Everything You Should Know Before Moving to Havre De Grace, MD
Thinking of moving to Havre De Grace, MD? This charming waterfront city of 14,000 offers affordable living with a median home price of $325,000 and average rents around $1,330. Residents enjoy low violent crime rates (192 per 100K), a reasonable average commute of 31 minutes, and a strong community feel. The local schools are well-rated, and the climate boasts mild winters and 56% sunny days—perfect for outdoor living along the Susquehanna River. Explore cost, lifestyle, and local amenities below to help plan your move!
Demographics - Havre De Grace, MD
Demographics - Havre De Grace, MD
Havre De Grace, Maryland, is home to about 14,000 residents with a median age of 44, reflecting a mature and balanced community. The city has a diverse population, predominantly White (75%), with notable Black and Asian communities, and about 7.5% of residents speak a language other than English. Its moderate population density provides a combination of small-town charm and convenience.
Population:
14,018
Density:
1,800 per sq mi
Median Age:
44.2
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
7.5%
Ethnic Composition
White:
75.2%
Black:
15.8%
Asian:
2.2%
Others:
6.8%
Cost Of Living
What is the average cost of living in Havre De Grace, MD?
The overall cost of living in Havre De Grace is slightly above the national average, with a cost of living index of 108.5. Median home values are around $325,000 and average rents are $1,330, making it an affordable option for buyers and renters alike. Utilities and transportation costs are reasonable, and Maryland's state tax rates range from 2% to 5.75%.
Median House Value:
$325,000
Gross Rent:
$1,330
Monthly Electricity Charges:
$135
Auto Insurance:
$1,520
House Owner Cost With Mortgage:
$1,950
House Owner Cost Without Mortgage:
$610
State Taxes:
Low:
2%
|
High:
5.75%
Cost Of Living Index:
108.5
Grocery:
105.7
Housing:
112.0
Utilities:
110.4
Transportation:
106.2
Health Care:
104.8
Miscellaneous:
101.3
Crime
Is Havre De Grace, MD a safe place to live?
Havre De Grace offers a safe living environment, with a violent crime rate of just 192 per 100,000 residents and property crime rates significantly below the national average. Residents enjoy a low chance of encountering violent crime, estimated at 1 in 520, which contributes to the city's welcoming and secure atmosphere.
Violent Crimes Per 100k:
192
Property Crimes Per 100k:
1,240
Crime Index:
1,432
Chance Of Violent Crime:
1 in 520
Chance Of Property Crime:
1 in 81
Weather
What is the weather like in Havre De Grace, MD year-round?
The city experiences four distinct seasons, featuring mild winters with average lows around 27°F and warm summers peaking at 87°F. With 56% of days being sunny and annual rainfall of about 45 inches, Havre De Grace is ideal for those who enjoy variable weather and outdoor activities along the waterfront.
Winter
Min:
27°F
Max:
43°F
Spring
Min:
48°F
Max:
70°F
Summer
Min:
67°F
Max:
87°F
Fall
Min:
51°F
Max:
71°F
Average Rainfall Inches:
45.3 inches
Sunny Days Percentage:
56%
Neighbors
Residents of Havre De Grace benefit from a median household income of $80,900 and a low poverty rate of 8.2%. The community is well-educated, with over 92% holding a high school diploma and 34% attaining a bachelor’s degree or higher. Most people commute about 31 minutes to work, enjoying both suburban tranquility and access to nearby employment centers.
Median Income:
$44,500
Household Income:
$80,900
Family Income:
$91,100
Per Capita Income:
$38,400
Income Male:
$51,200
Income Female:
$40,900
Poverty Rate:
8.2%
Non English Speakers:
7.5%
Rent:
$1,330
Unemployment Rate:
3.7%
Public Transport Usage:
2.6%
Commute Time:
30.8 minutes
Education
High School or Higher:
92.4%
Bachelors or More:
34.1%
Education
How are the schools in Havre De Grace, MD?
Families in Havre De Grace have access to quality public schools with favorable student-teacher ratios, as well as private and parochial options. Harford Community College, located just 13 miles away in Bel Air, offers higher education opportunities and serves over 6,000 students, supporting lifelong learning in the region.
Public Schools
Name:
Havre De Grace High School
Street:
445 Lewis Ln
Phone:
410-939-6600
Students:
710
Student Teacher Ratio:
14.5
Name:
Havre De Grace Middle School
Street:
401 Lewis Ln
Phone:
410-939-6608
Students:
640
Student Teacher Ratio:
13.8
Name:
Havre De Grace Elementary School
Street:
600 S. Juniata St
Phone:
410-939-6616
Students:
510
Student Teacher Ratio:
14.2
Private Schools
Name:
Good Shepherd Catholic School
Street:
800 Aiken Ave
Phone:
410-939-4212
Students:
120
Colleges
Name:
Harford Community College
City:
Bel Air
State:
MD
Distance:
13 miles
Students:
6,200
Healthcare
Local healthcare is anchored by UM Upper Chesapeake Health – Harford Memorial Hospital, offering comprehensive emergency and surgical services. The city has a high rate of health insurance coverage at 95% and a strong physician-to-population ratio, providing residents with reliable and accessible medical care.
Major Hospitals
Name:
UM Upper Chesapeake Health – Harford Memorial Hospital
Address:
501 S Union Ave, Havre De Grace, MD 21078
Phone:
(443) 843-5000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
95.1%
Health Care Index:
77.4
Housing Market
What is the housing market like in Havre De Grace, MD?
The housing market in Havre De Grace is stable, with a median home price of $325,000 and an owner-occupancy rate of nearly 72%. Home values are appreciating at a steady rate of 4.7% annually, and the area maintains a low foreclosure rate, making it a sound choice for homeowners and investors.
Median Home Price:
$325,000
Average Rent For 2 Bedroom:
$1,330
Owner Occupied Rate:
71.8%
Rental Vacancy Rate:
5.1%
Home Appreciation Rate (1yr):
4.7%
New Construction Rate:
1.3%
Foreclosure Rate:
0.4%
DMV Information
Vehicle and licensing services for Havre De Grace residents are managed by the Maryland Motor Vehicle Administration, conveniently located in Linthicum and accessible both in person and online. The DMV provides all standard driver and vehicle services required by Maryland law.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
1601 W. Nursery Road, Linthicum, MD 21090
Phone:
1-410-768-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.