Everything You Should Know Before Moving to Hernando Beach, FL
Thinking about moving to Hernando Beach, FL? This charming waterfront community is home to about 2,400 residents, offering coastal living and a laid-back lifestyle. Median home prices are around $421,000, with average 2-bedroom rents at $1,650—close to national averages. Expect low violent crime rates (206 per 100k), sunny days 67% of the year, and a short 29-minute average commute. Whether you value peaceful neighborhoods, access to nature, or mild winters, Hernando Beach is a great choice for those seeking Florida’s Gulf Coast charm.
Demographics - Hernando Beach, FL
Demographics - Hernando Beach, FL
Hernando Beach has a small population of around 2,400 residents, with a median age of 59, making it a primarily mature community. The area is predominantly White (93.2%) and has a balanced gender ratio, while about 7.5% of residents speak a language other than English at home.
Population:
2,400
Density:
550 per sq mi
Median Age:
59.1
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
7.5%
Ethnic Composition
White:
93.2%
Black:
1.4%
Asian:
1.0%
Others:
4.4%
Cost Of Living
What is the average cost of living in Hernando Beach, FL?
Living in Hernando Beach is slightly above the national average, with a cost of living index of 102.1 and median home values around $421,000. Residents benefit from no state income tax, and typical monthly expenses like rent and utilities are in line with regional costs.
Median House Value:
$421,000
Gross Rent:
$1,650
Monthly Electricity Charges:
$160
Auto Insurance:
$2,120
House Owner Cost With Mortgage:
$1,950
House Owner Cost Without Mortgage:
$610
State Taxes:
Low:
0% (No State Income Tax)
|
High:
0% (No State Income Tax)
Cost Of Living Index:
102.1
Grocery:
99.8
Housing:
104.5
Utilities:
109.9
Transportation:
101.7
Health Care:
97.4
Miscellaneous:
98.2
Crime
Is Hernando Beach, FL a safe place to live?
Hernando Beach experiences low violent crime rates, with only 206 incidents per 100,000 people and a 1 in 485 chance of being affected. Property crime is moderate, offering residents a generally safe and peaceful environment.
Violent Crimes Per 100k:
206
Property Crimes Per 100k:
1,420
Crime Index:
1,626
Chance Of Violent Crime:
1 in 485
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in Hernando Beach, FL year-round?
The city enjoys a warm, coastal climate with mild winters (lows near 49°F) and hot summers (highs up to 92°F). With 67% sunny days and over 52 inches of annual rainfall, outdoor activities can be enjoyed most of the year.
Winter
Min:
49°F
Max:
70°F
Spring
Min:
62°F
Max:
83°F
Summer
Min:
74°F
Max:
92°F
Fall
Min:
65°F
Max:
82°F
Average Rainfall Inches:
52.6 inches
Sunny Days Percentage:
67%
Neighbors
Residents typically enjoy a household income of about $62,800, with a low poverty rate of 7.8%. Most adults have at least a high school diploma, and the average commute is just under 30 minutes, reflecting a relaxed, suburban lifestyle.
Median Income:
$33,200
Household Income:
$62,800
Family Income:
$72,400
Per Capita Income:
$38,000
Income Male:
$42,500
Income Female:
$36,000
Poverty Rate:
7.8%
Non English Speakers:
7.5%
Rent:
$1,650
Unemployment Rate:
3.6%
Public Transport Usage:
0.5%
Commute Time:
29.7 minutes
Education
High School or Higher:
92.4%
Bachelors or More:
25.3%
Education
How are the schools in Hernando Beach, FL?
Families in Hernando Beach have access to well-rated public and private schools, along with proximity to Pasco-Hernando State College just 15 miles away. Student-to-teacher ratios are favorable, supporting a quality educational experience.
Public Schools
Name:
Westside Elementary School
Street:
5400 Applegate Dr
Phone:
352-797-7085
Students:
650
Student Teacher Ratio:
15.6
Name:
Fox Chapel Middle School
Street:
9412 Fox Chapel Ln
Phone:
352-797-7025
Students:
950
Student Teacher Ratio:
15.1
Private Schools
Name:
Spring Hill Christian Academy
Street:
3140 Mariner Blvd
Phone:
352-683-8485
Students:
110
Colleges
Name:
Pasco-Hernando State College
City:
Brooksville
State:
FL
Distance:
15 miles
Students:
10,000
Healthcare
Hernando Beach is well-served by nearby hospitals offering emergency care, and there are approximately 2.1 physicians per 1,000 residents. Nearly 90% of the population has health insurance, ensuring good access to medical services.
Major Hospitals
Name:
Bayfront Health Spring Hill
Address:
10461 Quality Dr, Spring Hill, FL 34609
Phone:
(352) 688-8200
Type:
General & Surgical
Emergency Services:
Yes
Name:
Oak Hill Hospital
Address:
11375 Cortez Blvd, Brooksville, FL 34613
Phone:
(352) 596-6632
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
89.7%
Health Care Index:
81.3
Housing Market
What is the housing market like in Hernando Beach, FL?
The housing market is stable, with a median home price of $421,000 and an 83% owner-occupancy rate. Home values have appreciated by 6.7% over the past year, and rental options are available with moderate vacancy rates.
Median Home Price:
$421,000
Average Rent For 2 Bedroom:
$1,650
Owner Occupied Rate:
83.2%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
6.7%
New Construction Rate:
2.2%
Foreclosure Rate:
0.6%
DMV Information
DMV services for Hernando Beach residents are provided by the Florida Department of Highway Safety and Motor Vehicles at a convenient Brooksville location, offering a full range of licensing and registration services.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
11319 Ponce De Leon Blvd, Brooksville, FL 34601
Phone:
(352) 754-4201
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.