Everything You Should Know Before Moving to Germantown, TN
Thinking about moving to Germantown, TN? With a population of just over 41,000 and a median home price around $495,000, Germantown offers a safe, affluent community with excellent schools and a low crime rate—violent crime is just 41 per 100K. Residents enjoy a short 23-minute average commute, high incomes, and a mild, sunny climate with 62% sunny days. Discover more about Germantown’s top-rated schools, cost of living, and family-friendly neighborhoods below to help plan your move!
Demographics - Germantown, TN
Demographics - Germantown, TN
Germantown is home to about 41,374 residents, with a population density of 2,100 per square mile and a median age of 46.1 years, highlighting its well-established, family-friendly community. The city is predominantly White (82.8%), with a small but present Black and Asian population, and around 6.5% of residents speak a language other than English at home.
Population:
41,374
Density:
2,100 per sq mi
Median Age:
46.1
Gender Ratio:
90 males per 100 females
Non-English Speakers Percentage:
6.5%

Ethnic Composition
White:
82.8%
Black:
6.8%
Asian:
6.2%
Others:
4.2%
Cost Of Living
What is the average cost of living in Germantown, TN?
Living in Germantown comes with a higher-than-average cost of living, reflected in a median home value of $495,000 and an average rent of $1,650 for a two-bedroom. Utilities and other expenses are close to national averages, but the housing index is notably higher, making it an upscale choice compared to other Tennessee cities.
Median House Value:
$495,000
Gross Rent:
$1,650
Monthly Electricity Charges:
$140
Auto Insurance:
$1,220
House Owner Cost With Mortgage:
$2,400
House Owner Cost Without Mortgage:
$725
State Taxes:
Low:
0%
|
High:
5.0%
Cost Of Living Index:
111.0
Grocery:
100.2
Housing:
123.5
Utilities:
97.9
Transportation:
98.1
Health Care:
101.5
Miscellaneous:
104.0
Crime
Is Germantown, TN a safe place to live?
Germantown boasts a very low crime rate, with only 41 violent crimes and 916 property crimes per 100,000 residents, making it one of the safest cities in the region. Residents enjoy peace of mind with a 1 in 2,400 chance of experiencing violent crime.
Violent Crimes Per 100k:
41
Property Crimes Per 100k:
916
Crime Index:
957
Chance Of Violent Crime:
1 in 2,400
Chance Of Property Crime:
1 in 109
Weather
What is the weather like in Germantown, TN year-round?
Germantown experiences a mild climate with winter lows averaging 32°F and summer highs around 91°F. The city enjoys 62% sunny days each year and receives about 53.6 inches of rainfall annually, making for pleasant outdoor living most of the year.

Winter
Min:
32°F
Max:
50°F

Spring
Min:
48°F
Max:
73°F

Summer
Min:
70°F
Max:
91°F

Fall
Min:
53°F
Max:
76°F
Average Rainfall Inches:
53.6 inches
Sunny Days Percentage:
62%
Neighbors
The community is affluent, with a household income of $127,290 and a very low poverty rate of 2.3%. Nearly all adults have at least a high school diploma, and most residents enjoy short commutes and low unemployment, contributing to an overall high quality of life.
Median Income:
$65,200
Household Income:
$127,290
Family Income:
$145,100
Per Capita Income:
$63,800
Income Male:
$83,000
Income Female:
$60,000
Poverty Rate:
2.3%
Non English Speakers:
6.5%
Rent:
$1,650
Unemployment Rate:
2.6%
Public Transport Usage:
0.7%
Commute Time:
23.2 minutes

Education
High School or Higher:
98.3%
Bachelors or More:
67.1%
Education
How are the schools in Germantown, TN?
Germantown is known for its excellent schools, including top-rated public options like Houston High School and Dogwood Elementary, as well as reputable private institutions. Higher education is easily accessible, with the University of Memphis and Rhodes College both within 15 miles, making the city ideal for families prioritizing education.

Public Schools
Name:
Houston High School
Street:
9755 Wolf River Blvd
Phone:
901-756-6845
Students:
2,050
Student Teacher Ratio:
21.4
Name:
Dogwood Elementary School
Street:
8945 Dogwood Rd
Phone:
901-756-2310
Students:
1,050
Student Teacher Ratio:
13.8

Private Schools
Name:
Briarcrest Christian School
Street:
76 S Houston Levee Rd
Phone:
901-765-4600
Students:
1,600

Colleges
Name:
University of Memphis
City:
Memphis
State:
TN
Distance:
11 miles
Students:
21,600
Name:
Rhodes College
City:
Memphis
State:
TN
Distance:
13 miles
Students:
2,050
Healthcare
Residents have access to top healthcare facilities like Methodist Le Bonheur Germantown Hospital and enjoy a high physician-to-population ratio of 3.5 per 1,000. With over 97% health insurance coverage and robust emergency services, Germantown ensures excellent medical care for its population.

Major Hospitals
Name:
Methodist Le Bonheur Germantown Hospital
Address:
7691 Poplar Ave, Germantown, TN 38138
Phone:
(901) 516-6000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Baptist Memorial Hospital for Women
Address:
6225 Humphreys Blvd, Memphis, TN 38120
Phone:
(901) 227-9000
Type:
Specialty
Emergency Services:
Yes
Physicians Per 1000:
3.5
Health Insurance Coverage:
97.1%
Health Care Index:
77.5
Housing Market
What is the housing market like in Germantown, TN?
Germantown’s housing market features a median home price of $495,000 and a high owner-occupancy rate of 91.2%, reflecting strong neighborhood stability. Home values have appreciated by 4.5% in the past year, while rental vacancies remain low.
Median Home Price:
$495,000
Average Rent For 2 Bedroom:
$1,650
Owner Occupied Rate:
91.2%
Rental Vacancy Rate:
4.1%
Home Appreciation Rate (1yr):
4.5%
New Construction Rate:
1.1%
Foreclosure Rate:
0.3%
DMV Information
Residents handle vehicle and licensing needs through the Tennessee Department of Safety & Homeland Security located in nearby Bartlett, ensuring convenient access to DMV services and up-to-date information via the state’s official website.
State:
Tennessee
Department:
Tennessee Department of Safety & Homeland Security
Address:
6340 Summer Ave, Bartlett, TN 38134
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.