Everything You Should Know Before Moving to Harding, WI
Considering a move to Harding, WI? This small, rural community of 371 offers affordable living, with median home prices around $180,000 and rents near $800. Residents enjoy a peaceful, low-crime atmosphere, short 25-minute average commutes, and access to solid local schools. While amenities are limited, the area boasts scenic Wisconsin seasons, strong homeownership rates, and a friendly, close-knit feel—perfect for those seeking tranquility and a slower pace.
Demographics - Harding, WI
Demographics - Harding, WI
Harding, WI is a close-knit rural community of just 371 residents, characterized by a low population density and a median age of 48.2, reflecting a mature population. The town is predominantly White, with a small percentage of non-English speakers, offering a tranquil and homogeneous environment. The gender balance slightly favors males, and the area maintains a quiet, small-town atmosphere.
Population:
371
Density:
10.9 per sq mi
Median Age:
48.2
Gender Ratio:
108 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
97.8%
Black:
0.0%
Asian:
0.0%
Others:
2.2%
Cost Of Living
What is the average cost of living in Harding, WI?
Living in Harding is budget-friendly, with a median home value of $180,000 and average rents around $800 per month. The overall cost of living index is below the national average, making it an affordable choice for families and retirees. Utilities, groceries, and healthcare costs remain manageable, further enhancing the town's appeal for cost-conscious residents.
Median House Value:
$180,000
Gross Rent:
$800
Monthly Electricity Charges:
$110
Auto Insurance:
$1,050
House Owner Cost With Mortgage:
$1,050
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
3.54%
|
High:
7.65%
Cost Of Living Index:
91.0
Grocery:
95.2
Housing:
77.6
Utilities:
93.5
Transportation:
96.1
Health Care:
98.2
Miscellaneous:
92.3
Crime
Is Harding, WI a safe place to live?
Harding boasts a notably low crime rate, with only 85 violent crimes and 415 property crimes per 100,000 people, making it a safe choice for families and individuals. Residents have a 1 in 1,175 chance of being a victim of violent crime, which is far lower than in many cities. The town’s peaceful setting contributes to its reputation for safety and security.
Violent Crimes Per 100k:
85
Property Crimes Per 100k:
415
Crime Index:
500
Chance Of Violent Crime:
1 in 1,175
Chance Of Property Crime:
1 in 240
Weather
What is the weather like in Harding, WI year-round?
Residents of Harding experience all four seasons, with cold winters dipping to lows of 2°F and warm summers reaching highs up to 79°F. The area receives about 32 inches of rainfall annually, and enjoys sunshine 44% of the year. This climate offers a classic Wisconsin experience, ideal for those who appreciate seasonal changes.

Winter
Min:
2°F
Max:
24°F

Spring
Min:
32°F
Max:
60°F

Summer
Min:
54°F
Max:
79°F

Fall
Min:
35°F
Max:
61°F
Average Rainfall Inches:
32.3 inches
Sunny Days Percentage:
44%
Neighbors
Harding’s residents enjoy a median household income of $61,200 and a low unemployment rate of 3.8%. The majority of adults have completed high school, and average commute times are just under 25 minutes, making daily life convenient. The poverty rate is modest at 9.1%, and public transportation usage is minimal, reflecting the town’s rural character.
Median Income:
$35,000
Household Income:
$61,200
Family Income:
$68,000
Per Capita Income:
$28,400
Income Male:
$42,000
Income Female:
$31,000
Poverty Rate:
9.1%
Non English Speakers:
2.5%
Rent:
$800
Unemployment Rate:
3.8%
Public Transport Usage:
0.0%
Commute Time:
24.7 minutes

Education
High School or Higher:
92.1%
Bachelors or More:
18.3%
Education
How are the schools in Harding, WI?
Harding families benefit from access to well-rated public and private schools in nearby Medford, with reasonable student-to-teacher ratios supporting quality education. Northcentral Technical College in Wausau, just 37 miles away, offers higher education opportunities for local students. The educational environment supports a range of learning needs and ambitions.

Public Schools
Name:
Medford Area Senior High
Street:
1015 W Broadway Ave
Phone:
715-748-5951
Students:
730
Student Teacher Ratio:
15.1
Name:
Medford Area Middle School
Street:
509 Clark St
Phone:
715-748-2516
Students:
600
Student Teacher Ratio:
14.5

Private Schools
Name:
Immanuel Lutheran School
Street:
420 Lincoln St, Medford, WI 54451
Phone:
715-748-2921
Students:
120

Colleges
Name:
Northcentral Technical College
City:
Wausau
State:
WI
Distance:
37 miles
Students:
6,000
Healthcare
Healthcare in Harding is accessible, with most residents covered by health insurance and 1.8 physicians per 1,000 people. The nearby Aspirus Medford Hospital provides general and emergency care. Overall, the healthcare index indicates reliable local medical services for residents.

Major Hospitals
Name:
Aspirus Medford Hospital
Address:
135 S Gibson St, Medford, WI 54451
Phone:
(715) 748-8100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
93.5%
Health Care Index:
72.9
Housing Market
What is the housing market like in Harding, WI?
Harding’s housing market is stable, featuring a median home price of $180,000 and high owner-occupancy at over 92%. Rental options are available with average rents at $800 and a 7% vacancy rate, while home values have appreciated by 4.2% over the past year. The low foreclosure and new construction rates reflect a steady, established community.
Median Home Price:
$180,000
Average Rent For 2 Bedroom:
$800
Owner Occupied Rate:
92.3%
Rental Vacancy Rate:
7.0%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.5%
Foreclosure Rate:
0.2%
DMV Information
Residents of Harding can access driver and vehicle services through the Wisconsin Department of Transportation Division of Motor Vehicles, headquartered in Madison. The DMV offers comprehensive online and in-person services, including licensing and registration. Support is readily available through the department’s website and customer service line.
State:
Wisconsin
Department:
Wisconsin Department of Transportation Division of Motor Vehicles
Address:
4822 Madison Yards Way, Madison, WI 53705
Phone:
608-264-7447
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.