Everything You Should Know Before Moving to Frederick, MD
Thinking about moving to Frederick, MD? With a population of 81,500, Frederick offers a blend of historic charm and modern amenities. The median home price is around $418,000, and average rents for a two-bedroom apartment are about $1,680. Residents enjoy a moderate cost of living, a family-friendly atmosphere, and a strong educational presence, including Hood College and well-rated public schools. Commute times average 30 minutes, crime rates are moderate, and you'll experience four distinct seasons with over 56% sunny days each year. Explore more details on housing, education, and healthcare below to see if Frederick is right for you!
Demographics - Frederick, MD
Demographics - Frederick, MD
Frederick, MD is home to about 81,500 residents, offering a diverse community with a median age of 36.8 years and a balanced gender ratio. The city features a mix of ethnic backgrounds, with 61.5% White, 18.8% Black, and 5.6% Asian residents, creating a welcoming and inclusive atmosphere. Approximately 13% of the population speaks a language other than English at home, reflecting Frederick's multicultural character.
Population:
81,500
Density:
3,200 per sq mi
Median Age:
36.8
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
13.0%

Ethnic Composition
White:
61.5%
Black:
18.8%
Asian:
5.6%
Others:
14.1%
Cost Of Living
What is the average cost of living in Frederick, MD?
Living in Frederick comes with a moderate cost of living, with a median home value of $418,000 and average rents for a two-bedroom apartment at $1,680. The cost of living index is 112.4, slightly above the national average, primarily due to housing expenses. Residents can expect typical monthly costs for essentials like utilities and groceries, while Maryland's state income tax ranges from 2% to 5.75%.
Median House Value:
$418,000
Gross Rent:
$1,680
Monthly Electricity Charges:
$120
Auto Insurance:
$1,440
House Owner Cost With Mortgage:
$2,000
House Owner Cost Without Mortgage:
$670
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
112.4
Grocery:
108.0
Housing:
122.2
Utilities:
104.5
Transportation:
109.0
Health Care:
105.2
Miscellaneous:
104.0
Crime
Is Frederick, MD a safe place to live?
Frederick experiences moderate crime levels, with a violent crime rate of 265 incidents per 100,000 residents and a property crime rate of 1,640 per 100,000. Residents have a 1 in 377 chance of being affected by violent crime and a 1 in 61 chance for property crime. Overall, the city offers a generally safe environment, though staying aware is always recommended.
Violent Crimes Per 100k:
265
Property Crimes Per 100k:
1,640
Crime Index:
1,905
Chance Of Violent Crime:
1 in 377
Chance Of Property Crime:
1 in 61
Weather
What is the weather like in Frederick, MD year-round?
Frederick enjoys all four seasons, with warm, humid summers reaching highs of 87°F and chilly winters dipping to 25°F. The city receives about 41.6 inches of rainfall annually and experiences sunshine 56% of the year. This climate supports a variety of outdoor activities throughout the year, appealing to those who appreciate seasonal changes.

Winter
Min:
25°F
Max:
41°F

Spring
Min:
44°F
Max:
67°F

Summer
Min:
64°F
Max:
87°F

Fall
Min:
47°F
Max:
70°F
Average Rainfall Inches:
41.6 inches
Sunny Days Percentage:
56%
Neighbors
Frederick’s neighborhoods are characterized by a median household income of $87,800 and a family income of $102,200, offering a comfortable standard of living. The area boasts a strong educational attainment, with over 92% of adults holding at least a high school diploma, and a relatively low poverty rate of 7.8%. Typical commutes average around 31 minutes, and public transportation usage remains modest.
Median Income:
$48,500
Household Income:
$87,800
Family Income:
$102,200
Per Capita Income:
$38,200
Income Male:
$52,900
Income Female:
$44,100
Poverty Rate:
7.8%
Non English Speakers:
13.0%
Rent:
$1,680
Unemployment Rate:
3.7%
Public Transport Usage:
2.3%
Commute Time:
30.6 minutes

Education
High School or Higher:
92.6%
Bachelors or More:
40.1%
Education
How are the schools in Frederick, MD?
Frederick offers strong educational opportunities, including well-rated public schools like Frederick High and West Frederick Middle, as well as reputable private institutions. The city is also home to higher education options such as Hood College and Frederick Community College, supporting lifelong learning for all ages. Families will appreciate the city’s focus on quality education and accessible resources.

Public Schools
Name:
Frederick High School
Street:
650 Carroll Parkway
Phone:
240-236-7000
Students:
1,850
Student Teacher Ratio:
16.1
Name:
West Frederick Middle School
Street:
515 W Patrick St
Phone:
240-236-4000
Students:
900
Student Teacher Ratio:
14.5

Private Schools
Name:
St. John Regional Catholic School
Street:
8414 Opossumtown Pike
Phone:
301-662-6722
Students:
600

Colleges
Name:
Hood College
City:
Frederick
State:
MD
Distance:
0 miles
Students:
2,000
Name:
Frederick Community College
City:
Frederick
State:
MD
Distance:
0 miles
Students:
6,000
Healthcare
Residents benefit from quality healthcare, anchored by Frederick Health Hospital, which provides comprehensive emergency and surgical services. The city has an above-average ratio of 2.5 physicians per 1,000 residents, and nearly 92% of locals have health insurance coverage. Access to care is convenient and reliable for families and individuals alike.

Major Hospitals
Name:
Frederick Health Hospital
Address:
400 W 7th St, Frederick, MD 21701
Phone:
(240) 566-3300
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
91.8%
Health Care Index:
72.8
Housing Market
What is the housing market like in Frederick, MD?
Frederick's housing market is robust, with a median home price of $418,000 and an owner-occupied rate of nearly 58%. Average rent for a two-bedroom apartment is about $1,680, and the area has experienced a healthy home appreciation rate of 6.3% over the past year. Both buyers and renters will find a variety of options in a stable and growing market.
Median Home Price:
$418,000
Average Rent For 2 Bedroom:
$1,680
Owner Occupied Rate:
57.8%
Rental Vacancy Rate:
4.5%
Home Appreciation Rate (1yr):
6.3%
New Construction Rate:
2.5%
Foreclosure Rate:
0.6%
DMV Information
Frederick residents are served by the Maryland Motor Vehicle Administration, conveniently located on Bowmans Farm Road. The local DMV provides a full range of licensing and registration services, ensuring easy access for new arrivals and longtime residents alike. For more information, visit the official MVA website or contact their main office.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
1601 Bowmans Farm Rd, Frederick, MD 21701
Phone:
1-410-768-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.