Everything You Should Know Before Moving to Garrard, KY
Considering a move to Garrard, KY? With a welcoming population of about 17,000, Garrard offers affordable living—median home prices at $163,000 and average rents around $770. Residents benefit from a low violent crime rate (89 per 100K), short commute times, and a laid-back rural lifestyle. The area features quality public schools, easy access to outdoor recreation, and a mild climate, making it an inviting choice for families and retirees alike.
Demographics - Garrard, KY
Demographics - Garrard, KY
Garrard, KY is home to nearly 17,000 residents, with a median age of 41.2, reflecting a balanced and mature community. The population is predominantly White, and the area maintains a low population density of 56 people per square mile, offering a peaceful, small-town atmosphere.
Population:
16,953
Density:
56 per sq mi
Median Age:
41.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.6%
Ethnic Composition
White:
93.8%
Black:
3.1%
Asian:
0.4%
Others:
2.7%
Cost Of Living
What is the average cost of living in Garrard, KY?
Garrard boasts a cost of living index well below the national average, making it an affordable place to call home. Median house values are $163,000 and average rents are just $770, helping residents manage household expenses with ease.
Median House Value:
$163,000
Gross Rent:
$770
Monthly Electricity Charges:
$115
Auto Insurance:
$1,180
House Owner Cost With Mortgage:
$1,160
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
5%
|
High:
5%
Cost Of Living Index:
82.5
Grocery:
92.1
Housing:
62.4
Utilities:
98.8
Transportation:
91.4
Health Care:
86.0
Miscellaneous:
88.3
Crime
Is Garrard, KY a safe place to live?
Residents of Garrard enjoy a low violent crime rate of 89 incidents per 100,000 people, contributing to a sense of safety and security. Property crime rates are also below national averages, making this a reassuring environment for families.
Violent Crimes Per 100k:
89
Property Crimes Per 100k:
956
Crime Index:
1,045
Chance Of Violent Crime:
1 in 1,120
Chance Of Property Crime:
1 in 105
Weather
What is the weather like in Garrard, KY year-round?
Garrard experiences four distinct seasons with mild winters and warm summers, as average temperatures range from 26°F in winter to 86°F in summer. The area receives about 47.5 inches of rainfall annually and enjoys sunshine 56% of the year, ideal for those who appreciate varied weather.
Winter
Min:
26°F
Max:
44°F
Spring
Min:
45°F
Max:
68°F
Summer
Min:
65°F
Max:
86°F
Fall
Min:
47°F
Max:
72°F
Average Rainfall Inches:
47.5 inches
Sunny Days Percentage:
56%
Neighbors
The median household income in Garrard is $55,400, and about 86.8% of adults have completed high school or higher education. With a low unemployment rate of 4.1% and average commute times of under 30 minutes, residents enjoy a balanced lifestyle in a close-knit community.
Median Income:
$32,400
Household Income:
$55,400
Family Income:
$68,200
Per Capita Income:
$26,320
Income Male:
$39,800
Income Female:
$31,400
Poverty Rate:
15.3%
Non English Speakers:
2.6%
Rent:
$770
Unemployment Rate:
4.1%
Public Transport Usage:
0.2%
Commute Time:
28.4 minutes
Education
High School or Higher:
86.8%
Bachelors or More:
17.4%
Education
How are the schools in Garrard, KY?
Families in Garrard benefit from quality public schools with manageable class sizes, while private school and college options are available nearby. The presence of higher education institutions such as Centre College just 16 miles away enhances local educational opportunities.
Public Schools
Name:
Garrard County High School
Street:
599 Industry Rd
Phone:
859-792-2146
Students:
800
Student Teacher Ratio:
17.2
Name:
Garrard Middle School
Street:
304 W. Maple Ave
Phone:
859-792-2331
Students:
620
Student Teacher Ratio:
16.5
Private Schools
Name:
Lancaster Christian Academy
Street:
202 Richmond St
Phone:
859-792-7914
Students:
120
Colleges
Name:
Centre College
City:
Danville
State:
KY
Distance:
16 miles
Students:
1,400
Healthcare
Garrard residents have reliable access to healthcare, with two major hospitals in the area and a high rate of health insurance coverage at 90.1%. There are about 1.7 physicians per 1,000 residents, ensuring most healthcare needs are met locally.
Major Hospitals
Name:
Ephraim McDowell Garrard County Hospital
Address:
322 S. Campbell St, Lancaster, KY 40444
Phone:
(859) 792-2121
Type:
General & Surgical
Emergency Services:
Yes
Name:
Ephraim McDowell Regional Medical Center
Address:
217 S. Third St, Danville, KY 40422
Phone:
(859) 239-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
90.1%
Health Care Index:
69.2
Housing Market
What is the housing market like in Garrard, KY?
The housing market in Garrard is attractive for buyers and renters alike, with a median home price of $163,000 and a high owner-occupancy rate of 74.6%. Home values have appreciated steadily, and rental vacancies remain moderate, suggesting a healthy and stable market.
Median Home Price:
$163,000
Average Rent For 2 Bedroom:
$770
Owner Occupied Rate:
74.6%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.8%
Foreclosure Rate:
0.7%
DMV Information
Vehicle and driver services in Garrard are managed by the Kentucky Transportation Cabinet, with resources available both online and at the state office in Frankfort. Residents benefit from straightforward access to licensing and registration services.
State:
Kentucky
Department:
Kentucky Transportation Cabinet, Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
(502) 564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.