Everything You Should Know Before Moving to Harpersfield, NY
Considering a move to Harpersfield, NY? This rural town of 1,320 residents offers affordable living, with median home prices around $162,000 and average rents at $890. Enjoy a peaceful atmosphere with very low crime rates, a short average commute of 27 minutes, and access to local schools with small class sizes. While the area leans older and is perfect for those seeking a slower pace, nearby healthcare and scenic upstate New York seasons make Harpersfield ideal for families and retirees alike.
Demographics - Harpersfield, NY
Demographics - Harpersfield, NY
Harpersfield is a small, close-knit community of 1,320 residents with a median age of 51, reflecting a mature population. The town is predominantly White, and non-English speakers make up just under 5% of the population, contributing to a friendly, familiar atmosphere. With balanced gender ratios and low population density, Harpersfield offers a peaceful, rural lifestyle.
Population:
1,320
Density:
33 per sq mi
Median Age:
51.2
Gender Ratio:
100 males per 100 females
Non-English Speakers Percentage:
4.7%
Ethnic Composition
White:
95.1%
Black:
1.2%
Asian:
0.6%
Others:
3.1%
Cost Of Living
What is the average cost of living in Harpersfield, NY?
Living in Harpersfield is affordable, with a median home value of $162,000 and average rent of $890, making it an attractive option for homebuyers and renters alike. The overall cost of living index is below the national average, with particularly low housing costs and slightly higher utilities and healthcare. State taxes are typical for New York, but residents benefit from reasonable monthly expenses.
Median House Value:
$162,000
Gross Rent:
$890
Monthly Electricity Charges:
$115
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,190
House Owner Cost Without Mortgage:
$510
State Taxes:
Low:
4%
|
High:
8.82%
Cost Of Living Index:
93.0
Grocery:
98.5
Housing:
71.2
Utilities:
102.3
Transportation:
87.6
Health Care:
104.4
Miscellaneous:
95.8
Crime
Is Harpersfield, NY a safe place to live?
Harpersfield boasts very low crime rates, with only 68 violent crimes and 755 property crimes per 100,000 residents annually. Your chance of experiencing violent crime here is just 1 in 1,470, making it a safe choice for families and retirees. The town’s peaceful environment contributes to its strong sense of community.
Violent Crimes Per 100k:
68
Property Crimes Per 100k:
755
Crime Index:
823
Chance Of Violent Crime:
1 in 1,470
Chance Of Property Crime:
1 in 132
Weather
What is the weather like in Harpersfield, NY year-round?
Residents enjoy the distinct four seasons of upstate New York, with warm summers reaching highs around 78°F and cold winters dipping to 14°F. Annual rainfall is moderate at about 42 inches, and just over half the days are sunny. The varied weather supports outdoor activities year-round and highlights the region’s natural beauty.
Winter
Min:
14°F
Max:
32°F
Spring
Min:
32°F
Max:
62°F
Summer
Min:
54°F
Max:
78°F
Fall
Min:
34°F
Max:
65°F
Average Rainfall Inches:
41.8 inches
Sunny Days Percentage:
52%
Neighbors
Harpersfield’s households typically earn a median income of $58,900, and the area maintains a relatively low unemployment rate. Most residents commute about 27 minutes to work, and public transportation usage is minimal, reflecting the rural setting. The community values education, with nearly 90% of adults holding at least a high school diploma.
Median Income:
$33,000
Household Income:
$58,900
Family Income:
$66,100
Per Capita Income:
$28,400
Income Male:
$41,000
Income Female:
$32,500
Poverty Rate:
12.4%
Non English Speakers:
4.7%
Rent:
$890
Unemployment Rate:
4.7%
Public Transport Usage:
0.4%
Commute Time:
27.3 minutes
Education
High School or Higher:
89.1%
Bachelors or More:
18.4%
Education
How are the schools in Harpersfield, NY?
Harpersfield provides quality education through two nearby public schools, both featuring small class sizes for personalized learning. Higher education opportunities are accessible, with SUNY Delhi and Hartwick College located within 20 miles. The town’s educational environment is supportive and well-suited for families with children.
Public Schools
Name:
Jefferson Central School
Street:
1332 NY-10, Jefferson, NY 12093
Phone:
607-652-7821
Students:
270
Student Teacher Ratio:
9.1
Name:
Stamford Central School
Street:
1 River St, Stamford, NY 12167
Phone:
607-652-7301
Students:
370
Student Teacher Ratio:
8.5
Colleges
Name:
SUNY Delhi
City:
Delhi
State:
NY
Distance:
17 miles
Students:
3,000
Name:
Hartwick College
City:
Oneonta
State:
NY
Distance:
19 miles
Students:
1,200
Healthcare
Healthcare access in Harpersfield is strong, with two nearby hospitals providing emergency services and a high health insurance coverage rate of over 94%. The area offers nearly two physicians per 1,000 residents, ensuring timely medical care. Overall, Harpersfield residents benefit from reliable and accessible healthcare resources.
Major Hospitals
Name:
A.O. Fox Hospital - Tri-Town Campus
Address:
43 Pearl St W, Sidney, NY 13838
Phone:
(607) 563-7080
Type:
General & Surgical
Emergency Services:
Yes
Name:
Delaware Valley Hospital
Address:
1 Titus Pl, Walton, NY 13856
Phone:
(607) 865-2100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
94.6%
Health Care Index:
78.3
Housing Market
What is the housing market like in Harpersfield, NY?
The housing market in Harpersfield is stable and affordable, with a median home price of $162,000 and high rates of homeownership. Rental options are available, but most residents own their homes, benefitting from a low foreclosure rate and modest home appreciation. The area’s relaxed pace and rural charm make it ideal for buyers seeking value and tranquility.
Median Home Price:
$162,000
Average Rent For 2 Bedroom:
$890
Owner Occupied Rate:
86.0%
Rental Vacancy Rate:
8.7%
Home Appreciation Rate (1yr):
5.1%
New Construction Rate:
0.6%
Foreclosure Rate:
0.4%
DMV Information
Residents can access motor vehicle services through the New York State Department of Motor Vehicles, located in Albany. Services such as licensing, registration, and title transfers are available both online and by phone, providing convenient options for local drivers. The DMV offers comprehensive information and support for Harpersfield residents.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
1 Commerce Plaza, Albany, NY 12210
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.