Everything You Should Know Before Moving to Harkers Island, NC
Considering a move to Harkers Island, NC? With just over 1,200 residents, this quiet coastal community offers affordable living, with median home prices around $265,000 and average rents at $900. The area enjoys a low crime rate, relaxed commute times of 28 minutes, and abundant sunshine—perfect for those seeking a peaceful lifestyle near the water. Local schools and healthcare are accessible, and the island’s small-town charm and mild climate make it ideal for families and retirees alike.
Demographics - Harkers Island, NC
Demographics - Harkers Island, NC
Harkers Island is home to about 1,230 residents, with a population density of 320 people per square mile. The community is predominantly White, has a median age of 56.4, and a nearly balanced gender ratio, making it a peaceful and close-knit place ideal for those seeking a slower pace of life.
Population:
1,230
Density:
320 per sq mi
Median Age:
56.4
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
2.6%

Ethnic Composition
White:
95.1%
Black:
1.2%
Asian:
0.5%
Others:
3.2%
Cost Of Living
What is the average cost of living in Harkers Island, NC?
Living in Harkers Island is relatively affordable, with a median home value of $265,000 and average rent at $900 per month. The cost of living index is below the national average, and utilities, groceries, and transportation costs are also reasonably priced for the region.
Median House Value:
$265,000
Gross Rent:
$900
Monthly Electricity Charges:
$120
Auto Insurance:
$1,100
House Owner Cost With Mortgage:
$1,420
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
5.25%
|
High:
5.25%
Cost Of Living Index:
93.8
Grocery:
96.2
Housing:
82.5
Utilities:
100.1
Transportation:
90.4
Health Care:
95.0
Miscellaneous:
97.1
Crime
Is Harkers Island, NC a safe place to live?
Harkers Island experiences low crime rates, with only 95 violent crimes and 1,040 property crimes per 100,000 people annually. Residents enjoy a high sense of safety, with the chance of becoming a victim of violent crime at just 1 in 1,050.
Violent Crimes Per 100k:
95
Property Crimes Per 100k:
1,040
Crime Index:
1,135
Chance Of Violent Crime:
1 in 1,050
Chance Of Property Crime:
1 in 96
Weather
What is the weather like in Harkers Island, NC year-round?
The climate on Harkers Island is mild and pleasant, featuring warm summers, cool winters, and an average yearly rainfall of 56 inches. With 63% of days being sunny, outdoor activities can be enjoyed much of the year.

Winter
Min:
37°F
Max:
56°F

Spring
Min:
55°F
Max:
73°F

Summer
Min:
74°F
Max:
87°F

Fall
Min:
59°F
Max:
75°F
Average Rainfall Inches:
56.2 inches
Sunny Days Percentage:
63%
Neighbors
Local households have a median income of $51,100, and the area has a modest poverty rate of 13.1%. Most residents commute about 28 minutes to work, and a high percentage have a high school education or higher, contributing to a friendly, stable community.
Median Income:
$32,000
Household Income:
$51,100
Family Income:
$65,600
Per Capita Income:
$28,800
Income Male:
$36,500
Income Female:
$26,800
Poverty Rate:
13.1%
Non English Speakers:
2.6%
Rent:
$900
Unemployment Rate:
4.7%
Public Transport Usage:
0.2%
Commute Time:
28.3 minutes

Education
High School or Higher:
89.5%
Bachelors or More:
19.2%
Education
How are the schools in Harkers Island, NC?
Families in Harkers Island benefit from a local elementary school with small class sizes and access to higher education at Carteret Community College, located just 18 miles away. The area is well-suited for students seeking a close-knit learning environment.

Public Schools
Name:
Harkers Island Elementary School
Street:
1163 Island Rd
Phone:
252-728-3755
Students:
110
Student Teacher Ratio:
11.5

Colleges
Name:
Carteret Community College
City:
Morehead City
State:
NC
Distance:
18 miles
Students:
2,000
Healthcare
Residents have access to Carteret Health Care, a general and surgical hospital in nearby Morehead City, and benefit from a strong ratio of physicians per capita. Over 85% of the population has health insurance, supporting reliable healthcare access in the region.

Major Hospitals
Name:
Carteret Health Care
Address:
3500 Arendell St, Morehead City, NC 28557
Phone:
(252) 499-6000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
85.6%
Health Care Index:
69.4
Housing Market
What is the housing market like in Harkers Island, NC?
The housing market in Harkers Island is stable, with a median home price of $265,000 and a high owner-occupied rate of 80%. Home values have appreciated by over 4% in the past year, making it a solid choice for buyers seeking long-term value.
Median Home Price:
$265,000
Average Rent For 2 Bedroom:
$900
Owner Occupied Rate:
80.2%
Rental Vacancy Rate:
7.0%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
1.0%
Foreclosure Rate:
0.7%
DMV Information
Harkers Island residents are served by the North Carolina Division of Motor Vehicles, with the nearest office located in Currituck. DMV services, including licensing and registration, are accessible both in person and online.
State:
North Carolina
Department:
North Carolina Division of Motor Vehicles
Address:
1425 Caratoke Hwy, Currituck, NC 27929
Phone:
1-919-715-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.