Everything You Should Know Before Moving to Garrattsville, NY
Considering a move to Garrattsville, NY? This peaceful hamlet of about 320 residents offers affordable rural living, with median home prices at $127,000 and average rents around $850. Crime rates are low, and residents enjoy a short average commute of 29 minutes. The area features a slower pace, beautiful upstate New York scenery, and access to quality health care and schools. If you're seeking a quiet lifestyle with a close-knit community and four-season weather, Garrattsville is a charming option to call home.
Demographics - Garrattsville, NY
Demographics - Garrattsville, NY
Garrattsville is a small, close-knit community of approximately 320 people, featuring a low population density and a median age of nearly 48 years. The area is predominantly White, with a balanced gender ratio and a small percentage of residents who speak a language other than English at home. This rural setting offers a tranquil lifestyle ideal for those seeking a slower pace.
Population:
320
Density:
28 per sq mi
Median Age:
47.8
Gender Ratio:
101 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
95.7%
Black:
0.8%
Asian:
0.6%
Others:
2.9%
Cost Of Living
What is the average cost of living in Garrattsville, NY?
Living in Garrattsville is affordable, with a median home value of $127,000 and average monthly rents at $850. The overall cost of living index is below the national average, making daily expenses like groceries and housing especially budget-friendly. Utilities and healthcare costs are on par with state averages, supporting a modest yet comfortable lifestyle.
Median House Value:
$127,000
Gross Rent:
$850
Monthly Electricity Charges:
$130
Auto Insurance:
$1,135
House Owner Cost With Mortgage:
$1,050
House Owner Cost Without Mortgage:
$475
State Taxes:
Low:
4%
|
High:
8.82%
Cost Of Living Index:
87.6
Grocery:
95.2
Housing:
61.1
Utilities:
107.4
Transportation:
89.7
Health Care:
100.3
Miscellaneous:
94.1
Crime
Is Garrattsville, NY a safe place to live?
Garrattsville boasts low crime rates, with violent crimes occurring at just 92 per 100,000 residents and property crimes at 815 per 100,000. The chance of experiencing a violent crime is about 1 in 1,087, reflecting a safe and secure environment. This peaceful atmosphere is attractive for families and those seeking a worry-free rural setting.
Violent Crimes Per 100k:
92
Property Crimes Per 100k:
815
Crime Index:
907
Chance Of Violent Crime:
1 in 1,087
Chance Of Property Crime:
1 in 123
Weather
What is the weather like in Garrattsville, NY year-round?
Residents experience all four seasons, with cold winters averaging lows of 12°F and warm summers reaching highs around 81°F. The area receives nearly 40 inches of annual rainfall and about 49% of days are sunny, making it suitable for those who enjoy a classic Northeastern climate. Spring and fall are mild and picturesque, adding to the region's scenic appeal.

Winter
Min:
12°F
Max:
32°F

Spring
Min:
33°F
Max:
61°F

Summer
Min:
54°F
Max:
81°F

Fall
Min:
36°F
Max:
63°F
Average Rainfall Inches:
39.7 inches
Sunny Days Percentage:
49%
Neighbors
Garrattsville's neighbors enjoy a median household income of $47,200 and a family income of $56,100, with a poverty rate of 13.6%. Most residents commute about 29 minutes to work, while public transportation usage is very low. The community is well-educated, with over 90% holding a high school diploma or higher.
Median Income:
$32,500
Household Income:
$47,200
Family Income:
$56,100
Per Capita Income:
$25,900
Income Male:
$30,800
Income Female:
$25,200
Poverty Rate:
13.6%
Non English Speakers:
2.1%
Rent:
$850
Unemployment Rate:
5.2%
Public Transport Usage:
0.7%
Commute Time:
28.6 minutes

Education
High School or Higher:
90.8%
Bachelors or More:
18.2%
Education
How are the schools in Garrattsville, NY?
Garrattsville offers access to quality education through the Gilbertsville-Mount Upton Central School, which maintains a favorable student-teacher ratio. For higher education, residents are within 18 miles of SUNY Oneonta and Hartwick College, providing convenient options for continuing education. The community values learning and has strong ties to local schools.

Public Schools
Name:
Gilbertsville-Mount Upton Central School
Street:
693 State Highway 51, Gilbertsville, NY 13776
Phone:
607-783-2207
Students:
430
Student Teacher Ratio:
10.5

Colleges
Name:
SUNY Oneonta
City:
Oneonta
State:
NY
Distance:
18 miles
Students:
6,500
Name:
Hartwick College
City:
Oneonta
State:
NY
Distance:
18 miles
Students:
1,200
Healthcare
Access to healthcare is strong, with major facilities like Bassett Medical Center nearby and 94.1% of residents covered by health insurance. There are about 1.6 physicians per 1,000 residents, ensuring reasonable access to medical care. The area’s healthcare index indicates reliable and affordable services for local families.

Major Hospitals
Name:
Bassett Medical Center
Address:
One Atwell Road, Cooperstown, NY 13326
Phone:
(607) 547-3456
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
94.1%
Health Care Index:
69.8
Housing Market
What is the housing market like in Garrattsville, NY?
Garrattsville features a stable housing market, with a median home price of $127,000 and average rents for a two-bedroom at $850. Homeownership is high, with nearly 79% of homes owner-occupied and low foreclosure rates. The market experiences modest appreciation, offering affordability and long-term stability for buyers.
Median Home Price:
$127,000
Average Rent For 2 Bedroom:
$850
Owner Occupied Rate:
78.9%
Rental Vacancy Rate:
7.3%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.5%
Foreclosure Rate:
0.3%
DMV Information
Residents are served by the New York State Department of Motor Vehicles, with the nearest office located in Oxford, NY. The DMV provides essential services such as licensing, registration, and vehicle titling. Online resources and customer support are also available for convenience.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
3665 State Highway 12, Oxford, NY 13830
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.