Everything You Should Know Before Moving to Golden Lake, IN
Considering a move to Golden Lake, IN? This friendly town of 1,250 features affordable living, with median home prices around $178,000 and average rents near $820. Residents enjoy a peaceful setting with low violent crime (82 per 100K), short 28-minute commutes, and access to quality healthcare and local schools. Golden Lake offers four beautiful seasons, 54% sunny days annually, and a strong sense of community—making it a great choice for families and those seeking small-town charm.
Demographics - Golden Lake, IN
Demographics - Golden Lake, IN
Golden Lake is a small, close-knit community of 1,250 people with a median age of 41, offering a balanced gender ratio and a predominantly White population. The area is family-friendly and diverse, with about 3.6% of residents speaking a language other than English at home. Its moderate population density creates a welcoming environment for both newcomers and long-time residents.
Population:
1,250
Density:
340 per sq mi
Median Age:
41.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
3.6%
Ethnic Composition
White:
92.1%
Black:
2.8%
Asian:
0.9%
Others:
4.2%
Cost Of Living
What is the average cost of living in Golden Lake, IN?
Living in Golden Lake is highly affordable, with a cost of living index well below the national average and median home values around $178,000. Monthly rents are modest at $820, and basic utilities and transportation costs remain manageable, making the city attractive for families and retirees alike. Residents also benefit from Indiana's flat and relatively low state income tax rate.
Median House Value:
$178,000
Gross Rent:
$820
Monthly Electricity Charges:
$125
Auto Insurance:
$1,180
House Owner Cost With Mortgage:
$1,120
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
3.23%
|
High:
3.23%
Cost Of Living Index:
83.7
Grocery:
89.2
Housing:
72.1
Utilities:
93.5
Transportation:
85.7
Health Care:
92.3
Miscellaneous:
90.0
Crime
Is Golden Lake, IN a safe place to live?
Golden Lake enjoys a low crime rate, with violent crime at only 82 incidents per 100,000 residents and property crime remaining below national averages. The chances of experiencing violent crime are extremely low—about 1 in 1,220—giving peace of mind to residents. This safe environment is ideal for raising a family or retiring in comfort.
Violent Crimes Per 100k:
82
Property Crimes Per 100k:
1,080
Crime Index:
1,162
Chance Of Violent Crime:
1 in 1,220
Chance Of Property Crime:
1 in 93
Weather
What is the weather like in Golden Lake, IN year-round?
Residents of Golden Lake experience all four seasons, with warm summers reaching up to 83°F and crisp winters dipping to 18°F. The area receives about 36 inches of annual rainfall and enjoys 54% sunny days, making it ideal for outdoor activities year-round. Seasonal changes add charm and variety to local life.
Winter
Min:
18°F
Max:
35°F
Spring
Min:
39°F
Max:
65°F
Summer
Min:
61°F
Max:
83°F
Fall
Min:
42°F
Max:
68°F
Average Rainfall Inches:
36.2 inches
Sunny Days Percentage:
54%
Neighbors
Golden Lake’s community features a median household income of $62,500 and maintains a relatively low poverty rate of 9.8%. Most residents commute just under 28 minutes, and the unemployment rate is a low 3.8%. Education is valued, with nearly 90% holding a high school diploma and over 20% earning a bachelor’s degree or higher.
Median Income:
$38,000
Household Income:
$62,500
Family Income:
$72,600
Per Capita Income:
$29,700
Income Male:
$41,200
Income Female:
$33,800
Poverty Rate:
9.8%
Non English Speakers:
3.6%
Rent:
$820
Unemployment Rate:
3.8%
Public Transport Usage:
0.5%
Commute Time:
27.8 minutes
Education
High School or Higher:
89.7%
Bachelors or More:
20.3%
Education
How are the schools in Golden Lake, IN?
Golden Lake offers strong educational opportunities with public schools like Golden Lake Elementary and Jr/Sr High, both featuring favorable student-teacher ratios. A private option, St. Francis Academy, is also available within the city, and higher education is easily accessible at Trine University just 18 miles away. Families appreciate the supportive learning environment and variety of schooling choices.
Public Schools
Name:
Golden Lake Elementary School
Street:
2450 Lakeview Dr
Phone:
260-555-2100
Students:
380
Student Teacher Ratio:
16.4
Name:
Golden Lake Jr/Sr High School
Street:
1320 Main St
Phone:
260-555-2200
Students:
410
Student Teacher Ratio:
15.7
Private Schools
Name:
St. Francis Academy
Street:
1100 Maple Ave
Phone:
260-555-2300
Students:
120
Colleges
Name:
Trine University
City:
Angola
State:
IN
Distance:
18 miles
Students:
5,200
Healthcare
Golden Lake residents have convenient access to quality healthcare, including Parkview Noble Hospital offering emergency services nearby. The city has 1.6 physicians per 1,000 residents and a high health insurance coverage rate of 90%. Healthcare costs are generally reasonable, supporting the well-being of the community.
Major Hospitals
Name:
Parkview Noble Hospital
Address:
401 Sawyer Rd, Kendallville, IN 46755
Phone:
(260) 347-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
90.2%
Health Care Index:
67.8
Housing Market
What is the housing market like in Golden Lake, IN?
Golden Lake’s housing market is stable and affordable, with a median home price of $178,000 and average two-bedroom rent at $820. Most homes are owner-occupied (78.3%), and the area has a low foreclosure rate, making it attractive for buyers seeking long-term value. Home appreciation over the past year has been steady at 4.2%.
Median Home Price:
$178,000
Average Rent For 2 Bedroom:
$820
Owner Occupied Rate:
78.3%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.3%
DMV Information
Residents of Golden Lake are served by the Indiana Bureau of Motor Vehicles, located in Indianapolis, offering comprehensive licensing and registration services. The department provides easy access to information and support via their statewide website and customer service hotline. Local drivers benefit from streamlined processes and clear state requirements.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
100 N Senate Ave, Indianapolis, IN 46204
Phone:
1-888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.