Everything You Should Know Before Moving to Hardinsburg, KY
Considering a move to Hardinsburg, KY? This welcoming town of 2,385 residents offers a low cost of living, with median home prices around $125,000 and average rents at $690. Residents enjoy a modest crime rate, a relaxed 26-minute average commute, and access to local healthcare at Breckinridge Memorial Hospital. With great value housing, a peaceful setting, and family-friendly schools, Hardinsburg is ideal for those seeking affordability and small-town charm.
Demographics - Hardinsburg, KY
Demographics - Hardinsburg, KY
Hardinsburg is a close-knit community of about 2,385 people, with a median age of 42.1, reflecting a balanced mix of families and older residents. The population is predominantly White, and the town maintains a friendly, small-town atmosphere with a moderate population density. A small percentage of residents speak a language other than English, highlighting a mostly English-speaking community.
Population:
2,385
Density:
640 per sq mi
Median Age:
42.1
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
3.5%
Ethnic Composition
White:
93.2%
Black:
3.4%
Asian:
0.6%
Others:
2.8%
Cost Of Living
What is the average cost of living in Hardinsburg, KY?
The cost of living in Hardinsburg is significantly lower than the national average, with a cost of living index of 78.6. Median home values are around $125,000, and average rent is about $690 per month, making it an affordable choice for both homeowners and renters. Utilities and everyday expenses remain reasonable, supporting a budget-friendly lifestyle.
Median House Value:
$125,000
Gross Rent:
$690
Monthly Electricity Charges:
$125
Auto Insurance:
$1,180
House Owner Cost With Mortgage:
$1,030
House Owner Cost Without Mortgage:
$390
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
78.6
Grocery:
92.7
Housing:
62.1
Utilities:
97.5
Transportation:
98.4
Health Care:
94.3
Miscellaneous:
90.6
Crime
Is Hardinsburg, KY a safe place to live?
Residents of Hardinsburg benefit from a low crime rate, with violent crimes occurring at a rate of 115 per 100,000 people and property crimes at 820 per 100,000. The chances of experiencing a violent or property crime are well below those found in many similar-sized communities, offering peace of mind for families and individuals. Overall, the town maintains a reputation for safety and neighborliness.
Violent Crimes Per 100k:
115
Property Crimes Per 100k:
820
Crime Index:
935
Chance Of Violent Crime:
1 in 870
Chance Of Property Crime:
1 in 122
Weather
What is the weather like in Hardinsburg, KY year-round?
Hardinsburg experiences four distinct seasons, with mild winters averaging lows of 25°F and warm summers peaking at 89°F. The area receives about 48 inches of rainfall annually and enjoys sunshine 58% of the year, making for pleasant weather most months. Residents can expect comfortable springs and falls, with temperatures ideal for outdoor activities.
Winter
Min:
25°F
Max:
43°F
Spring
Min:
45°F
Max:
69°F
Summer
Min:
66°F
Max:
89°F
Fall
Min:
47°F
Max:
70°F
Average Rainfall Inches:
48.0 inches
Sunny Days Percentage:
58%
Neighbors
The typical household income in Hardinsburg is around $49,900, with a family median of $57,200, and the local poverty rate stands at 15.3%. Most adults have completed high school, and just over 13% hold a bachelor’s degree or higher. The community features affordable rents, low unemployment, and a short average commute of about 26 minutes, fostering a relaxed, small-town way of life.
Median Income:
$29,580
Household Income:
$49,900
Family Income:
$57,200
Per Capita Income:
$23,100
Income Male:
$33,400
Income Female:
$26,100
Poverty Rate:
15.3%
Non English Speakers:
3.5%
Rent:
$690
Unemployment Rate:
4.8%
Public Transport Usage:
0.1%
Commute Time:
26.4 minutes
Education
High School or Higher:
89.3%
Bachelors or More:
13.2%
Education
How are the schools in Hardinsburg, KY?
Hardinsburg’s public schools include Breckinridge County High School and Hardinsburg Elementary, both offering favorable student-to-teacher ratios for personalized learning. Private education is available at St. Romuald Interparochial School, and higher education opportunities are nearby at Elizabethtown Community & Technical College, just 29 miles away. The town is well-served by local schools and accessible college options, making it family-friendly.
Public Schools
Name:
Breckinridge County High School
Street:
2019 E Hwy 60
Phone:
270-756-3080
Students:
820
Student Teacher Ratio:
16.5
Name:
Hardinsburg Elementary School
Street:
943 E Hwy 60
Phone:
270-756-3060
Students:
360
Student Teacher Ratio:
14.2
Private Schools
Name:
St. Romuald Interparochial School
Street:
396 Hwy 259 N
Phone:
270-756-5504
Students:
200
Colleges
Name:
Elizabethtown Community & Technical College
City:
Elizabethtown
State:
KY
Distance:
29 miles
Students:
6,600
Healthcare
Hardinsburg offers convenient access to healthcare through Breckinridge Memorial Hospital, which provides general and emergency services. The town has about 1.5 physicians per 1,000 residents, and over 92% of locals have health insurance coverage. Healthcare in the area is reliable, supporting the well-being of families and individuals alike.
Major Hospitals
Name:
Breckinridge Memorial Hospital
Address:
1011 Old Highway 60, Hardinsburg, KY 40143
Phone:
(270) 756-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
92.4%
Health Care Index:
78.9
Housing Market
What is the housing market like in Hardinsburg, KY?
The local housing market in Hardinsburg is highly affordable, with a median home price of $125,000 and average rent for a two-bedroom apartment at $690. Nearly 68% of homes are owner-occupied, and vacancy rates remain moderate, reflecting a stable and accessible market. Home values have appreciated steadily over the past year, offering potential for investment and long-term residency.
Median Home Price:
$125,000
Average Rent For 2 Bedroom:
$690
Owner Occupied Rate:
67.5%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.8%
Foreclosure Rate:
0.6%
DMV Information
Residents can handle driver’s licensing and vehicle registration at the Kentucky Transportation Cabinet’s local office on Old Hwy 60 in Hardinsburg. The office offers convenient access to essential DMV services for new and current residents. For more information, services are detailed online at the Kentucky DMV website.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
1055 Old Hwy 60, Hardinsburg, KY 40143
Phone:
(270) 756-5154
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.