Everything You Should Know Before Moving to Gray Summit, MO
Considering a move to Gray Summit, MO? With a close-knit population of just over 3,000, this community offers affordable living—median home prices average $221,000 and typical rents are around $1,060. Residents enjoy a low cost of living, a high rate of homeownership, and a short 27-minute average commute. Crime rates are moderate, education is supported by reputable local schools, and you’ll experience a pleasant climate with 60% sunny days a year. Gray Summit blends small-town comfort with practical amenities, perfect for families or anyone seeking a relaxed lifestyle near St. Louis.
Demographics - Gray Summit, MO
Demographics - Gray Summit, MO
Gray Summit is a small, close-knit community of about 3,000 residents, with a median age of 39 that suggests a balanced mix of families and working adults. The population is predominantly White, and nearly 4% of residents speak a language other than English at home. Overall, the area offers a friendly, neighborly atmosphere with moderate population density.
Population:
3,026
Density:
556 per sq mi
Median Age:
39.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
3.7%

Ethnic Composition
White:
94.5%
Black:
0.8%
Asian:
0.3%
Others:
4.4%
Cost Of Living
What is the average cost of living in Gray Summit, MO?
Living in Gray Summit is quite affordable, with a cost of living index below the national average and median home values around $221,000. Utility and rent costs are reasonable, and state taxes remain moderate, making it an appealing choice for families and individuals seeking value. Essentials like groceries and healthcare are also attractively priced for the region.
Median House Value:
$221,000
Gross Rent:
$1,060
Monthly Electricity Charges:
$130
Auto Insurance:
$1,540
House Owner Cost With Mortgage:
$1,410
House Owner Cost Without Mortgage:
$520
State Taxes:
Low:
1.5%
|
High:
5.4%
Cost Of Living Index:
89.0
Grocery:
95.7
Housing:
77.3
Utilities:
96.4
Transportation:
89.2
Health Care:
95.1
Miscellaneous:
92.0
Crime
Is Gray Summit, MO a safe place to live?
Gray Summit maintains a moderate crime rate, with violent crimes at 210 per 100,000 people and property crimes at 1,320 per 100,000. Residents have a relatively low chance of experiencing violent crime, about 1 in 476, contributing to a sense of safety in the community. The area is considered secure compared to many urban centers.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,320
Crime Index:
1,530
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 76
Weather
What is the weather like in Gray Summit, MO year-round?
The city experiences all four seasons, with mild winters averaging lows in the 20s and warm summers peaking near 90°F. Residents enjoy approximately 60% sunny days each year and an average annual rainfall of 42 inches. The climate supports a variety of outdoor activities throughout the year.

Winter
Min:
22°F
Max:
42°F

Spring
Min:
43°F
Max:
68°F

Summer
Min:
66°F
Max:
89°F

Fall
Min:
45°F
Max:
71°F
Average Rainfall Inches:
42.1 inches
Sunny Days Percentage:
60%
Neighbors
Households in Gray Summit enjoy a median income of $78,200, with a low unemployment rate and a poverty rate under 8%. Most neighbors have completed high school, and nearly a quarter hold a bachelor’s degree or higher. Commute times average about 27 minutes, offering a balance between rural peace and access to nearby cities.
Median Income:
$42,500
Household Income:
$78,200
Family Income:
$84,400
Per Capita Income:
$32,500
Income Male:
$47,000
Income Female:
$37,500
Poverty Rate:
7.8%
Non English Speakers:
4.1%
Rent:
$1,060
Unemployment Rate:
3.7%
Public Transport Usage:
0.5%
Commute Time:
27.4 minutes

Education
High School or Higher:
92.8%
Bachelors or More:
22.4%
Education
How are the schools in Gray Summit, MO?
Families in Gray Summit benefit from reputable local public schools, including Robertsville Elementary and Meramec Valley Middle, both known for favorable student-teacher ratios. Higher education is nearby, with East Central College just 19 miles away. The city’s strong educational foundation supports learners from kindergarten through college.

Public Schools
Name:
Robertsville Elementary School
Street:
10205 State Hwy O
Phone:
636-271-1464
Students:
350
Student Teacher Ratio:
13.5
Name:
Meramec Valley Middle School
Street:
195 North Indian Pride Drive, Pacific, MO 63069
Phone:
636-271-1400
Students:
600
Student Teacher Ratio:
14.8

Colleges
Name:
East Central College
City:
Union
State:
MO
Distance:
19 miles
Students:
2,400
Healthcare
Residents have access to quality healthcare, with over 91% insured and local hospitals like Mercy Hospital Washington providing emergency and surgical services. The area has a solid ratio of physicians to residents, ensuring timely medical care. Healthcare costs are moderate, reflecting the area’s overall affordability.

Major Hospitals
Name:
Mercy Hospital Washington
Address:
901 E 5th St, Washington, MO 63090
Phone:
(636) 239-8000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
91.2%
Health Care Index:
77.2
Housing Market
What is the housing market like in Gray Summit, MO?
Gray Summit’s housing market is stable and affordable, with a median home price of $221,000 and an 84% owner-occupancy rate. Rental options are available, with average two-bedroom rents around $1,060, and home values have appreciated by over 6% in the past year. Low vacancy and foreclosure rates signal a healthy real estate market.
Median Home Price:
$221,000
Average Rent For 2 Bedroom:
$1,060
Owner Occupied Rate:
84.3%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
6.4%
New Construction Rate:
2.1%
Foreclosure Rate:
0.7%
DMV Information
Vehicle registration and licensing services in Gray Summit are managed by the Missouri Department of Revenue, located in Jefferson City and accessible online or by phone. Residents can easily handle DMV needs such as driver’s licenses, vehicle titles, and tags. The state offers helpful resources and support for new and existing motorists.
State:
Missouri
Department:
Missouri Department of Revenue
Address:
301 West High Street, Jefferson City, MO 65101
Phone:
573-751-4450
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.