Michigan / County

Moving to Harbor Point, MI

Thinking of making a move to Harbor Point, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Harbor Point, MI

Considering a move to Harbor Point, MI? This welcoming community of 520 residents offers a blend of suburban charm and convenience, with median home prices around $315,000 and average rents near $1,250. Commute times average 19 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (49% annually), ideal for families and commuters alike. Explore Harbor Point's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Harbor Point, MI

Harbor Point has a population of 520 residents, offering a diverse community with a median age of nearly 54 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
520
Density
95 per sq mi
Median Age
54.1
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
3.5%

Ethnic Composition

White
94.0%
Black
1.2%
Asian
0.7%
Others
4.1%

Cost Of Living

What is the average cost of living in Harbor Point, MI?

The cost of living in Harbor Point is higher than the national average, with a cost of living index of 93.4. Median home values are around $315,000 and average rents for a two-bedroom apartment are approximately $1,250. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$315,000
Gross Rent
$1,250
Monthly Electricity Charges
$120
Auto Insurance
$1,340
House Owner Cost With Mortgage
$1,520
House Owner Cost Without Mortgage
$500
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
93.4
Grocery
94.0
Housing
88.5
Utilities
97.5
Transportation
91.3
Health Care
93.7
Miscellaneous
95.2

Crime

Is Harbor Point, MI a safe place to live?

Harbor Point is considered a safe community, with a low violent crime rate of 88 incidents per 100,000 residents and a property crime chance of 1 in 119. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
88
Property Crimes Per 100k
840
Crime Index
928
Chance Of Violent Crime
1 in 1,140
Chance Of Property Crime
1 in 119

Weather

What is the weather like in Harbor Point, MI year-round?

Harbor Point experiences four distinct seasons, with warm summers reaching highs of 77°F and cold winters dipping to 16°F. The area receives about 32 inches of rainfall annually and enjoys sunshine on 49% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
16°F
Max
28°F

Summer

Min
57°F
Max
77°F

Spring

Min
35°F
Max
56°F

Fall

Min
39°F
Max
60°F
Average Rainfall Inches
31.7 inches
Sunny Days Percentage
49%

Neighbors

The neighborhood boasts a healthy median household income of $72,400 and a low poverty rate of 8.4%. Over 94% of residents have at least a high school diploma, and nearly 39% hold a bachelor's degree or higher. Commute times average 19 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,200
Household Income
$72,400
Family Income
$87,000
Per Capita Income
$39,000
Income Male
$44,400
Income Female
$32,900
Poverty Rate
8.4%
Non English Speakers
3.5%
Rent
$1,250
Unemployment Rate
4.7%
Public Transport Usage
0.9%
Commute Time
19.3 minutes

Education

High School or Higher
93.9%
Bachelors or More
38.5%

Education

How are the schools in Harbor Point, MI?

Harbor Point offers quality education options, with public schools like Harbor Springs Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including North Central Michigan College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Harbor Springs Middle School
Street
800 State Rd
Phone
231-526-4760
Students
320
Student Teacher Ratio
15.6

Private Schools

Name
St. Francis Xavier School
Street
220 N Elm St
Phone
231-347-3651
Students
140

Colleges

Name
North Central Michigan College
City
Petoskey
State
MI
Distance
11 miles
Students
2,700

Healthcare

Harbor Point residents have access to quality healthcare, with major hospitals like McLaren Northern Michigan Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 92.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
McLaren Northern Michigan Hospital
Address
416 Connable Ave, Petoskey, MI 49770
Phone
(231) 487-4000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
92.4%
Health Care Index
76.2

Housing Market

What is the housing market like in Harbor Point, MI?

The local housing market is strong, with a median home price of $315,000 and an owner-occupied rate of nearly 85%. The market has seen a 5.6% appreciation over the past year, and rental vacancy rates remain moderate at 7.8%. Harbor Point offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$315,000
Average Rent For 2 Bedroom
$1,250
Owner Occupied Rate
85.3%
Rental Vacancy Rate
7.8%
Home Appreciation Rate (1yr)
5.6%
New Construction Rate
1.2%
Foreclosure Rate
0.3%

DMV Information

Residents of Harbor Point handle vehicle services through the Michigan Secretary of State, conveniently located in Lansing. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State
Address
430 W. Allegan Street, Lansing, MI 48918
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Harbor Point, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Harbor Point, review the core fields on this page: population 520, median home value $315,000, average rent for 2 bedroom $1,250, commute time 19.3 minutes, and sunny days percentage 49%.

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