household Income
$58,862
Family Income
$70,311
Per Capita Income
$31,682
Income Male
$40,800
Income Female
$33,400
Poverty Rate
14.3%
Non English Speakers
7.8%
Rent
$1,430
Unemployment Rate
4.1%
Public Transport Usage
0.6%
Commute Time
20.7 minutes

Education

High School or Higher
92.8%
Bachelors or More
27.1%

Education

How are the schools in Fort Walton Beach, FL?

Fort Walton Beach offers quality education options, with public schools like Fort Walton Beach High School and Edwins Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northwest Florida State College - Fort Walton Beach Campus. The community is committed to educational excellence for all age groups.

Public Schools

Name
Fort Walton Beach High School
Street
400 Hollywood Blvd SW
Phone
850-833-3300
Students
1,847
Student Teacher Ratio
20.1
Name
Edwins Elementary School
Street
1 NE Staff Dr
Phone
850-833-3333
Students
500
Student Teacher Ratio
14.9

Private Schools

Name
Saint Mary Catholic School
Street
110 Robinwood Dr SW
Phone
850-243-8913
Students
320

Colleges

Name
Northwest Florida State College - Fort Walton Beach Campus
City
Fort Walton Beach
State
FL
Distance
0 miles
Students
1,100

Healthcare

Fort Walton Beach residents have access to quality healthcare, with major hospitals like HCA Florida Fort Walton-Destin Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.6 per 1,000 people and 89.3% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
HCA Florida Fort Walton-Destin Hospital
Address
1000 Mar Walt Dr, Fort Walton Beach, FL 32547
Phone
(850) 862-1111
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.6
Health Insurance Coverage
89.3%
Health Care Index
71.4

Housing Market

What is the housing market like in Fort Walton Beach, FL?

The local housing market is strong, with a median home price of $304,000 and an owner-occupied rate of nearly 61%. The market has seen a 5.1% appreciation over the past year, and rental vacancy rates remain moderate at 7.6%. Fort Walton Beach offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$304,000
Average Rent For 2 Bedroom
$1,430
Owner Occupied Rate
61.2%
Rental Vacancy Rate
7.6%
Home Appreciation Rate (1yr)
5.1%
New Construction Rate
2.1%
Foreclosure Rate
0.7%

DMV Information

Residents of Fort Walton Beach handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Fort Walton Beach. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
649 Beal Pkwy NW, Fort Walton Beach, FL 32547
Phone
850-651-7300

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Fort Walton Beach, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Fort Walton Beach, review the core fields on this page: population 20,922, median home value $304,000, average rent for 2 bedroom $1,430, commute time 20.7 minutes, and sunny days percentage 68%.

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