Everything You Should Know Before Moving to Garoga, NY
Considering a move to Garoga, NY? This quiet rural hamlet of around 250 residents offers affordable living, with median home prices at $112,000 and rents near $700. You'll enjoy a peaceful community with low crime (violent crime: 58 per 100k), scenic upstate weather, and a quick average commute of 27 minutes. While Garoga is small, it’s close to basic amenities, local schools, and regional healthcare, making it a charming choice for those seeking a slower pace and natural surroundings.
Demographics - Garoga, NY
Demographics - Garoga, NY
Garoga, NY is a small rural community with a population of about 250 residents, most of whom are White and have a median age of 48.2. The area has a balanced gender ratio and a low percentage of non-English speakers, offering a tight-knit, mature environment ideal for those seeking a quiet lifestyle.
Population:
250
Density:
50 per sq mi
Median Age:
48.2
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
2.0%

Ethnic Composition
White:
94.5%
Black:
1.2%
Asian:
0.5%
Others:
3.8%
Cost Of Living
What is the average cost of living in Garoga, NY?
Living in Garoga is notably affordable, with median home values around $112,000 and average rents at $700 per month. The overall cost of living index is below the national average, making it an attractive option for budget-conscious individuals and families.
Median House Value:
$112,000
Gross Rent:
$700
Monthly Electricity Charges:
$110
Auto Insurance:
$1,250
House Owner Cost With Mortgage:
$1,040
House Owner Cost Without Mortgage:
$400
State Taxes:
Low:
4.0%
|
High:
8.82%
Cost Of Living Index:
94.0
Grocery:
98.5
Housing:
71.0
Utilities:
104.5
Transportation:
102.2
Health Care:
98.0
Miscellaneous:
95.0
Crime
Is Garoga, NY a safe place to live?
Garoga experiences very low crime rates, with just 58 violent crimes per 100,000 residents and property crime at 430 per 100,000. Residents enjoy a strong sense of safety and security in this peaceful community.
Violent Crimes Per 100k:
58
Property Crimes Per 100k:
430
Crime Index:
488
Chance Of Violent Crime:
1 in 1,700
Chance Of Property Crime:
1 in 232
Weather
What is the weather like in Garoga, NY year-round?
Garoga sees four distinct seasons, featuring cold winters with lows around 13°F and pleasant summers reaching 78°F. The area receives about 44 inches of rainfall annually and enjoys sunshine nearly half the year, making it ideal for those who appreciate changing weather and outdoor activities.

Winter
Min:
13°F
Max:
31°F

Spring
Min:
35°F
Max:
61°F

Summer
Min:
55°F
Max:
78°F

Fall
Min:
37°F
Max:
63°F
Average Rainfall Inches:
44 inches
Sunny Days Percentage:
48%
Neighbors
Local households in Garoga have a median income of $49,800 and a poverty rate of 14.5%. Most adults have completed high school, and the average commute time is just under 27 minutes, reflecting a relaxed, small-town pace of life.
Median Income:
$29,500
Household Income:
$49,800
Family Income:
$56,400
Per Capita Income:
$27,800
Income Male:
$34,000
Income Female:
$28,000
Poverty Rate:
14.5%
Non English Speakers:
2.0%
Rent:
$700
Unemployment Rate:
5.3%
Public Transport Usage:
0.2%
Commute Time:
26.8 minutes

Education
High School or Higher:
90.1%
Bachelors or More:
17.7%
Education
How are the schools in Garoga, NY?
Garoga is served by local public schools like Wheelerville School, known for small class sizes and personalized attention, as well as proximity to higher education options such as Fulton-Montgomery Community College just 13 miles away.

Public Schools
Name:
Wheelerville School
Street:
2417 County Hwy 16, Caroga Lake, NY 12032
Phone:
518-835-2171
Students:
110
Student Teacher Ratio:
9.2

Colleges
Name:
Fulton-Montgomery Community College
City:
Johnstown
State:
NY
Distance:
13 miles
Students:
2,800
Healthcare
Healthcare in Garoga is supported by access to nearby facilities like Nathan Littauer Hospital, with a high rate of health insurance coverage among residents. The community benefits from a reasonable number of physicians and a solid healthcare index score.

Major Hospitals
Name:
Nathan Littauer Hospital
Address:
99 E State St, Gloversville, NY 12078
Phone:
(518) 725-8621
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
93.9%
Health Care Index:
76.2
Housing Market
What is the housing market like in Garoga, NY?
Garoga's housing market is stable and affordable, with a median home price of $112,000 and most residents owning their homes. Rental options are available but limited, and home values have seen modest appreciation in recent years.
Median Home Price:
$112,000
Average Rent For 2 Bedroom:
$700
Owner Occupied Rate:
78.5%
Rental Vacancy Rate:
7.9%
Home Appreciation Rate (1yr):
2.4%
New Construction Rate:
0.2%
Foreclosure Rate:
0.7%
DMV Information
Residents can access DMV services at the New York State Department of Motor Vehicles office in Johnstown, just a short drive away. The location provides comprehensive vehicle and licensing services for Garoga and surrounding areas.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
224 Harrison St, Johnstown, NY 12095
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.