Everything You Should Know Before Moving to Graf, NE
Curious about small-town living? Graf, NE is home to just 40 residents, offering a peaceful rural lifestyle with a median home price of $68,000 and average rents around $650. The cost of living is well below the national average, and crime rates remain low, with a typical commute of 21 minutes. Residents enjoy affordable housing, a welcoming community, and convenient access to schools and healthcare, all set in Nebraska’s sunny, four-season climate.
Demographics - Graf, NE
Graf, Nebraska is a tiny rural community of 40 people, where the median age is 54 and the population is predominantly White. With a low population density and a slightly higher number of males than females, residents enjoy a quiet, close-knit environment. Non-English speakers are rare, contributing to a largely homogenous cultural setting.
Population:
40
Density:
74 per sq mi
Median Age:
54.0
Gender Ratio:
110 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
95.0%
Black:
0.0%
Asian:
0.0%
Others:
5.0%
Cost Of Living
What is the average cost of living in Graf, NE?
The cost of living in Graf is highly affordable, with a median house value of $68,000 and an overall cost of living index of 87, well below the national average. Residents benefit from low housing and utility costs, making it an attractive option for budget-conscious movers. State taxes are moderate, and groceries, transportation, and healthcare remain reasonably priced.
Median House Value:
$68,000
Gross Rent:
$650
Monthly Electricity Charges:
$110
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$850
House Owner Cost Without Mortgage:
$320
State Taxes:
Low:
2.46%
|
High:
6.84%
Cost Of Living Index:
87.0
Grocery:
94.1
Housing:
52.0
Utilities:
94.2
Transportation:
89.5
Health Care:
98.5
Miscellaneous:
92.8
Crime
Is Graf, NE a safe place to live?
Graf experiences a low crime rate, with only 210 violent crimes per 100,000 people and a property crime chance of 1 in 68. The peaceful atmosphere is ideal for those seeking safety and a strong sense of community. Residents feel secure in their daily lives, making Graf a comfortable choice for families and retirees.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,480
Crime Index:
1,690
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 68
Weather
What is the weather like in Graf, NE year-round?
Graf enjoys all four seasons, with warm summers reaching highs near 89°F and cold winters dipping to 13°F. The area receives about 31 inches of rainfall yearly and experiences sunshine on 63% of days. This climate supports a variety of outdoor activities throughout the year.

Winter
Min:
13°F
Max:
35°F

Spring
Min:
39°F
Max:
66°F

Summer
Min:
63°F
Max:
89°F

Fall
Min:
38°F
Max:
67°F
Average Rainfall Inches:
31.2 inches
Sunny Days Percentage:
63%
Neighbors
Neighbors in Graf typically earn a median income of $30,000, and unemployment is very low at 2.4%. Most residents commute about 21 minutes to work, and nearly 90% have at least a high school diploma. The community has a low poverty rate and is characterized by stable, long-term households.
Median Income:
$30,000
Household Income:
$42,500
Family Income:
$48,000
Per Capita Income:
$24,000
Income Male:
$31,500
Income Female:
$25,500
Poverty Rate:
13.9%
Non English Speakers:
2.1%
Rent:
$650
Unemployment Rate:
2.4%
Public Transport Usage:
0.0%
Commute Time:
20.8 minutes

Education
High School or Higher:
89.8%
Bachelors or More:
17.5%
Education
How are the schools in Graf, NE?
Education in Graf is anchored by Johnson County Central High School, known for its small class sizes and strong community support. Higher education is accessible at Peru State College, just 16 miles away, providing opportunities for advanced learning. The area prioritizes educational attainment, with nearly 90% of neighbors having completed high school.

Public Schools
Name:
Johnson County Central High School
Street:
358 N 6th St
Phone:
402-335-3320
Students:
210
Student Teacher Ratio:
10.2

Colleges
Name:
Peru State College
City:
Peru
State:
NE
Distance:
16 miles
Students:
2,100
Healthcare
Healthcare access in Graf is supported by nearby Johnson County Hospital, offering emergency services and general care. With 1.4 physicians per 1,000 residents and over 91% health insurance coverage, medical needs are well met for such a small town. The healthcare index indicates reliable local services for daily and emergency care.

Major Hospitals
Name:
Johnson County Hospital
Address:
202 High St, Tecumseh, NE 68450
Phone:
(402) 335-3361
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.4
Health Insurance Coverage:
91.3%
Health Care Index:
67.5
Housing Market
What is the housing market like in Graf, NE?
Graf's housing market is affordable, with a median home price of $68,000 and average rents around $650 for a two-bedroom. Owner-occupancy is high at 78%, reflecting a stable residential base. Low vacancy and foreclosure rates signal a healthy, steady market for both buyers and renters.
Median Home Price:
$68,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
78.0%
Rental Vacancy Rate:
8.9%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.3%
Foreclosure Rate:
0.4%
DMV Information
For driver and vehicle services, residents of Graf utilize the Nebraska Department of Motor Vehicles located in Lincoln. The DMV offers all standard licensing and registration services, with information readily available on their official website. This ensures convenient access for all transportation needs.
State:
Nebraska
Department:
Nebraska Department of Motor Vehicles
Address:
301 Centennial Mall S., Lincoln, NE 68509
Phone:
402-471-3985
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.