Everything You Should Know Before Moving to Harsens Island, MI
Considering a move to Harsens Island, MI? With a small, close-knit population of around 1,250 and affordable median home prices at $235,000, this unique island community offers a peaceful, waterfront lifestyle. The cost of living is below the national average, crime rates are low, and most residents own their homes. Enjoy tranquil surroundings, moderate commute times, and access to local schools and healthcare—all surrounded by the natural beauty of the St. Clair River delta.
Demographics - Harsens Island, MI
Demographics - Harsens Island, MI
Harsens Island is a small community of about 1,250 residents, with a predominantly White population and a median age of 56.2, indicating a mature, settled demographic. The area has a balanced gender ratio and a low percentage of non-English speakers, fostering a tight-knit and welcoming atmosphere.
Population:
1,250
Density:
180 per sq mi
Median Age:
56.2
Gender Ratio:
104 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
96.5%
Black:
1.2%
Asian:
0.4%
Others:
1.9%
Cost Of Living
What is the average cost of living in Harsens Island, MI?
The cost of living in Harsens Island is below the national average, with a median home value of $235,000 and average rent around $1,150. Residents benefit from affordable housing, moderate utility costs, and relatively low state taxes, making it an attractive choice for those seeking value and tranquility.
Median House Value:
$235,000
Gross Rent:
$1,150
Monthly Electricity Charges:
$120
Auto Insurance:
$1,470
House Owner Cost With Mortgage:
$1,265
House Owner Cost Without Mortgage:
$480
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
93.1
Grocery:
94.0
Housing:
85.2
Utilities:
98.0
Transportation:
90.5
Health Care:
92.6
Miscellaneous:
90.2
Crime
Is Harsens Island, MI a safe place to live?
Harsens Island experiences low crime rates, with just 162 violent crimes and 1,020 property crimes per 100,000 people, offering residents a sense of safety and peace of mind. The chances of being affected by violent or property crime are much lower here compared to many urban areas.
Violent Crimes Per 100k:
162
Property Crimes Per 100k:
1,020
Crime Index:
1,182
Chance Of Violent Crime:
1 in 617
Chance Of Property Crime:
1 in 98
Weather
What is the weather like in Harsens Island, MI year-round?
The island enjoys four distinct seasons, with warm summers reaching up to 81°F and cold winters dipping to 17°F. Annual rainfall is moderate, and about half the days are sunny, making it ideal for those who appreciate seasonal changes and outdoor activities.

Winter
Min:
17°F
Max:
32°F

Spring
Min:
37°F
Max:
63°F

Summer
Min:
59°F
Max:
81°F

Fall
Min:
41°F
Max:
66°F
Average Rainfall Inches:
31.7 inches
Sunny Days Percentage:
49%
Neighbors
Local households enjoy a median income of $66,800, and the community has a low poverty rate of 8.7%. Most residents commute about 33 minutes for work, and public transportation usage is virtually nonexistent, reflecting the area’s rural, self-reliant character.
Median Income:
$34,000
Household Income:
$66,800
Family Income:
$74,900
Per Capita Income:
$35,500
Income Male:
$44,200
Income Female:
$31,100
Poverty Rate:
8.7%
Non English Speakers:
2.1%
Rent:
$1,150
Unemployment Rate:
5.9%
Public Transport Usage:
0.0%
Commute Time:
33.2 minutes

Education
High School or Higher:
89.4%
Bachelors or More:
19.5%
Education
How are the schools in Harsens Island, MI?
Students on Harsens Island attend local public schools such as Algonac Jr./Sr. High School and Millside Elementary, both offering favorable student-teacher ratios. For higher education, St. Clair County Community College is located just 20 miles away, providing accessible options for continuing education.

Public Schools
Name:
Algonac Jr./Sr. High School
Street:
5200 Taft Rd, Algonac, MI 48001
Phone:
810-794-4911
Students:
670
Student Teacher Ratio:
18.1
Name:
Millside Elementary School
Street:
500 Saint Clair River Dr, Algonac, MI 48001
Phone:
810-794-8691
Students:
410
Student Teacher Ratio:
16.9

Colleges
Name:
St. Clair County Community College
City:
Port Huron
State:
MI
Distance:
20 miles
Students:
3,600
Healthcare
Residents have access to quality healthcare, with major hospitals like Ascension River District Hospital nearby and 91.7% health insurance coverage. The area has a solid ratio of physicians and a strong healthcare index, ensuring reliable medical services for the community.

Major Hospitals
Name:
Ascension River District Hospital
Address:
4100 River Rd, East China, MI 48054
Phone:
(810) 329-7111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
91.7%
Health Care Index:
77.2
Housing Market
What is the housing market like in Harsens Island, MI?
The housing market is primarily owner-occupied, with over 83% of residents owning their homes and a median home price of $235,000. Home values have appreciated in the past year, and the low foreclosure rate signals a stable and desirable real estate environment.
Median Home Price:
$235,000
Average Rent For 2 Bedroom:
$1,150
Owner Occupied Rate:
83.1%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.3%
DMV Information
Vehicle services for Harsens Island residents are managed by the Michigan Secretary of State, with a conveniently located branch in Marysville. Residents can access a full range of DMV services, including licensing and registration, both in person and online.
State:
Michigan
Department:
Michigan Secretary of State
Address:
2021 Gratiot Blvd, Marysville, MI 48040
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.