Michigan / County

Moving to Harbor Springs, MI

Thinking of making a move to Harbor Springs, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Harbor Springs, MI

Considering a move to Harbor Springs, MI? This welcoming community of 1,273 residents offers a blend of suburban charm and convenience, with median home prices around $780,000 and average rents near $1,450. Commute times average 19 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (51% annually), ideal for families and commuters alike. Explore Harbor Springs's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Harbor Springs, MI

Harbor Springs has a population of 1,273 residents, offering a diverse community with a median age of nearly 58 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 95% White, 0% Black, and 1% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,273
Density
1,900 per sq mi
Median Age
58.4
Gender Ratio
90 males per 100 females
Non-English Speakers Percentage
5.4%

Ethnic Composition

White
94.8%
Black
0.3%
Asian
0.9%
Others
3.9%

Cost Of Living

What is the average cost of living in Harbor Springs, MI?

The cost of living in Harbor Springs is higher than the national average, with a cost of living index of 121.8. Median home values are around $780,000 and average rents for a two-bedroom apartment are approximately $1,450. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$780,000
Gross Rent
$1,450
Monthly Electricity Charges
$138
Auto Insurance
$1,720
House Owner Cost With Mortgage
$3,250
House Owner Cost Without Mortgage
$980
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
121.8
Grocery
112.0
Housing
176.5
Utilities
104.8
Transportation
101.2
Health Care
97.6
Miscellaneous
101.5

Crime

Is Harbor Springs, MI a safe place to live?

Harbor Springs is considered a safe community, with a low violent crime rate of 92 incidents per 100,000 residents and a property crime chance of 1 in 141. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
92
Property Crimes Per 100k
710
Crime Index
802
Chance Of Violent Crime
1 in 1,087
Chance Of Property Crime
1 in 141

Weather

What is the weather like in Harbor Springs, MI year-round?

Harbor Springs experiences four distinct seasons, with warm summers reaching highs of 79°F and cold winters dipping to 15°F. The area receives about 34 inches of rainfall annually and enjoys sunshine on 51% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
15°F
Max
31°F

Summer

Min
58°F
Max
79°F

Spring

Min
34°F
Max
58°F

Fall

Min
39°F
Max
61°F
Average Rainfall Inches
33.5 inches
Sunny Days Percentage
51%

Neighbors

The neighborhood boasts a healthy median household income of $79,500 and a low poverty rate of 7.8%. Over 96% of residents have at least a high school diploma, and nearly 42% hold a bachelor's degree or higher. Commute times average 19 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$58,000
Household Income
$79,500
Family Income
$101,000
Per Capita Income
$44,200
Income Male
$56,000
Income Female
$43,000
Poverty Rate
7.8%
Non English Speakers
6.1%
Rent
$1,450
Unemployment Rate
4.0%
Public Transport Usage
1.8%
Commute Time
18.6 minutes

Education

High School or Higher
96.2%
Bachelors or More
41.8%

Education

How are the schools in Harbor Springs, MI?

Harbor Springs offers quality education options, with public schools like Harbor Springs High School and Harbor Springs Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including North Central Michigan College and Great Lakes Maritime Academy. The community is committed to educational excellence for all age groups.

Public Schools

Name
Harbor Springs High School
Street
500 N Spring St
Phone
231-526-4841
Students
330
Student Teacher Ratio
14.1
Name
Harbor Springs Middle School
Street
600 N Spring St
Phone
231-526-4834
Students
220
Student Teacher Ratio
13.5

Private Schools

Name
St. Francis Xavier School
Street
513 Howard St
Phone
231-347-9531
Students
140

Colleges

Name
North Central Michigan College
City
Petoskey
State
MI
Distance
11 miles
Students
2,000
Name
Great Lakes Maritime Academy
City
Traverse City
State
MI
Distance
65 miles
Students
1,000

Healthcare

Harbor Springs residents have access to quality healthcare, with major hospitals like McLaren Northern Michigan and Munson Healthcare Charlevoix Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.3 per 1,000 people and 96.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
McLaren Northern Michigan
Address
416 Connable Ave, Petoskey, MI 49770
Phone
(231) 487-4000
Type
General & Surgical
Emergency Services
Yes
Name
Munson Healthcare Charlevoix Hospital
Address
14700 Lake Shore Dr, Charlevoix, MI 49720
Phone
(231) 547-4024
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.3
Health Insurance Coverage
96.0%
Health Care Index
77.2

Housing Market

What is the housing market like in Harbor Springs, MI?

The local housing market is strong, with a median home price of $780,000 and an owner-occupied rate of nearly 82%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 4.8%. Harbor Springs offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$780,000
Average Rent For 2 Bedroom
$1,450
Owner Occupied Rate
82.4%
Rental Vacancy Rate
4.8%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
1.1%
Foreclosure Rate
0.3%

DMV Information

Residents of Harbor Springs handle vehicle services through the Michigan Department of State, conveniently located in Lansing. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Department of State
Address
7064 Crowner Drive, Lansing, MI 48918
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Harbor Springs, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Harbor Springs, review the core fields on this page: population 1,273, median home value $780,000, average rent for 2 bedroom $1,450, commute time 18.6 minutes, and sunny days percentage 51%.

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