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Moving to Higgins Lake, MI

Thinking of making a move to Higgins Lake, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Higgins Lake, MI

Considering a move to Higgins Lake, MI? This welcoming community of 1,500 residents offers a blend of suburban charm and convenience, with median home prices around $205,000 and average rents near $980. Commute times average 23 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (49% annually), ideal for families and commuters alike. Explore Higgins Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Higgins Lake, MI

Higgins Lake has a population of 1,500 residents, offering a diverse community with a median age of nearly 54 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 95% White, 1% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,500
Density
85 per sq mi
Median Age
53.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
2.8%

Ethnic Composition

White
94.5%
Black
0.7%
Asian
0.6%
Others
4.2%

Cost Of Living

What is the average cost of living in Higgins Lake, MI?

The cost of living in Higgins Lake is higher than the national average, with a cost of living index of 88.6. Median home values are around $205,000 and average rents for a two-bedroom apartment are approximately $980. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$205,000
Gross Rent
$980
Monthly Electricity Charges
$145
Auto Insurance
$1,950
House Owner Cost With Mortgage
$1,420
House Owner Cost Without Mortgage
$560
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
88.6
Grocery
95.0
Housing
80.5
Utilities
102.3
Transportation
91.8
Health Care
97.4
Miscellaneous
89.7

Crime

Is Higgins Lake, MI a safe place to live?

Higgins Lake is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 128. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
210
Property Crimes Per 100k
780
Crime Index
990
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 128

Weather

What is the weather like in Higgins Lake, MI year-round?

Higgins Lake experiences four distinct seasons, with warm summers reaching highs of 80°F and cold winters dipping to 14°F. The area receives about 32 inches of rainfall annually and enjoys sunshine on 49% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
14°F
Max
31°F

Summer

Min
58°F
Max
80°F

Spring

Min
34°F
Max
58°F

Fall

Min
39°F
Max
62°F
Average Rainfall Inches
31.8 inches
Sunny Days Percentage
49%

Neighbors

The neighborhood boasts a healthy median household income of $58,500 and a low poverty rate of 12.4%. Over 91% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 23 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$42,000
Household Income
$58,500
Family Income
$71,000
Per Capita Income
$30,200
Income Male
$41,000
Income Female
$30,500
Poverty Rate
12.4%
Non English Speakers
4.9%
Rent
$980
Unemployment Rate
6.3%
Public Transport Usage
1.2%
Commute Time
22.8 minutes

Education

High School or Higher
91.0%
Bachelors or More
18.6%

Education

How are the schools in Higgins Lake, MI?

Higgins Lake offers quality education options, with public schools like Houghton Lake Community Schools and Marl Creek School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Kirtland Community College and North Central Michigan College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Houghton Lake Community Schools
Street
4433 W Houghton Lake Dr
Phone
989-366-2000
Students
1,450
Student Teacher Ratio
17.0
Name
Marl Creek School
Street
2400 W Houghton Lake Dr
Phone
989-366-2290
Students
520
Student Teacher Ratio
16.4

Private Schools

Name
St. John's Lutheran School
Street
720 E. State St
Phone
989-366-0601
Students
92

Colleges

Name
Kirtland Community College
City
Roscommon
State
MI
Distance
15 miles
Students
1,600
Name
North Central Michigan College
City
Petoskey
State
MI
Distance
85 miles
Students
2,000

Healthcare

Higgins Lake residents have access to quality healthcare, with major hospitals like Crawford Continuing Care Center and West Branch Regional Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.4 per 1,000 people and 91.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Crawford Continuing Care Center
Address
1125 W Houghton Lake Dr, Prudenville, MI 48651
Phone
(989) 366-4118
Type
Skilled Nursing & Rehabilitation
Emergency Services
No
Name
West Branch Regional Medical Center
Address
2463 S M-30, West Branch, MI 48661
Phone
(989) 345-3650
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.4
Health Insurance Coverage
91.8%
Health Care Index
62.8

Housing Market

What is the housing market like in Higgins Lake, MI?

The local housing market is strong, with a median home price of $205,000 and an owner-occupied rate of nearly 86%. The market has seen a 3.7% appreciation over the past year, and rental vacancy rates remain moderate at 8.1%. Higgins Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$205,000
Average Rent For 2 Bedroom
$980
Owner Occupied Rate
85.6%
Rental Vacancy Rate
8.1%
Home Appreciation Rate (1yr)
3.7%
New Construction Rate
0.8%
Foreclosure Rate
0.3%

DMV Information

Residents of Higgins Lake handle vehicle services through the Michigan Secretary of State, conveniently located in Lansing. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State
Address
430 W. Allegan St., Lansing, MI 48918
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Higgins Lake, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Higgins Lake, review the core fields on this page: population 1,500, median home value $205,000, average rent for 2 bedroom $980, commute time 22.8 minutes, and sunny days percentage 49%.

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