Indiana / Hancock County

Moving to Gem, IN

Thinking of making a move to Gem, IN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Gem, IN

Considering a move to Gem, IN? This welcoming community of 785 residents offers a blend of suburban charm and convenience, with median home prices around $165,000 and average rents near $825. Commute times average 22 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Gem's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Gem, IN

Gem has a population of 785 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 0% Black, and 0% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
785
Density
1,050 per sq mi
Median Age
41.2
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
1.8%

Ethnic Composition

White
96.0%
Black
0.4%
Asian
0.3%
Others
3.3%

Cost Of Living

What is the average cost of living in Gem, IN?

The cost of living in Gem is higher than the national average, with a cost of living index of 81.5. Median home values are around $165,000 and average rents for a two-bedroom apartment are approximately $825. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$165,000
Gross Rent
$825
Monthly Electricity Charges
$128
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,150
House Owner Cost Without Mortgage
$420
State Taxes
Low: 3.15%| High: 3.15%
Cost Of Living Index
81.5
Grocery
92.0
Housing
67.8
Utilities
96.4
Transportation
88.7
Health Care
93.8
Miscellaneous
90.5

Crime

Is Gem, IN a safe place to live?

Gem is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 87. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Indiana.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,150
Crime Index
1,360
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 87

Weather

What is the weather like in Gem, IN year-round?

Gem experiences four distinct seasons, with warm summers reaching highs of 86°F and cold winters dipping to 19°F. The area receives about 41 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
19°F
Max
37°F

Summer

Min
64°F
Max
86°F

Spring

Min
43°F
Max
67°F

Fall

Min
46°F
Max
69°F
Average Rainfall Inches
40.5 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $58,200 and a low poverty rate of 11.8%. Over 90% of residents have at least a high school diploma, and nearly 14% hold a bachelor's degree or higher. Commute times average 22 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$31,500
Household Income
$58,200
Family Income
$72,000
Per Capita Income
$27,100
Income Male
$38,000
Income Female
$29,500
Poverty Rate
11.8%
Non English Speakers
3.4%
Rent
$825
Unemployment Rate
4.1%
Public Transport Usage
0.4%
Commute Time
21.8 minutes

Education

High School or Higher
90.4%
Bachelors or More
13.8%

Education

How are the schools in Gem, IN?

Gem offers quality education options, with public schools like Daleville Jr/Sr High School and Muncie Central High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Ball State University and Ivy Tech Community College - Muncie. The community is committed to educational excellence for all age groups.

Public Schools

Name
Daleville Jr/Sr High School
Street
1200 N Main St
Phone
765-378-4231
Students
520
Student Teacher Ratio
15.1
Name
Muncie Central High School
Street
801 N Walnut St
Phone
765-747-5250
Students
1,350
Student Teacher Ratio
16.4

Private Schools

Name
Indiana Academy for Science, Mathematics, and Humanities
Street
4300 W Bethel Ave
Phone
765-285-1290
Students
305

Colleges

Name
Ball State University
City
Muncie
State
IN
Distance
9 miles
Students
22,000
Name
Ivy Tech Community College - Muncie
City
Muncie
State
IN
Distance
10 miles
Students
3,800

Healthcare

Gem residents have access to quality healthcare, with major hospitals like St. Vincent Seton Specialty Hospital and IU Health Ball Memorial Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 91.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
St. Vincent Seton Specialty Hospital
Address
4060 W Memorial Dr, Muncie, IN 47302
Phone
(765) 281-3000
Type
Specialty Hospital
Emergency Services
No
Name
IU Health Ball Memorial Hospital
Address
2401 W University Ave, Muncie, IN 47303
Phone
(765) 747-3111
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
91.4%
Health Care Index
67.8

Housing Market

What is the housing market like in Gem, IN?

The local housing market is strong, with a median home price of $165,000 and an owner-occupied rate of nearly 79%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 8.1%. Gem offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$165,000
Average Rent For 2 Bedroom
$825
Owner Occupied Rate
78.6%
Rental Vacancy Rate
8.1%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
0.7%
Foreclosure Rate
0.6%

DMV Information

Residents of Gem handle vehicle services through the Indiana Bureau of Motor Vehicles, conveniently located in Indianapolis. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Indiana
Department
Indiana Bureau of Motor Vehicles
Address
100 N Senate Ave, Indianapolis, IN 46204
Phone
(888) 692-6841

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Gem, IN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Gem, review the core fields on this page: population 785, median home value $165,000, average rent for 2 bedroom $825, commute time 21.8 minutes, and sunny days percentage 54%.

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