Everything You Should Know Before Moving to Harrogate, TN
Considering a move to Harrogate, TN? This small town of 4,300 offers a welcoming community, affordable living with median home prices around $176,000, and average rents under $800. Enjoy a low crime rate, short 23-minute average commute, and abundant sunshine (64% sunny days). Harrogate features reputable local schools, proximity to Lincoln Memorial University, and a mild climate—making it a great choice for families and students alike.
Demographics - Harrogate, TN
Demographics - Harrogate, TN
Harrogate, TN is a close-knit town of about 4,300 residents with a median age of 38, predominantly White population, and a nearly balanced gender ratio. The community is largely English-speaking, though about 4% speak another language at home, reflecting a modest level of diversity.
Population:
4,300
Density:
440 per sq mi
Median Age:
38.2
Gender Ratio:
92 males per 100 females
Non-English Speakers Percentage:
3.8%
Ethnic Composition
White:
94.1%
Black:
2.1%
Asian:
1.2%
Others:
2.6%
Cost Of Living
What is the average cost of living in Harrogate, TN?
Living in Harrogate is notably affordable, with a cost of living index well below the national average and median home values around $176,000. Residents benefit from low property taxes, reasonable utility costs, and average rents near $790, making it an attractive choice for budget-minded families and retirees.
Median House Value:
$176,000
Gross Rent:
$790
Monthly Electricity Charges:
$125
Auto Insurance:
$1,180
House Owner Cost With Mortgage:
$1,120
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
0.0%
|
High:
2.0%
Cost Of Living Index:
80.5
Grocery:
91.1
Housing:
63.0
Utilities:
96.3
Transportation:
86.2
Health Care:
89.5
Miscellaneous:
94.0
Crime
Is Harrogate, TN a safe place to live?
Harrogate enjoys a low crime rate, with violent crime significantly below national averages and property crime remaining moderate. Residents face a 1 in 830 chance of being affected by violent crime, making the town a reassuring place for families and individuals seeking safety.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
1,080
Crime Index:
1,200
Chance Of Violent Crime:
1 in 830
Chance Of Property Crime:
1 in 93
Weather
What is the weather like in Harrogate, TN year-round?
Harrogate offers mild and pleasant seasons, featuring warm summers with highs near 85°F and cool winters dipping to about 27°F at night. Residents experience abundant sunshine throughout the year, with 64% sunny days and a comfortable annual rainfall of about 47 inches.
Winter
Min:
27°F
Max:
46°F
Spring
Min:
45°F
Max:
70°F
Summer
Min:
62°F
Max:
85°F
Fall
Min:
48°F
Max:
73°F
Average Rainfall Inches:
47.2 inches
Sunny Days Percentage:
64%
Neighbors
The town's median household income is $48,700, and most adults hold at least a high school diploma, with over 22% having a bachelor’s degree or higher. While the poverty rate is higher than average at 17%, Harrogate maintains a low unemployment rate and a manageable average commute of just under 23 minutes.
Median Income:
$35,500
Household Income:
$48,700
Family Income:
$56,500
Per Capita Income:
$21,900
Income Male:
$42,100
Income Female:
$32,900
Poverty Rate:
17.2%
Non English Speakers:
3.8%
Rent:
$790
Unemployment Rate:
4.3%
Public Transport Usage:
0.2%
Commute Time:
22.8 minutes
Education
High School or Higher:
84.7%
Bachelors or More:
22.4%
Education
How are the schools in Harrogate, TN?
Harrogate offers quality education options, including well-rated public schools like Ellen Myers Primary and H.Y. Livesay Middle, as well as private and higher education institutions. The town is home to Lincoln Memorial University, providing local access to college-level programs for both residents and incoming students.
Public Schools
Name:
Ellen Myers Primary School
Street:
205 Colonial Ave
Phone:
423-869-4171
Students:
320
Student Teacher Ratio:
13.5
Name:
H.Y. Livesay Middle School
Street:
475 TN-63
Phone:
423-869-3825
Students:
390
Student Teacher Ratio:
14.1
Private Schools
Name:
Servant's Heart Christian School
Street:
1414 Old Jacksboro Hwy
Phone:
423-869-2100
Students:
75
Colleges
Name:
Lincoln Memorial University
City:
Harrogate
State:
TN
Distance:
0 miles
Students:
4,885
Healthcare
Harrogate residents have access to Claiborne Medical Center nearby, offering general and emergency care, and there are about 1.7 physicians per 1,000 people. Nearly 90% of the population has health insurance, contributing to the town's solid healthcare coverage and peace of mind.
Major Hospitals
Name:
Claiborne Medical Center
Address:
1850 Old Knoxville Rd, Tazewell, TN 37879
Phone:
(423) 626-4211
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
89.8%
Health Care Index:
68.1
Housing Market
What is the housing market like in Harrogate, TN?
The local housing market is stable and affordable, with a median home price of $176,000 and rental rates averaging $790 for a two-bedroom. Around 70% of homes are owner-occupied, and the market has seen steady appreciation, making it a viable option for both buyers and renters.
Median Home Price:
$176,000
Average Rent For 2 Bedroom:
$790
Owner Occupied Rate:
69.4%
Rental Vacancy Rate:
6.7%
Home Appreciation Rate (1yr):
4.6%
New Construction Rate:
1.1%
Foreclosure Rate:
0.7%
DMV Information
Driver and vehicle services for Harrogate residents are managed by the Tennessee Department of Safety & Homeland Security, with the nearest office located in Knoxville. Residents can access licensing, registration, and other DMV services both in-person and online through the state’s official website.
State:
Tennessee
Department:
Tennessee Department of Safety & Homeland Security
Address:
1150 Lovell Road, Knoxville, TN 37932
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.