Everything You Should Know Before Moving to Gulf Hammock, FL
Considering a move to Gulf Hammock, FL? This small, quiet community of just 220 people offers affordable living with median home prices around $145,000 and average rents at $900. Residents enjoy a mild climate with 66% sunny days and easy access to outdoor recreation. Commute times average 28 minutes, and crime rates are moderate for the region. Education options include a nearby public school and college campus in Chiefland, making it a peaceful spot for those seeking a slower pace and natural surroundings.
Demographics - Gulf Hammock, FL
Demographics - Gulf Hammock, FL
Gulf Hammock is a small, close-knit community of 220 residents with a median age of 54.2, reflecting its appeal to older adults and retirees. The population is predominantly White, with a modest mix of other ethnicities and a slightly higher number of males than females. Non-English speakers make up about 6.5% of the community, contributing to its quiet, rural character.
Population:
220
Density:
20 per sq mi
Median Age:
54.2
Gender Ratio:
105 males per 100 females
Non-English Speakers Percentage:
6.5%
Ethnic Composition
White:
82.0%
Black:
14.0%
Asian:
1.0%
Others:
3.0%
Cost Of Living
What is the average cost of living in Gulf Hammock, FL?
The cost of living in Gulf Hammock is notably affordable, with a cost of living index at 91.5, below the national average. Median home values are around $145,000, and average rents hover near $900, making housing accessible for most budgets. Residents also benefit from no state income tax, further enhancing overall affordability.
Median House Value:
$145,000
Gross Rent:
$900
Monthly Electricity Charges:
$140
Auto Insurance:
$1,450
House Owner Cost With Mortgage:
$1,120
House Owner Cost Without Mortgage:
$370
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
91.5
Grocery:
97.0
Housing:
78.0
Utilities:
99.0
Transportation:
88.0
Health Care:
98.0
Miscellaneous:
95.0
Crime
Is Gulf Hammock, FL a safe place to live?
Gulf Hammock experiences moderate crime rates for its size, with a chance of property crime at about 1 in 68 and violent crime at 1 in 476. The overall crime index is 1,690, suggesting a generally safe environment, especially compared to larger urban areas. Residents can expect a peaceful atmosphere, but should remain mindful of property security.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,480
Crime Index:
1,690
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 68
Weather
What is the weather like in Gulf Hammock, FL year-round?
Gulf Hammock enjoys a mild, subtropical climate with warm summers reaching up to 92°F and mild winters with lows around 43°F. The area receives about 49 inches of rainfall annually and boasts 66% sunny days, making it ideal for outdoor activities year-round. Seasonal changes are gentle, providing comfortable living conditions throughout the year.
Winter
Min:
43°F
Max:
68°F
Spring
Min:
56°F
Max:
81°F
Summer
Min:
72°F
Max:
92°F
Fall
Min:
60°F
Max:
83°F
Average Rainfall Inches:
49.2 inches
Sunny Days Percentage:
66%
Neighbors
The community has a median household income of $37,900 and a per capita income of $20,500, with a poverty rate of 16.2%. Most residents have at least a high school education, and commuting averages about 28 minutes, reflecting the rural setting. Public transportation is rarely used, and the area maintains a laid-back, neighborly feel.
Median Income:
$28,500
Household Income:
$37,900
Family Income:
$43,000
Per Capita Income:
$20,500
Income Male:
$26,000
Income Female:
$21,000
Poverty Rate:
16.2%
Non English Speakers:
6.5%
Rent:
$900
Unemployment Rate:
5.1%
Public Transport Usage:
0.5%
Commute Time:
28.2 minutes
Education
High School or Higher:
84.7%
Bachelors or More:
13.2%
Education
How are the schools in Gulf Hammock, FL?
Educational options in Gulf Hammock include Cedar Key School, a small local public school with a student-teacher ratio of 13.5, fostering personalized learning. While there are no private schools, higher education is available nearby at the College of Central Florida's Levy Campus in Chiefland, just 15 miles away. This setup supports both K-12 and college-bound students in the community.
Public Schools
Name:
Cedar Key School
Street:
951 Whiddon Ave, Cedar Key, FL 32625
Phone:
352-543-5223
Students:
250
Student Teacher Ratio:
13.5
Colleges
Name:
College of Central Florida - Levy Campus
City:
Chiefland
State:
FL
Distance:
15 miles
Students:
1,200
Healthcare
Gulf Hammock residents have access to quality healthcare, including UF Health Shands Hospital in nearby Gainesville. With 1.5 physicians per 1,000 people and 83.5% of residents covered by health insurance, basic medical needs are well-supported. The area's healthcare index of 65.0 indicates satisfactory services for a rural setting.
Major Hospitals
Name:
UF Health Shands Hospital
Address:
1600 SW Archer Rd, Gainesville, FL 32610
Phone:
(352) 265-0111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
83.5%
Health Care Index:
65.0
Housing Market
What is the housing market like in Gulf Hammock, FL?
The housing market is stable and affordable, with a median home price of $145,000 and owner-occupied homes making up 74% of the market. Rents for a two-bedroom average $900, and the area has a low foreclosure rate of 0.8%. Home values have appreciated by 5.2% over the past year, suggesting steady growth.
Median Home Price:
$145,000
Average Rent For 2 Bedroom:
$900
Owner Occupied Rate:
74.0%
Rental Vacancy Rate:
9.5%
Home Appreciation Rate (1yr):
5.2%
New Construction Rate:
0.5%
Foreclosure Rate:
0.8%
DMV Information
Residents handle vehicle registration and licensing through the Florida Department of Highway Safety and Motor Vehicles, headquartered in Tallahassee. Services and resources are easily accessible online via the state DMV website or by phone. The process is streamlined for convenience, matching statewide standards.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
2900 Apalachee Pkwy, Tallahassee, FL 32399
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.