Indiana / Hancock County

Moving to Gem, IN

Thinking of making a move to Gem, IN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Gem, IN

Considering a move to Gem, IN? This welcoming community of 300 residents offers a blend of suburban charm and convenience, with median home prices around $164,000 and average rents near $850. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (53% annually), ideal for families and commuters alike. Explore Gem's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Gem, IN

Gem has a population of 300 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 2% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
300
Density
150 per sq mi
Median Age
41.2
Gender Ratio
99 males per 100 females
Non-English Speakers Percentage
2.5%

Ethnic Composition

White
93.0%
Black
2.2%
Asian
0.8%
Others
4.0%

Cost Of Living

What is the average cost of living in Gem, IN?

The cost of living in Gem is higher than the national average, with a cost of living index of 84.9. Median home values are around $164,000 and average rents for a two-bedroom apartment are approximately $850. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$164,000
Gross Rent
$850
Monthly Electricity Charges
$120
Auto Insurance
$1,050
House Owner Cost With Mortgage
$1,200
House Owner Cost Without Mortgage
$420
State Taxes
Low: 3.15%| High: 5.75%
Cost Of Living Index
84.9
Grocery
94.5
Housing
72.2
Utilities
90.1
Transportation
85.3
Health Care
89.0
Miscellaneous
88.0

Crime

Is Gem, IN a safe place to live?

Gem is considered a safe community, with a low violent crime rate of 112 incidents per 100,000 residents and a property crime chance of 1 in 84. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Indiana.

Violent Crimes Per 100k
112
Property Crimes Per 100k
1,190
Crime Index
1,302
Chance Of Violent Crime
1 in 900
Chance Of Property Crime
1 in 84

Weather

What is the weather like in Gem, IN year-round?

Gem experiences four distinct seasons, with warm summers reaching highs of 85°F and cold winters dipping to 19°F. The area receives about 39 inches of rainfall annually and enjoys sunshine on 53% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
19°F
Max
36°F

Summer

Min
62°F
Max
85°F

Spring

Min
38°F
Max
66°F

Fall

Min
40°F
Max
68°F
Average Rainfall Inches
38.5 inches
Sunny Days Percentage
53%

Neighbors

The neighborhood boasts a healthy median household income of $66,200 and a low poverty rate of 10.5%. Over 91% of residents have at least a high school diploma, and nearly 20% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$38,000
Household Income
$66,200
Family Income
$73,500
Per Capita Income
$29,500
Income Male
$41,000
Income Female
$33,000
Poverty Rate
10.5%
Non English Speakers
2.5%
Rent
$850
Unemployment Rate
3.6%
Public Transport Usage
0.2%
Commute Time
27.8 minutes

Education

High School or Higher
91.0%
Bachelors or More
19.8%

Education

How are the schools in Gem, IN?

Gem offers quality education options, with public schools like Eastern Hancock Elementary School and Eastern Hancock High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Ivy Tech Community College - Anderson and Ball State University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Eastern Hancock Elementary School
Street
10450 E 250 N, Charlottesville, IN 46117
Phone
317-936-5444
Students
540
Student Teacher Ratio
16.3
Name
Eastern Hancock High School
Street
10320 E 250 N, Charlottesville, IN 46117
Phone
317-936-5595
Students
380
Student Teacher Ratio
13.8

Colleges

Name
Ivy Tech Community College - Anderson
City
Anderson
State
IN
Distance
23 miles
Students
3,800
Name
Ball State University
City
Muncie
State
IN
Distance
36 miles
Students
20,000

Healthcare

Gem residents have access to quality healthcare, with major hospitals like Hancock Regional Hospital and Community Hospital East nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 91.2% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Hancock Regional Hospital
Address
801 N State St, Greenfield, IN 46140
Phone
(317) 462-5544
Type
General & Surgical
Emergency Services
Yes
Name
Community Hospital East
Address
1500 N Ritter Ave, Indianapolis, IN 46219
Phone
(317) 355-1411
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
91.2%
Health Care Index
71.2

Housing Market

What is the housing market like in Gem, IN?

The local housing market is strong, with a median home price of $164,000 and an owner-occupied rate of nearly 79%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Gem offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$164,000
Average Rent For 2 Bedroom
$850
Owner Occupied Rate
78.6%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.0%
Foreclosure Rate
0.6%

DMV Information

Residents of Gem handle vehicle services through the Indiana Bureau of Motor Vehicles, conveniently located in Indianapolis. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Indiana
Department
Indiana Bureau of Motor Vehicles
Address
100 N Senate Ave, Indianapolis, IN 46204
Phone
1-888-692-6841

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Gem, IN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Gem, review the core fields on this page: population 300, median home value $164,000, average rent for 2 bedroom $850, commute time 27.8 minutes, and sunny days percentage 53%.

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