Everything You Should Know Before Moving to Gerald, MO
Thinking of moving to Gerald, MO? This friendly community of 1,315 offers affordable living, with median home values around $160,000 and average rents at $730. Residents enjoy a peaceful pace and low cost of living, with a typical commute of about 31 minutes. Crime rates are moderate for the region, and the town is served by local schools and nearby healthcare in Washington. If you’re looking for small-town charm with easy access to the St. Louis metro area, Gerald is a great place to call home.
Demographics - Gerald, MO
Demographics - Gerald, MO
Gerald, Missouri is a close-knit community of 1,315 residents, predominantly White, with a median age of 36.7 years and a nearly equal gender balance. The population density supports a small-town feel, and a low percentage of non-English speakers makes it easy for newcomers to integrate.
Population:
1,315
Density:
580 per sq mi
Median Age:
36.7
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
95.3%
Black:
0.8%
Asian:
0.5%
Others:
3.4%
Cost Of Living
What is the average cost of living in Gerald, MO?
Gerald offers an affordable lifestyle with a cost of living index well below the national average, highlighted by median home values around $160,000 and average rents of $730 per month. Residents benefit from reasonable utility and insurance costs, making it an attractive option for budget-conscious individuals and families.
Median House Value:
$160,000
Gross Rent:
$730
Monthly Electricity Charges:
$118
Auto Insurance:
$1,370
House Owner Cost With Mortgage:
$1,120
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
1.5%
|
High:
5.4%
Cost Of Living Index:
83.0
Grocery:
95.7
Housing:
70.3
Utilities:
93.4
Transportation:
86.5
Health Care:
90.8
Miscellaneous:
86.2
Crime
Is Gerald, MO a safe place to live?
Crime rates in Gerald are moderate for the region, with a chance of property crime at 1 in 74 and violent crime at 1 in 476. Most residents find the area safe, though it's advisable to take standard precautions as you would in any small town.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,350
Crime Index:
1,560
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 74
Weather
What is the weather like in Gerald, MO year-round?
Gerald experiences four distinct seasons, with warm summers reaching highs around 89°F and winters dipping to lows near 22°F. The area receives about 43.7 inches of rainfall annually and enjoys 58% sunny days, offering a pleasant climate for outdoor activities.
Winter
Min:
22°F
Max:
42°F
Spring
Min:
44°F
Max:
69°F
Summer
Min:
65°F
Max:
89°F
Fall
Min:
46°F
Max:
70°F
Average Rainfall Inches:
43.7 inches
Sunny Days Percentage:
58%
Neighbors
The typical household income in Gerald is about $53,700, with a poverty rate of 11.7% and an unemployment rate of 3.6%. Most adults have at least a high school diploma, and the average commute time is just over 31 minutes, creating a stable and family-friendly environment.
Median Income:
$34,500
Household Income:
$53,700
Family Income:
$64,200
Per Capita Income:
$24,200
Income Male:
$41,500
Income Female:
$31,800
Poverty Rate:
11.7%
Non English Speakers:
2.5%
Rent:
$730
Unemployment Rate:
3.6%
Public Transport Usage:
0.2%
Commute Time:
31.1 minutes
Education
High School or Higher:
89.8%
Bachelors or More:
14.5%
Education
How are the schools in Gerald, MO?
Gerald provides quality public education through Gerald Elementary School, with a favorable student-teacher ratio of 14.1, and access to higher education at East Central College just 18 miles away. The community values educational attainment, with nearly 90% of adults holding a high school diploma.
Public Schools
Name:
Gerald Elementary School
Street:
200 W. Fitzgerald Ave
Phone:
573-764-3332
Students:
340
Student Teacher Ratio:
14.1
Colleges
Name:
East Central College
City:
Union
State:
MO
Distance:
18 miles
Students:
2,600
Healthcare
Healthcare in Gerald is supported by facilities like Mercy Hospital Washington nearby, and about 89% of residents have health insurance coverage. With a healthcare index of 77.1 and 1.7 physicians per 1,000 people, essential medical needs are readily accessible.
Major Hospitals
Name:
Mercy Hospital Washington
Address:
901 E 5th St, Washington, MO 63090
Phone:
(636) 239-8000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
89.3%
Health Care Index:
77.1
Housing Market
What is the housing market like in Gerald, MO?
The local housing market features a median home price of $160,000 and a high owner-occupancy rate of 67.5%. Rental options are available with average two-bedroom rents at $730, while home values have seen steady appreciation over the past year.
Median Home Price:
$160,000
Average Rent For 2 Bedroom:
$730
Owner Occupied Rate:
67.5%
Rental Vacancy Rate:
6.8%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
1.3%
Foreclosure Rate:
0.8%
DMV Information
Gerald residents can manage vehicle and driver licensing through the Missouri Department of Revenue, headquartered in Jefferson City. Services and resources are accessible both online and by phone, ensuring convenience for all transportation needs.
State:
Missouri
Department:
Missouri Department of Revenue - Motor Vehicle & Driver Licensing
Address:
830 E. High Street, Jefferson City, MO 65101
Phone:
1-573-751-4509
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.