Missouri / Franklin County

Moving to Gerald, MO

Thinking of making a move to Gerald, MO? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Gerald, MO

Considering a move to Gerald, MO? This welcoming community of 1,368 residents offers a blend of suburban charm and convenience, with median home prices around $168,000 and average rents near $820. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Gerald's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Gerald, MO

Gerald has a population of 1,368 residents, offering a diverse community with a median age of nearly 40 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 1% Black, and 0% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,368
Density
520 per sq mi
Median Age
39.8
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
3.0%

Ethnic Composition

White
95.8%
Black
0.7%
Asian
0.4%
Others
3.1%

Cost Of Living

What is the average cost of living in Gerald, MO?

The cost of living in Gerald is higher than the national average, with a cost of living index of 82.4. Median home values are around $168,000 and average rents for a two-bedroom apartment are approximately $820. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$168,000
Gross Rent
$820
Monthly Electricity Charges
$135
Auto Insurance
$1,620
House Owner Cost With Mortgage
$1,150
House Owner Cost Without Mortgage
$420
State Taxes
Low: 1.5%| High: 4.8%
Cost Of Living Index
82.4
Grocery
95.0
Housing
63.5
Utilities
98.7
Transportation
89.6
Health Care
93.4
Miscellaneous
89.1

Crime

Is Gerald, MO a safe place to live?

Gerald is considered a safe community, with a low violent crime rate of 190 incidents per 100,000 residents and a property crime chance of 1 in 65. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Missouri.

Violent Crimes Per 100k
190
Property Crimes Per 100k
1,540
Crime Index
1,730
Chance Of Violent Crime
1 in 526
Chance Of Property Crime
1 in 65

Weather

What is the weather like in Gerald, MO year-round?

Gerald experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 24°F. The area receives about 44 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
24°F
Max
42°F

Summer

Min
67°F
Max
89°F

Spring

Min
46°F
Max
71°F

Fall

Min
48°F
Max
73°F
Average Rainfall Inches
43.5 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $61,500 and a low poverty rate of 14.8%. Over 88% of residents have at least a high school diploma, and nearly 18% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$39,000
Household Income
$61,500
Family Income
$75,500
Per Capita Income
$28,500
Income Male
$38,500
Income Female
$29,500
Poverty Rate
14.8%
Non English Speakers
4.2%
Rent
$820
Unemployment Rate
4.3%
Public Transport Usage
0.7%
Commute Time
25.4 minutes

Education

High School or Higher
88.4%
Bachelors or More
17.6%

Education

How are the schools in Gerald, MO?

Gerald offers quality education options, with public schools like Gerald Elementary School and Owensville Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including East Central College and Missouri University of Science and Technology. The community is committed to educational excellence for all age groups.

Public Schools

Name
Gerald Elementary School
Street
501 S Pine St
Phone
573-764-3500
Students
290
Student Teacher Ratio
13.6
Name
Owensville Middle School
Street
800 S Olive St, Owensville, MO 65066
Phone
573-437-2251
Students
430
Student Teacher Ratio
14.1

Private Schools

Name
St. Paul Lutheran School
Street
500 N 5th St, Washington, MO 63090
Phone
636-239-5415
Students
160

Colleges

Name
East Central College
City
Union
State
MO
Distance
18 miles
Students
2,500
Name
Missouri University of Science and Technology
City
Rolla
State
MO
Distance
38 miles
Students
8,900

Healthcare

Gerald residents have access to quality healthcare, with major hospitals like St. Francis Medical Center and Mercy Hospital Washington nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 90.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
St. Francis Medical Center
Address
211 Saint Francis Dr, Cape Girardeau, MO 63703
Phone
(573) 331-3000
Type
General & Surgical
Emergency Services
Yes
Name
Mercy Hospital Washington
Address
901 E 5th St, Washington, MO 63090
Phone
(636) 239-8000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
90.8%
Health Care Index
68.9

Housing Market

What is the housing market like in Gerald, MO?

The local housing market is strong, with a median home price of $168,000 and an owner-occupied rate of nearly 79%. The market has seen a 3.6% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Gerald offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$168,000
Average Rent For 2 Bedroom
$820
Owner Occupied Rate
78.5%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
3.6%
New Construction Rate
0.8%
Foreclosure Rate
0.7%

DMV Information

Residents of Gerald handle vehicle services through the Missouri Department of Revenue, conveniently located in Jefferson City. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Missouri
Department
Missouri Department of Revenue
Address
301 W High St, Jefferson City, MO 65101
Phone
(573) 751-4509

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Gerald, MO

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Gerald, review the core fields on this page: population 1,368, median home value $168,000, average rent for 2 bedroom $820, commute time 25.4 minutes, and sunny days percentage 58%.

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