Everything You Should Know Before Moving to Georgetown, KY
Considering a move to Georgetown, KY? With a friendly population of 38,780 and a median home price of $261,000, Georgetown offers affordable living, a low violent crime rate (144 per 100K), and short average commutes of 25 minutes. The city features quality schools, strong community healthcare, and a pleasant climate with 56% sunny days. Georgetown is a great choice for families and professionals looking for value, safety, and a welcoming Kentucky lifestyle.
Demographics - Georgetown, KY
Demographics - Georgetown, KY
Georgetown, KY is home to around 38,780 residents and features a youthful median age of 34.1 years. The community is predominantly White (85.3%), with a balanced gender ratio and a modest percentage of non-English speakers, making it an inviting city for diverse families and young professionals.
Population:
38,780
Density:
1,450 per sq mi
Median Age:
34.1
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
5.1%
Ethnic Composition
White:
85.3%
Black:
6.7%
Asian:
1.1%
Others:
6.9%
Cost Of Living
What is the average cost of living in Georgetown, KY?
Georgetown offers a cost of living below the national average, with a median home value of $261,000 and typical rents around $1,120 per month. Utilities and everyday expenses remain affordable, making it an attractive choice for those seeking value in central Kentucky.
Median House Value:
$261,000
Gross Rent:
$1,120
Monthly Electricity Charges:
$125
Auto Insurance:
$1,340
House Owner Cost With Mortgage:
$1,480
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
5%
|
High:
5%
Cost Of Living Index:
88.7
Grocery:
93.0
Housing:
80.4
Utilities:
98.5
Transportation:
93.7
Health Care:
94.2
Miscellaneous:
90.5
Crime
Is Georgetown, KY a safe place to live?
The city experiences a low violent crime rate of 144 incidents per 100,000 people and a property crime rate of 1,320 per 100,000, providing residents with a reassuring sense of safety. Your chances of encountering violent crime are about 1 in 694, making Georgetown a secure place to live.
Violent Crimes Per 100k:
144
Property Crimes Per 100k:
1,320
Crime Index:
1,464
Chance Of Violent Crime:
1 in 694
Chance Of Property Crime:
1 in 76
Weather
What is the weather like in Georgetown, KY year-round?
Residents enjoy a pleasant climate with warm summers reaching up to 86°F, mild winters averaging lows of 25°F, and approximately 56% sunny days each year. Annual rainfall is moderate at 46.1 inches, supporting lush surroundings and seasonal outdoor activities.
Winter
Min:
25°F
Max:
42°F
Spring
Min:
46°F
Max:
69°F
Summer
Min:
64°F
Max:
86°F
Fall
Min:
47°F
Max:
71°F
Average Rainfall Inches:
46.1 inches
Sunny Days Percentage:
56%
Neighbors
Households in Georgetown have a median income of $74,240, with a low unemployment rate of 3.7% and a poverty rate of 10.7%. The community values education—over 93% have a high school diploma—and enjoys short average commutes of about 25 minutes.
Median Income:
$37,600
Household Income:
$74,240
Family Income:
$88,100
Per Capita Income:
$31,700
Income Male:
$50,200
Income Female:
$42,100
Poverty Rate:
10.7%
Non English Speakers:
7.2%
Rent:
$1,120
Unemployment Rate:
3.7%
Public Transport Usage:
0.6%
Commute Time:
25.1 minutes
Education
High School or Higher:
93.9%
Bachelors or More:
27.8%
Education
How are the schools in Georgetown, KY?
Georgetown boasts a strong educational environment with quality public schools like Royal Spring and Georgetown Middle, as well as private options such as St. John Catholic School. Higher education is easily accessible, with Georgetown College located in town and several colleges nearby in Lexington.
Public Schools
Name:
Royal Spring Middle School
Street:
3325 Lexington Rd
Phone:
502-570-3900
Students:
890
Student Teacher Ratio:
17.5
Name:
Georgetown Middle School
Street:
730 S Hamilton St
Phone:
502-863-3563
Students:
800
Student Teacher Ratio:
17.2
Private Schools
Name:
St. John Catholic School
Street:
106 Military St
Phone:
502-863-2607
Students:
210
Colleges
Name:
Georgetown College
City:
Georgetown
State:
KY
Distance:
0 miles
Students:
1,500
Name:
Bluegrass Community & Technical College
City:
Lexington
State:
KY
Distance:
12 miles
Students:
9,400
Healthcare
Georgetown provides strong healthcare access, anchored by Georgetown Community Hospital and proximity to major facilities in Lexington. With 2.2 physicians per 1,000 residents and over 90% health insurance coverage, local healthcare services are both accessible and reliable.
Major Hospitals
Name:
Georgetown Community Hospital
Address:
1140 Lexington Rd, Georgetown, KY 40324
Phone:
(502) 868-1100
Type:
General & Surgical
Emergency Services:
Yes
Name:
Baptist Health Lexington
Address:
1740 Nicholasville Rd, Lexington, KY 40503
Phone:
(859) 260-6100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
90.4%
Health Care Index:
77.2
Housing Market
What is the housing market like in Georgetown, KY?
The housing market is robust and affordable, with a median home price of $261,000 and a 68.6% owner-occupancy rate. Home values have appreciated by 6.3% in the past year, and rental options remain accessible with an average rent of $1,120 for a two-bedroom home.
Median Home Price:
$261,000
Average Rent For 2 Bedroom:
$1,120
Owner Occupied Rate:
68.6%
Rental Vacancy Rate:
4.9%
Home Appreciation Rate (1yr):
6.3%
New Construction Rate:
2.5%
Foreclosure Rate:
0.3%
DMV Information
DMV services for Georgetown are managed by the Kentucky Transportation Cabinet in nearby Frankfort, offering convenient access to licensing and vehicle registration. Residents can find more information or schedule appointments through the official state website.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.