Everything You Should Know Before Moving to Higgins Bay, NY
Considering a move to Higgins Bay, NY? This small lakeside community of about 150 residents offers affordable living, with median home prices around $220,000 and average rents at $950. Violent and property crime rates are extremely low, and most residents enjoy a peaceful, rural lifestyle amid Adirondack beauty. While amenities are limited, the area boasts a short commute time of 28 minutes, small class sizes at the local school, and access to outdoor recreation year-round—perfect for those seeking tranquility and natural charm.
Demographics - Higgins Bay, NY
Demographics - Higgins Bay, NY
Higgins Bay is a small, close-knit community with just 150 residents, a median age of 54.5, and a predominantly White population. The area features a nearly balanced gender ratio and very few non-English speakers, reflecting a quiet, homogenous rural setting.
Population:
150
Density:
20 per sq mi
Median Age:
54.5
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
97.5%
Black:
0.5%
Asian:
0.5%
Others:
1.5%
Cost Of Living
What is the average cost of living in Higgins Bay, NY?
Living in Higgins Bay is affordable, with median home values at $220,000 and average rent of $950 per month. The overall cost of living index is just below the national average, making day-to-day expenses manageable for most residents.
Median House Value:
$220,000
Gross Rent:
$950
Monthly Electricity Charges:
$125
Auto Insurance:
$1,290
House Owner Cost With Mortgage:
$1,250
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
4.0%
|
High:
8.82%
Cost Of Living Index:
97.0
Grocery:
99.4
Housing:
81.2
Utilities:
103.5
Transportation:
104.1
Health Care:
105.7
Miscellaneous:
98.0
Crime
Is Higgins Bay, NY a safe place to live?
Higgins Bay is a very safe community, with violent and property crime rates significantly lower than national averages; the chance of being a victim of violent crime is just 1 in 2,222. Residents can enjoy a peaceful environment with minimal safety concerns.
Violent Crimes Per 100k:
45
Property Crimes Per 100k:
220
Crime Index:
265
Chance Of Violent Crime:
1 in 2,222
Chance Of Property Crime:
1 in 681
Weather
What is the weather like in Higgins Bay, NY year-round?
Residents experience all four seasons, with cold, snowy winters, pleasant summers in the mid-70s, and an annual rainfall of about 45 inches. The area sees sunshine nearly half the year, making it ideal for those who appreciate distinct seasonal changes.
Winter
Min:
6°F
Max:
29°F
Spring
Min:
28°F
Max:
59°F
Summer
Min:
55°F
Max:
77°F
Fall
Min:
30°F
Max:
60°F
Average Rainfall Inches:
44.8 inches
Sunny Days Percentage:
47%
Neighbors
Households in Higgins Bay have a median income of $51,000, and the community enjoys a high rate of high school graduation. While the poverty rate is 13.2%, neighbors tend to know each other well in this rural area, and commutes are moderate at around 28 minutes.
Median Income:
$32,000
Household Income:
$51,000
Family Income:
$58,000
Per Capita Income:
$28,400
Income Male:
$36,000
Income Female:
$25,000
Poverty Rate:
13.2%
Non English Speakers:
2.5%
Rent:
$950
Unemployment Rate:
5.6%
Public Transport Usage:
0.0%
Commute Time:
28.0 minutes
Education
High School or Higher:
91.0%
Bachelors or More:
21.5%
Education
How are the schools in Higgins Bay, NY?
Higgins Bay is served by Wells Central School, offering small class sizes and a low student-teacher ratio, supporting personalized attention. Higher education options are accessible within a 50-mile drive at SUNY Adirondack.
Public Schools
Name:
Wells Central School
Street:
1576 State Route 30, Wells, NY 12190
Phone:
518-924-6000
Students:
160
Student Teacher Ratio:
9.5
Colleges
Name:
SUNY Adirondack
City:
Queensbury
State:
NY
Distance:
50 miles
Students:
3,500
Healthcare
Higgins Bay residents have convenient access to general and emergency medical services at nearby Nathan Littauer Hospital, and about 93% have health insurance coverage. The area maintains a reasonable physician-to-population ratio for a rural community.
Major Hospitals
Name:
Nathan Littauer Hospital
Address:
99 E State St, Gloversville, NY 12078
Phone:
(518) 725-8621
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
93.0%
Health Care Index:
68.2
Housing Market
What is the housing market like in Higgins Bay, NY?
The housing market in Higgins Bay is stable, with a median home price of $220,000 and a high owner-occupancy rate of 78%. Rental options are available, and the community has experienced modest home appreciation in recent years.
Median Home Price:
$220,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
78.0%
Rental Vacancy Rate:
7.5%
Home Appreciation Rate (1yr):
3.1%
New Construction Rate:
0.8%
Foreclosure Rate:
0.7%
DMV Information
Local DMV services for Higgins Bay residents are provided by the New York State Department of Motor Vehicles at the Johnstown office, easily accessible for licensing and registration needs. Information and online services are available at dmv.ny.gov.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
224 West Main Street, Johnstown, NY 12095
Phone:
1-518-762-4222
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.