Michigan / County

Moving to Harbor Springs, MI

Thinking of making a move to Harbor Springs, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Harbor Springs, MI

Considering a move to Harbor Springs, MI? This welcoming community of 1,208 residents offers a blend of suburban charm and convenience, with median home prices around $352,000 and average rents near $1,180. Commute times average 15 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (48% annually), ideal for families and commuters alike. Explore Harbor Springs's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Harbor Springs, MI

Harbor Springs has a population of 1,208 residents, offering a diverse community with a median age of nearly 55 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 1% Black, and 0% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,208
Density
755 per sq mi
Median Age
54.9
Gender Ratio
91 males per 100 females
Non-English Speakers Percentage
3.5%

Ethnic Composition

White
93.9%
Black
0.7%
Asian
0.4%
Others
5.0%

Cost Of Living

What is the average cost of living in Harbor Springs, MI?

The cost of living in Harbor Springs is higher than the national average, with a cost of living index of 97.2. Median home values are around $352,000 and average rents for a two-bedroom apartment are approximately $1,180. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$352,000
Gross Rent
$1,180
Monthly Electricity Charges
$120
Auto Insurance
$1,350
House Owner Cost With Mortgage
$1,630
House Owner Cost Without Mortgage
$555
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
97.2
Grocery
94.1
Housing
102.3
Utilities
98.7
Transportation
94.5
Health Care
96.8
Miscellaneous
95.2

Crime

Is Harbor Springs, MI a safe place to live?

Harbor Springs is considered a safe community, with a low violent crime rate of 82 incidents per 100,000 residents and a property crime chance of 1 in 139. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
82
Property Crimes Per 100k
720
Crime Index
802
Chance Of Violent Crime
1 in 1,220
Chance Of Property Crime
1 in 139

Weather

What is the weather like in Harbor Springs, MI year-round?

Harbor Springs experiences four distinct seasons, with warm summers reaching highs of 77°F and cold winters dipping to 15°F. The area receives about 33 inches of rainfall annually and enjoys sunshine on 48% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
15°F
Max
29°F

Summer

Min
56°F
Max
77°F

Spring

Min
35°F
Max
59°F

Fall

Min
41°F
Max
60°F
Average Rainfall Inches
33 inches
Sunny Days Percentage
48%

Neighbors

The neighborhood boasts a healthy median household income of $66,200 and a low poverty rate of 8.1%. Over 96% of residents have at least a high school diploma, and nearly 43% hold a bachelor's degree or higher. Commute times average 15 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$35,500
Household Income
$66,200
Family Income
$75,800
Per Capita Income
$37,400
Income Male
$41,200
Income Female
$29,900
Poverty Rate
8.1%
Non English Speakers
3.5%
Rent
$1,180
Unemployment Rate
4.6%
Public Transport Usage
0.4%
Commute Time
15.2 minutes

Education

High School or Higher
96.3%
Bachelors or More
43.1%

Education

How are the schools in Harbor Springs, MI?

Harbor Springs offers quality education options, with public schools like Harbor Springs High School and Harbor Springs Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including North Central Michigan College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Harbor Springs High School
Street
500 Spring Street
Phone
231-526-4855
Students
257
Student Teacher Ratio
15.4
Name
Harbor Springs Middle School
Street
800 State Road
Phone
231-526-4760
Students
175
Student Teacher Ratio
14.8

Private Schools

Name
Harbor Light Christian School
Street
8333 Clayton Rd
Phone
231-347-7859
Students
180

Colleges

Name
North Central Michigan College
City
Petoskey
State
MI
Distance
6 miles
Students
2,900

Healthcare

Harbor Springs residents have access to quality healthcare, with major hospitals like McLaren Northern Michigan nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 94.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
McLaren Northern Michigan
Address
416 Connable Ave, Petoskey, MI 49770
Phone
(800) 248-6777
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
94.8%
Health Care Index
77.5

Housing Market

What is the housing market like in Harbor Springs, MI?

The local housing market is strong, with a median home price of $352,000 and an owner-occupied rate of nearly 75%. The market has seen a 7.1% appreciation over the past year, and rental vacancy rates remain moderate at 7.2%. Harbor Springs offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$352,000
Average Rent For 2 Bedroom
$1,180
Owner Occupied Rate
74.8%
Rental Vacancy Rate
7.2%
Home Appreciation Rate (1yr)
7.1%
New Construction Rate
0.9%
Foreclosure Rate
0.3%

DMV Information

Residents of Harbor Springs handle vehicle services through the Michigan Secretary of State, conveniently located in Petoskey. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State
Address
200 Division St, Petoskey, MI 49770
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Harbor Springs, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Harbor Springs, review the core fields on this page: population 1,208, median home value $352,000, average rent for 2 bedroom $1,180, commute time 15.2 minutes, and sunny days percentage 48%.

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