Everything You Should Know Before Moving to Gallatin, TN
Thinking about moving to Gallatin, TN? With a population of 48,000, Gallatin offers a welcoming small-city feel, affordable living, and a median home price around $355,000. Commute times average 27 minutes, and the cost of living is below the national average. While property crime rates are higher than average, the city features quality schools, a major regional hospital, and a mild climate with 60% sunny days. Explore Gallatin’s friendly neighborhoods, growing housing market, and great access to both education and outdoor recreation!
Demographics - Gallatin, TN
Demographics - Gallatin, TN
Gallatin is home to about 48,000 residents, with a median age of 39 years and a population density that offers a blend of city and suburban living. The community is predominantly White, with a notable African American presence and approximately 7% non-English speakers, contributing to a diverse local culture.
Population:
48,000
Density:
1,350 per sq mi
Median Age:
39.2
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
7.2%

Ethnic Composition
White:
75.4%
Black:
13.5%
Asian:
1.1%
Others:
10.0%
Cost Of Living
What is the average cost of living in Gallatin, TN?
Gallatin’s cost of living sits below the national average, making it an affordable choice for families and professionals. With median home values around $355,000 and average rents near $1,420, residents also benefit from low state taxes and reasonable utility costs.
Median House Value:
$355,000
Gross Rent:
$1,420
Monthly Electricity Charges:
$130
Auto Insurance:
$1,380
House Owner Cost With Mortgage:
$1,650
House Owner Cost Without Mortgage:
$550
State Taxes:
Low:
0%
|
High:
2.0%
Cost Of Living Index:
96.0
Grocery:
98.0
Housing:
90.5
Utilities:
97.2
Transportation:
95.5
Health Care:
93.8
Miscellaneous:
94.3
Crime
Is Gallatin, TN a safe place to live?
While Gallatin experiences a higher property crime rate compared to national averages, with a 1 in 41 chance, the rate of violent crime remains relatively moderate. Residents appreciate the small-city feel but should be mindful of property security.
Violent Crimes Per 100k:
380
Property Crimes Per 100k:
2,450
Crime Index:
2,830
Chance Of Violent Crime:
1 in 263
Chance Of Property Crime:
1 in 41
Weather
What is the weather like in Gallatin, TN year-round?
Gallatin enjoys a mild climate, with warm summers reaching highs near 89°F and winters that rarely dip below freezing. The area receives about 48 inches of rain annually and boasts 60% sunny days, creating plenty of opportunities for outdoor activities.

Winter
Min:
28°F
Max:
47°F

Spring
Min:
47°F
Max:
70°F

Summer
Min:
68°F
Max:
89°F

Fall
Min:
50°F
Max:
73°F
Average Rainfall Inches:
48.2 inches
Sunny Days Percentage:
60%
Neighbors
The median household income in Gallatin is $70,000, with a family income slightly higher and an 11.5% poverty rate. Most residents commute around 27 minutes to work, and the area is characterized by a high rate of homeownership and strong community ties.
Median Income:
$34,000
Household Income:
$70,000
Family Income:
$80,200
Per Capita Income:
$32,100
Income Male:
$41,000
Income Female:
$36,000
Poverty Rate:
11.5%
Non English Speakers:
7.2%
Rent:
$1,420
Unemployment Rate:
3.6%
Public Transport Usage:
0.5%
Commute Time:
26.7 minutes

Education
High School or Higher:
89.5%
Bachelors or More:
26.4%
Education
How are the schools in Gallatin, TN?
Gallatin is served by quality public and private schools, including Gallatin High School and Sumner Academy, with manageable student-teacher ratios. The city is also home to Volunteer State Community College, making higher education convenient for residents.

Public Schools
Name:
Gallatin High School
Street:
700 Dan P. Herron Dr
Phone:
615-452-2621
Students:
1,700
Student Teacher Ratio:
16.2
Name:
Rucker Stewart Middle School
Street:
350 Hancock St
Phone:
615-452-1734
Students:
900
Student Teacher Ratio:
15.3

Private Schools
Name:
Sumner Academy
Street:
464 Nichols Ln
Phone:
615-452-1914
Students:
375

Colleges
Name:
Volunteer State Community College
City:
Gallatin
State:
TN
Distance:
0 miles
Students:
8,000
Healthcare
Gallatin offers accessible healthcare, anchored by Sumner Regional Medical Center and a physician availability of 2 per 1,000 residents. Over 90% of locals have health insurance, reflecting the city’s reliable healthcare coverage and resources.

Major Hospitals
Name:
Sumner Regional Medical Center
Address:
555 Hartsville Pike, Gallatin, TN 37066
Phone:
(615) 328-8888
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
90.2%
Health Care Index:
73.0
Housing Market
What is the housing market like in Gallatin, TN?
Gallatin’s housing market is dynamic, with a median home price at $355,000 and a strong owner-occupied rate of nearly 64%. Home values have appreciated over 6% in the past year, making the city attractive for both buyers and renters.
Median Home Price:
$355,000
Average Rent For 2 Bedroom:
$1,420
Owner Occupied Rate:
63.7%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
2.5%
Foreclosure Rate:
0.7%
DMV Information
Residents can access driver services through the Tennessee Department of Safety and Homeland Security, with comprehensive online resources and a regional office in Knoxville. The DMV provides essential licensing, registration, and vehicle services for Gallatin locals.
State:
Tennessee
Department:
Tennessee Department of Safety and Homeland Security
Address:
6603 N Broadway St, Knoxville, TN 37921
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.