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Moving to Higgins Lake, MI

Thinking of making a move to Higgins Lake, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Higgins Lake, MI

Considering a move to Higgins Lake, MI? This welcoming community of 450 residents offers a blend of suburban charm and convenience, with median home prices around $235,000 and average rents near $950. Commute times average 24 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Higgins Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Higgins Lake, MI

Higgins Lake has a population of 450 residents, offering a diverse community with a median age of nearly 58 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 97% White, 1% Black, and 0% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
450
Density
120 per sq mi
Median Age
58.2
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
2.5%

Ethnic Composition

White
96.7%
Black
0.6%
Asian
0.4%
Others
2.3%

Cost Of Living

What is the average cost of living in Higgins Lake, MI?

The cost of living in Higgins Lake is higher than the national average, with a cost of living index of 84.3. Median home values are around $235,000 and average rents for a two-bedroom apartment are approximately $950. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$235,000
Gross Rent
$950
Monthly Electricity Charges
$110
Auto Insurance
$1,350
House Owner Cost With Mortgage
$1,280
House Owner Cost Without Mortgage
$460
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
84.3
Grocery
92.1
Housing
72.5
Utilities
98.0
Transportation
88.2
Health Care
89.3
Miscellaneous
90.5

Crime

Is Higgins Lake, MI a safe place to live?

Higgins Lake is considered a safe community, with a low violent crime rate of 118 incidents per 100,000 residents and a property crime chance of 1 in 115. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
118
Property Crimes Per 100k
870
Crime Index
988
Chance Of Violent Crime
1 in 847
Chance Of Property Crime
1 in 115

Weather

What is the weather like in Higgins Lake, MI year-round?

Higgins Lake experiences four distinct seasons, with warm summers reaching highs of 79°F and cold winters dipping to 13°F. The area receives about 32 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
13°F
Max
29°F

Summer

Min
52°F
Max
79°F

Spring

Min
34°F
Max
60°F

Fall

Min
36°F
Max
61°F
Average Rainfall Inches
32.1 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $54,200 and a low poverty rate of 13.8%. Over 94% of residents have at least a high school diploma, and nearly 25% hold a bachelor's degree or higher. Commute times average 24 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$27,500
Household Income
$54,200
Family Income
$61,000
Per Capita Income
$30,800
Income Male
$34,000
Income Female
$27,000
Poverty Rate
13.8%
Non English Speakers
2.5%
Rent
$950
Unemployment Rate
6.2%
Public Transport Usage
0.2%
Commute Time
23.9 minutes

Education

High School or Higher
93.5%
Bachelors or More
24.7%

Education

How are the schools in Higgins Lake, MI?

Higgins Lake offers quality education options, with public schools like Roscommon Elementary School and Roscommon Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Kirtland Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Roscommon Elementary School
Street
175 Magnolia Rd
Phone
989-275-6610
Students
425
Student Teacher Ratio
17.3
Name
Roscommon Middle School
Street
299 W Sunset Dr
Phone
989-275-6612
Students
320
Student Teacher Ratio
18.1

Private Schools

Name
Charlton Heston Academy
Street
1350 N St Helen Rd
Phone
989-632-3390
Students
750

Colleges

Name
Kirtland Community College
City
Roscommon
State
MI
Distance
8 miles
Students
1,500

Healthcare

Higgins Lake residents have access to quality healthcare, with major hospitals like Munson Healthcare Grayling Hospital and McLaren Northern Michigan – Roscommon nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 92.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Munson Healthcare Grayling Hospital
Address
1100 E Michigan Ave, Grayling, MI 49738
Phone
(989) 348-5461
Type
General & Surgical
Emergency Services
Yes
Name
McLaren Northern Michigan – Roscommon
Address
1350 Lake St, Roscommon, MI 48653
Phone
(989) 275-2100
Type
Primary & Urgent Care
Emergency Services
No

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
92.8%
Health Care Index
69.2

Housing Market

What is the housing market like in Higgins Lake, MI?

The local housing market is strong, with a median home price of $235,000 and an owner-occupied rate of nearly 88%. The market has seen a 6.1% appreciation over the past year, and rental vacancy rates remain moderate at 8.7%. Higgins Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$235,000
Average Rent For 2 Bedroom
$950
Owner Occupied Rate
88.0%
Rental Vacancy Rate
8.7%
Home Appreciation Rate (1yr)
6.1%
New Construction Rate
0.7%
Foreclosure Rate
0.4%

DMV Information

Residents of Higgins Lake handle vehicle services through the Michigan Secretary of State, conveniently located in Cadillac. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State
Address
102 N. Mitchell St, Cadillac, MI 49601
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Higgins Lake, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Higgins Lake, review the core fields on this page: population 450, median home value $235,000, average rent for 2 bedroom $950, commute time 23.9 minutes, and sunny days percentage 56%.

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