Everything You Should Know Before Moving to Girdler, KY
Considering a move to Girdler, KY? With a small-town population of around 1,500, Girdler offers affordable living—median home prices are just $98,000 and average rents are $670. Residents enjoy a moderate crime rate below national averages, short 27-minute commutes, and a friendly, rural community. While the cost of living is low, education and healthcare are accessible, with local schools and a general hospital nearby. Expect a relaxed pace with warm summers, mild winters, and plenty of sunny days.
Demographics - Girdler, KY
Demographics - Girdler, KY
Girdler, Kentucky is a small rural community of about 1,500 residents, with a median age of 39.2 and a population density of 75 people per square mile. The city is predominantly White, and the population has a near-even gender balance, making it a close-knit and homogenous place to live.
Population:
1,500
Density:
75 per sq mi
Median Age:
39.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
2.1%
Ethnic Composition
White:
96.5%
Black:
1.2%
Asian:
0.3%
Others:
2.0%
Cost Of Living
What is the average cost of living in Girdler, KY?
Girdler boasts a low cost of living, with median home prices around $98,000 and average rent at just $670 per month. Residents benefit from affordable utilities and lower-than-average state taxes, making it an attractive option for budget-conscious families.
Median House Value:
$98,000
Gross Rent:
$670
Monthly Electricity Charges:
$120
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$910
House Owner Cost Without Mortgage:
$320
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
79.9
Grocery:
92.5
Housing:
54.6
Utilities:
93.2
Transportation:
85.1
Health Care:
88.7
Miscellaneous:
91.5
Crime
Is Girdler, KY a safe place to live?
Girdler experiences a relatively low crime rate, with only 131 violent crimes and 940 property crimes per 100,000 residents. Residents enjoy a higher sense of safety compared to many parts of the country, making it a reassuring choice for families and retirees.
Violent Crimes Per 100k:
131
Property Crimes Per 100k:
940
Crime Index:
1,071
Chance Of Violent Crime:
1 in 763
Chance Of Property Crime:
1 in 106
Weather
What is the weather like in Girdler, KY year-round?
The climate in Girdler features warm summers with highs around 87°F and mild winters with lows near 26°F. The area receives about 49 inches of rainfall annually and enjoys sunshine 57% of the year, creating pleasant conditions for outdoor activities.
Winter
Min:
26°F
Max:
44°F
Spring
Min:
47°F
Max:
71°F
Summer
Min:
64°F
Max:
87°F
Fall
Min:
50°F
Max:
73°F
Average Rainfall Inches:
49.3 inches
Sunny Days Percentage:
57%
Neighbors
Typical households in Girdler have a median income of about $36,500, reflecting a modest but tight-knit community. While the area has a higher poverty rate at 23.8%, most residents have at least a high school education, and commutes average a manageable 27 minutes.
Median Income:
$36,500
Household Income:
$38,900
Family Income:
$42,200
Per Capita Income:
$19,500
Income Male:
$33,100
Income Female:
$26,700
Poverty Rate:
23.8%
Non English Speakers:
2.1%
Rent:
$670
Unemployment Rate:
5.8%
Public Transport Usage:
0.4%
Commute Time:
27.1 minutes
Education
High School or Higher:
76.4%
Bachelors or More:
11.2%
Education
How are the schools in Girdler, KY?
Local students attend Girdler Elementary School, which serves about 480 children with a student-teacher ratio of 15:1. Higher education options include Union College in nearby Barbourville, just eight miles away, ensuring educational opportunities from kindergarten through college.
Public Schools
Name:
Girdler Elementary School
Street:
9180 KY-459
Phone:
606-546-4280
Students:
480
Student Teacher Ratio:
15.0
Colleges
Name:
Union College
City:
Barbourville
State:
KY
Distance:
8 miles
Students:
1,000
Healthcare
Residents have access to nearby Barbourville ARH Hospital, offering general and emergency care, with 1.7 physicians per 1,000 people. About 87% of the population has health insurance, and healthcare services are generally accessible for the community's needs.
Major Hospitals
Name:
Barbourville ARH Hospital
Address:
80 Hospital Dr, Barbourville, KY 40906
Phone:
(606) 546-4175
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
86.9%
Health Care Index:
71.3
Housing Market
What is the housing market like in Girdler, KY?
Girdler's housing market is very affordable, with a median home price of $98,000 and a high owner-occupancy rate of 76%. Home values have appreciated by 6.2% in the last year, making it appealing for both buyers and long-term residents.
Median Home Price:
$98,000
Average Rent For 2 Bedroom:
$670
Owner Occupied Rate:
76.1%
Rental Vacancy Rate:
7.4%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
0.5%
Foreclosure Rate:
0.8%
DMV Information
Residents of Girdler can access driver's licensing and vehicle registration services through the Kentucky Transportation Cabinet, located in Frankfort or online at the state DMV website. The process is streamlined and supported by a dedicated state department.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.