Everything You Should Know Before Moving to Harrods Creek, KY
Considering a move to Harrods Creek, KY? This scenic, close-knit community of about 2,800 boasts a high rate of homeownership (82.5%) and a median home price of $465,000. You’ll enjoy low crime rates, short 26-minute commutes to Louisville, and great access to parks and the Ohio River. The area features strong schools, high educational attainment (over 56% with bachelor’s degrees), and a comfortable cost of living. With 56% sunny days and a mild climate, Harrods Creek is ideal for those seeking suburban tranquility with city conveniences nearby.
Demographics - Harrods Creek, KY
Demographics - Harrods Creek, KY
Harrods Creek is a small, close-knit community with a population of about 2,800 residents and a median age of 47, reflecting a mature and stable environment. The area is predominantly White (nearly 89%), with a balanced gender ratio and a small but present diversity, including 6.5% non-English speakers. Its moderate population density offers a peaceful suburban feel ideal for families and retirees.
Population:
2,800
Density:
400 per sq mi
Median Age:
47.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
6.5%
Ethnic Composition
White:
88.5%
Black:
7.2%
Asian:
1.9%
Others:
2.4%
Cost Of Living
What is the average cost of living in Harrods Creek, KY?
The cost of living in Harrods Creek is slightly above the national average, driven mainly by a median home value of $465,000 and average rent around $1,450. Utilities, groceries, and transportation remain reasonably priced, and property taxes are moderate, making the area attractive for those seeking quality amenities. Residents benefit from affordable healthcare and competitive state tax rates ranging from 2% to 5%.
Median House Value:
$465,000
Gross Rent:
$1,450
Monthly Electricity Charges:
$130
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$2,020
House Owner Cost Without Mortgage:
$610
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
108
Grocery:
99
Housing:
115
Utilities:
104
Transportation:
102
Health Care:
98
Miscellaneous:
100
Crime
Is Harrods Creek, KY a safe place to live?
Harrods Creek boasts low crime rates, with only 145 violent crimes and 1,110 property crimes per 100,000 residents, making it a safe place to live. The chances of experiencing violent or property crime are significantly lower than many urban areas. This security contributes to the community’s family-friendly and welcoming atmosphere.
Violent Crimes Per 100k:
145
Property Crimes Per 100k:
1,110
Crime Index:
1,255
Chance Of Violent Crime:
1 in 690
Chance Of Property Crime:
1 in 90
Weather
What is the weather like in Harrods Creek, KY year-round?
Residents enjoy a mild climate with warm summers reaching 88°F and winters dipping to 26°F, plus 56% of days are sunny. The area receives about 44.5 inches of rainfall annually, making for lush landscapes and pleasant outdoor activities. Seasonal changes are distinct, offering beautiful springs and vibrant fall foliage.
Winter
Min:
26°F
Max:
44°F
Spring
Min:
47°F
Max:
70°F
Summer
Min:
67°F
Max:
88°F
Fall
Min:
49°F
Max:
71°F
Average Rainfall Inches:
44.5 inches
Sunny Days Percentage:
56%
Neighbors
Harrods Creek is an affluent area, with a household income averaging $109,200 and a low poverty rate of 5.8%. Most residents are well-educated, with over 56% holding a bachelor’s degree or higher, and employment is steady with a 3.9% unemployment rate. The community features short average commutes of about 26 minutes and a strong sense of local engagement.
Median Income:
$48,000
Household Income:
$109,200
Family Income:
$123,400
Per Capita Income:
$61,500
Income Male:
$67,000
Income Female:
$52,000
Poverty Rate:
5.8%
Non English Speakers:
6.5%
Rent:
$1,450
Unemployment Rate:
3.9%
Public Transport Usage:
1.5%
Commute Time:
26.4 minutes
Education
High School or Higher:
97.3%
Bachelors or More:
56.2%
Education
How are the schools in Harrods Creek, KY?
Families in Harrods Creek benefit from reputable schools, including Chancey Elementary and Kammerer Middle, both known for favorable student-teacher ratios. The area offers access to private education and is near major universities like the University of Louisville, just 14 miles away. High educational attainment among residents reflects the community’s commitment to learning and opportunity.
Public Schools
Name:
Chancey Elementary School
Street:
4301 Murphy Ln
Phone:
502-485-8387
Students:
600
Student Teacher Ratio:
16.1
Name:
Kammerer Middle School
Street:
7315 Wesboro Rd
Phone:
502-485-8279
Students:
850
Student Teacher Ratio:
15.5
Private Schools
Name:
St. Francis School - Goshen Campus
Street:
11000 US-42, Goshen, KY
Phone:
502-795-3464
Students:
350
Colleges
Name:
University of Louisville
City:
Louisville
State:
KY
Distance:
14 miles
Students:
22,200
Name:
Bellarmine University
City:
Louisville
State:
KY
Distance:
12 miles
Students:
3,300
Healthcare
Residents have convenient access to major hospitals such as Norton Brownsboro Hospital and Baptist Health Louisville, both offering comprehensive emergency and surgical services. With nearly 2.5 physicians per 1,000 people and 94% health insurance coverage, healthcare services are accessible and reliable. The healthcare index reflects a high standard of care for individuals and families.
Major Hospitals
Name:
Norton Brownsboro Hospital
Address:
4960 Norton Healthcare Blvd, Louisville, KY 40241
Phone:
(502) 446-8000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Baptist Health Louisville
Address:
4000 Kresge Way, Louisville, KY 40207
Phone:
(502) 897-8100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
94.1%
Health Care Index:
78.2
Housing Market
What is the housing market like in Harrods Creek, KY?
Harrods Creek’s housing market is robust, with a median home price of $465,000 and 82.5% owner occupancy, reflecting strong community stability. Home values have appreciated by nearly 5% in the past year, and rental opportunities are available with an average two-bedroom rent of $1,450. Low foreclosure and vacancy rates make this area a solid choice for homebuyers and renters alike.
Median Home Price:
$465,000
Average Rent For 2 Bedroom:
$1,450
Owner Occupied Rate:
82.5%
Rental Vacancy Rate:
5.8%
Home Appreciation Rate (1yr):
4.7%
New Construction Rate:
1.3%
Foreclosure Rate:
0.3%
DMV Information
Motor vehicle services for Harrods Creek are managed by the Kentucky Division of Motor Vehicle Licensing, located in Frankfort. Residents can access licensing, registration, and title services either online or in person, with helpful resources available on the official state DMV website. The office provides convenient support for all driver and vehicle needs.
State:
Kentucky
Department:
Kentucky Division of Motor Vehicle Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.