Everything You Should Know Before Moving to Henderson Harbor, NY
Thinking of moving to Henderson Harbor, NY? This charming lakeside hamlet has a population of about 225 and offers affordable living, with median home prices around $240,000 and average rents at $1,100. Enjoy low crime rates, short average commutes of 24 minutes, and a peaceful, scenic environment. While the community is small, you'll find reliable schools nearby, access to outdoor recreation on Lake Ontario, and a friendly, close-knit atmosphere that's perfect for those seeking a relaxed lifestyle.
Demographics - Henderson Harbor, NY
Demographics - Henderson Harbor, NY
Henderson Harbor is a small, predominantly White community of about 225 residents, with a median age of 54.2 years and a balanced gender ratio. The population density is low, offering a quiet, spacious environment, and the area has a high proportion of English speakers, reflecting its close-knit, established character.
Population:
225
Density:
150 per sq mi
Median Age:
54.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
95.5%
Black:
1.2%
Asian:
0.8%
Others:
2.5%
Cost Of Living
What is the average cost of living in Henderson Harbor, NY?
Living in Henderson Harbor is relatively affordable, with a median home value of $240,000 and average rent around $1,100 per month. The overall cost of living index is slightly below the national average, making it an attractive option for those seeking value in housing and everyday expenses.
Median House Value:
$240,000
Gross Rent:
$1,100
Monthly Electricity Charges:
$120
Auto Insurance:
$1,340
House Owner Cost With Mortgage:
$1,480
House Owner Cost Without Mortgage:
$530
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
95.1
Grocery:
98.5
Housing:
90.7
Utilities:
101.3
Transportation:
96.2
Health Care:
103.0
Miscellaneous:
99.4
Crime
Is Henderson Harbor, NY a safe place to live?
Henderson Harbor experiences very low crime rates, with a chance of violent crime at just 1 in 1,282 and property crime at 1 in 205. Safety and peace of mind are strong draws for those considering a move to this tranquil lakeside community.
Violent Crimes Per 100k:
78
Property Crimes Per 100k:
490
Crime Index:
568
Chance Of Violent Crime:
1 in 1,282
Chance Of Property Crime:
1 in 205
Weather
What is the weather like in Henderson Harbor, NY year-round?
Residents enjoy four distinct seasons, with warm summers reaching highs near 78°F and cold winters dipping to around 12°F. The area receives about 40 inches of rainfall annually and sees sunshine about 46% of the year, making it ideal for those who appreciate seasonal change and outdoor activities.

Winter
Min:
12°F
Max:
31°F

Spring
Min:
34°F
Max:
60°F

Summer
Min:
56°F
Max:
78°F

Fall
Min:
37°F
Max:
61°F
Average Rainfall Inches:
40.0 inches
Sunny Days Percentage:
46%
Neighbors
Local households have a median income of $62,500, and nearly 93% of adults hold at least a high school diploma. The area offers a friendly, educated atmosphere, with a low unemployment rate and typical commute times of about 24 minutes.
Median Income:
$36,800
Household Income:
$62,500
Family Income:
$72,900
Per Capita Income:
$31,100
Income Male:
$40,800
Income Female:
$31,700
Poverty Rate:
10.1%
Non English Speakers:
2.1%
Rent:
$1,100
Unemployment Rate:
5.2%
Public Transport Usage:
0.3%
Commute Time:
23.8 minutes

Education
High School or Higher:
92.5%
Bachelors or More:
27.8%
Education
How are the schools in Henderson Harbor, NY?
Families benefit from nearby Belleville Henderson Central School, known for its small class sizes, and post-secondary options like Jefferson Community College just 18 miles away. The community values education, with a strong rate of high school and college attainment among residents.

Public Schools
Name:
Belleville Henderson Central School
Street:
8372 County Route 75, Adams, NY 13605
Phone:
315-846-5121
Students:
525
Student Teacher Ratio:
10.8

Colleges
Name:
Jefferson Community College
City:
Watertown
State:
NY
Distance:
18 miles
Students:
3,800
Healthcare
Access to healthcare is strong, with Samaritan Medical Center nearby and 94.1% of residents covered by health insurance. Physician availability is above average, ensuring quality medical care is within easy reach.

Major Hospitals
Name:
Samaritan Medical Center
Address:
830 Washington St, Watertown, NY 13601
Phone:
(315) 785-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.4
Health Insurance Coverage:
94.1%
Health Care Index:
76.5
Housing Market
What is the housing market like in Henderson Harbor, NY?
The housing market in Henderson Harbor is stable and affordable, with a median home price of $240,000 and owner-occupancy at 78.6%. Modest home appreciation and a low foreclosure rate make it an appealing place to settle down.
Median Home Price:
$240,000
Average Rent For 2 Bedroom:
$1,100
Owner Occupied Rate:
78.6%
Rental Vacancy Rate:
8.2%
Home Appreciation Rate (1yr):
3.1%
New Construction Rate:
0.6%
Foreclosure Rate:
0.4%
DMV Information
Residents can access DMV services through the New York State Department of Motor Vehicles office in nearby Watertown, ensuring convenient handling of all vehicle registration and licensing needs.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
317 Washington St, Watertown, NY 13601
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.