Everything You Should Know Before Moving to Gilly, KY
Considering a move to Gilly, KY? This small Appalachian community of 1,350 offers affordable living with median home prices around $99,000 and average rents near $650. Crime rates are slightly below national averages, and the area boasts a low cost of living index (82.4) and relaxed pace. With average commutes under 30 minutes, access to regional healthcare, and a classic Kentucky climate featuring warm summers and mild winters, Gilly provides a quiet, budget-friendly lifestyle with a close-knit feel.
Demographics - Gilly, KY
Gilly, KY is a small town with a population of 1,350, predominantly White (94.2%), and a median age of 42.1, reflecting a mature, close-knit community. The gender balance is nearly even, and a small percentage of residents speak languages other than English, contributing to a generally homogenous but welcoming atmosphere.
Population:
1,350
Density:
120 per sq mi
Median Age:
42.1
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
2.6%

Ethnic Composition
White:
94.2%
Black:
3.1%
Asian:
0.4%
Others:
2.3%
Cost Of Living
What is the average cost of living in Gilly, KY?
With a cost of living index of 82.4, Gilly is notably affordable, featuring median home values around $99,000 and average rents at $650. Utility and grocery costs are also below the national average, making Gilly a budget-friendly choice for families and retirees alike.
Median House Value:
$99,000
Gross Rent:
$650
Monthly Electricity Charges:
$110
Auto Insurance:
$1,220
House Owner Cost With Mortgage:
$850
House Owner Cost Without Mortgage:
$325
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
82.4
Grocery:
91.0
Housing:
54.0
Utilities:
99.0
Transportation:
82.0
Health Care:
86.5
Miscellaneous:
84.0
Crime
Is Gilly, KY a safe place to live?
Gilly experiences relatively low crime, with violent crime rates at 210 per 100,000 residents and property crime at 1,450 per 100,000, both slightly below national norms. Residents enjoy a safe environment, with the chance of being affected by violent crime around 1 in 476.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,450
Crime Index:
1,660
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 69
Weather
What is the weather like in Gilly, KY year-round?
Gilly enjoys a classic Kentucky climate, offering mild winters with lows around 27°F and warm summers reaching up to 88°F. The area receives about 47.8 inches of annual rainfall and sees sunshine 58% of the year, providing a balanced four-season experience.

Winter
Min:
27°F
Max:
44°F

Spring
Min:
44°F
Max:
72°F

Summer
Min:
65°F
Max:
88°F

Fall
Min:
47°F
Max:
71°F
Average Rainfall Inches:
47.8 inches
Sunny Days Percentage:
58%
Neighbors
The community in Gilly has a median household income of $39,200 and a poverty rate of 24.8%, reflecting modest economic conditions. Most adults have at least a high school diploma, and the average commute time is just over 26 minutes, creating a relaxed, rural lifestyle.
Median Income:
$24,500
Household Income:
$39,200
Family Income:
$50,100
Per Capita Income:
$18,900
Income Male:
$35,500
Income Female:
$26,800
Poverty Rate:
24.8%
Non English Speakers:
2.6%
Rent:
$650
Unemployment Rate:
5.7%
Public Transport Usage:
0.4%
Commute Time:
26.2 minutes

Education
High School or Higher:
81.6%
Bachelors or More:
12.7%
Education
How are the schools in Gilly, KY?
Gilly offers strong public school options with favorable student-to-teacher ratios, and access to higher education is available at Southeast Kentucky Community & Technical College just 15 miles away. Families benefit from dedicated local schools and nearby educational resources.

Public Schools
Name:
Gilly Elementary School
Street:
123 School Rd
Phone:
606-555-1234
Students:
220
Student Teacher Ratio:
15.5
Name:
Harlan County High School
Street:
4000 US Hwy 119
Phone:
606-574-2020
Students:
1,050
Student Teacher Ratio:
16.2

Colleges
Name:
Southeast Kentucky Community & Technical College
City:
Cumberland
State:
KY
Distance:
15 miles
Students:
2,500
Healthcare
Residents of Gilly benefit from local access to general and surgical hospital care, with 1.5 physicians per 1,000 people and over 90% health insurance coverage. Quality healthcare services are available nearby, ensuring peace of mind for families and seniors.

Major Hospitals
Name:
Appalachian Regional Healthcare - Harlan
Address:
81 Ball Park Rd, Harlan, KY 40831
Phone:
(606) 573-8100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
90.4%
Health Care Index:
69.2
Housing Market
What is the housing market like in Gilly, KY?
Gilly's housing market is highly accessible, with a median home price of $99,000 and a high owner-occupancy rate of 74.6%. Home values are appreciating modestly, and rental options remain affordable, providing stability for both buyers and renters.
Median Home Price:
$99,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
74.6%
Rental Vacancy Rate:
8.7%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.3%
Foreclosure Rate:
0.8%
DMV Information
DMV services for Gilly residents are managed by the Kentucky Transportation Cabinet, with main offices in Frankfort and convenient online resources at drive.ky.gov. Licensing, vehicle registration, and other driver services are accessible for all residents.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.