Everything You Should Know Before Moving to Germantown, MD
Considering a move to Germantown, MD? Home to over 91,000 residents, Germantown offers a diverse community, excellent public schools, and a vibrant multicultural atmosphere. Median home prices are around $410,000, with average rents at $1,880, and a cost of living index just above the national average. Residents enjoy a moderate climate with 57% sunny days per year, a low violent crime rate of 188 per 100k, and great access to healthcare and higher education, making Germantown a welcoming spot for families and professionals alike.
Demographics - Germantown, MD
Demographics - Germantown, MD
Germantown is home to approximately 91,249 residents, offering a dense, vibrant community with a median age of 35.1 years. The city features a richly diverse population, with significant White, Black, and Asian communities, and over one-third of residents speaking a language other than English at home. This multicultural environment contributes to a dynamic, inclusive atmosphere for newcomers.
Population:
91,249
Density:
6,700 per sq mi
Median Age:
35.1
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
36.0%

Ethnic Composition
White:
30.2%
Black:
20.6%
Asian:
20.1%
Others:
29.1%
Cost Of Living
What is the average cost of living in Germantown, MD?
With a cost of living index of 124.1, Germantown is somewhat higher than the national average, mainly due to housing costs, where the median home value is $410,000 and average rent is $1,880 per month. Essential expenses like utilities and transportation are also moderately above average, making budgeting important for new residents. State tax rates range from 2% to 5.75%, adding to overall living considerations.
Median House Value:
$410,000
Gross Rent:
$1,880
Monthly Electricity Charges:
$140
Auto Insurance:
$1,620
House Owner Cost With Mortgage:
$2,240
House Owner Cost Without Mortgage:
$720
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
124.1
Grocery:
116.3
Housing:
129.7
Utilities:
110.2
Transportation:
115.8
Health Care:
107.9
Miscellaneous:
110.5
Crime
Is Germantown, MD a safe place to live?
Germantown experiences a relatively low violent crime rate of 188 incidents per 100,000 people, making it a generally safe place to live. Property crime is more common, with a rate of 1,420 per 100,000, but the chance of being a victim of violent crime remains low at 1 in 532. Safety-conscious families and individuals often find this community reassuring.
Violent Crimes Per 100k:
188
Property Crimes Per 100k:
1,420
Crime Index:
1,608
Chance Of Violent Crime:
1 in 532
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in Germantown, MD year-round?
Residents of Germantown enjoy four distinct seasons, with mild winters averaging lows of 26°F and warm summers reaching highs of 87°F. The area receives about 43.5 inches of rainfall annually and boasts 57% sunny days, offering a comfortable climate for outdoor activities. Seasonal changes provide a balanced weather experience year-round.

Winter
Min:
26°F
Max:
41°F

Spring
Min:
46°F
Max:
68°F

Summer
Min:
66°F
Max:
87°F

Fall
Min:
49°F
Max:
70°F
Average Rainfall Inches:
43.5 inches
Sunny Days Percentage:
57%
Neighbors
Germantown's neighborhoods reflect a strong middle-class character, with median household incomes around $100,700 and a family income of $109,200. The community is well-educated, with over 91% holding a high school diploma and 42% earning a bachelor’s degree or higher, while the poverty rate remains relatively low at 6.7%. Residents typically face a commute of about 35 minutes and a modest unemployment rate of 4.1%.
Median Income:
$47,500
Household Income:
$100,700
Family Income:
$109,200
Per Capita Income:
$41,800
Income Male:
$54,700
Income Female:
$47,200
Poverty Rate:
6.7%
Non English Speakers:
36.0%
Rent:
$1,880
Unemployment Rate:
4.1%
Public Transport Usage:
8.3%
Commute Time:
35.4 minutes

Education
High School or Higher:
91.5%
Bachelors or More:
42.3%
Education
How are the schools in Germantown, MD?
Germantown offers strong educational opportunities, highlighted by highly rated public schools such as Northwest High School and Roberto W. Clemente Middle School. The area also features private options like Seneca Academy and is home to the Montgomery College Germantown Campus. With access to higher education and a focus on quality learning environments, families find excellent choices for students of all ages.

Public Schools
Name:
Northwest High School
Street:
13501 Richter Farm Rd
Phone:
301-601-4660
Students:
2,600
Student Teacher Ratio:
18.5
Name:
Roberto W. Clemente Middle School
Street:
18808 Waring Station Rd
Phone:
301-353-8080
Students:
1,200
Student Teacher Ratio:
15.4

Private Schools
Name:
Seneca Academy
Street:
15601 Germantown Rd
Phone:
301-869-3728
Students:
180

Colleges
Name:
Montgomery College - Germantown Campus
City:
Germantown
State:
MD
Distance:
0 miles
Students:
7,500
Name:
University of Maryland - College Park
City:
College Park
State:
MD
Distance:
23 miles
Students:
41,000
Healthcare
Access to healthcare in Germantown is robust, with major hospitals such as Holy Cross Germantown Hospital and Adventist HealthCare Shady Grove Medical Center nearby. The area has about 2.7 physicians per 1,000 residents, and over 92% of the population has health insurance coverage. Quality emergency and general medical services are readily available for families and individuals.

Major Hospitals
Name:
Adventist HealthCare Shady Grove Medical Center
Address:
9901 Medical Center Dr, Rockville, MD 20850
Phone:
(240) 826-6000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Holy Cross Germantown Hospital
Address:
19801 Observation Dr, Germantown, MD 20876
Phone:
(301) 557-6000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.7
Health Insurance Coverage:
92.8%
Health Care Index:
76.2
Housing Market
What is the housing market like in Germantown, MD?
The housing market in Germantown is competitive, with a median home price of $410,000 and average two-bedroom rents at $1,880. About 61% of homes are owner-occupied, and the area has seen a home appreciation rate of 4.2% over the past year. The low foreclosure rate of 0.4% and moderate vacancy rate offer stability for buyers and renters alike.
Median Home Price:
$410,000
Average Rent For 2 Bedroom:
$1,880
Owner Occupied Rate:
61.4%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.7%
Foreclosure Rate:
0.4%
DMV Information
Germantown residents are served by the Maryland Motor Vehicle Administration, conveniently located in nearby Gaithersburg. The DMV provides essential services like licensing and vehicle registration, with helpful resources available both in-person and online. Residents can reach the MVA at 1-410-768-7000 or visit their website for more information.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
15 Metropolitan Grove Rd, Gaithersburg, MD 20878
Phone:
1-410-768-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.