Everything You Should Know Before Moving to Holmes Beach, FL
Considering a move to Holmes Beach, FL? This charming Gulf Coast city has a population of 3,150 and boasts a relaxed, sunny lifestyle with 74% sunny days per year and warm winters. Expect a high cost of living—median home prices are around $1,050,000 and rents average $2,800, reflecting its desirable coastal location. Crime rates are low, commutes short (about 23.5 minutes), and education levels high, with over half of adults holding bachelor’s degrees. If you value beachside living, a friendly community, and easy access to healthcare and recreation, Holmes Beach is a standout choice.
Demographics - Holmes Beach, FL
Demographics - Holmes Beach, FL
Holmes Beach is a small coastal community of about 3,150 residents, with a notably high median age of 65.2, reflecting its appeal as a retirement destination. The population is predominantly White (over 96%), and the area has a relaxed, close-knit feel with a moderate population density. A modest 6.5% of residents speak a language other than English at home, adding some cultural diversity.
Population:
3,150
Density:
2,650 per sq mi
Median Age:
65.2
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
6.5%
Ethnic Composition
White:
96.2%
Black:
0.8%
Asian:
0.7%
Others:
2.3%
Cost Of Living
What is the average cost of living in Holmes Beach, FL?
Living in Holmes Beach comes with a premium, as the median home value surpasses $1 million and average rents are around $2,800 per month. The overall cost of living index is 156, indicating significantly higher expenses compared to the national average, primarily due to housing. State taxes remain moderate, and utilities and grocery costs are only slightly above average.
Median House Value:
$1,050,000
Gross Rent:
$2,800
Monthly Electricity Charges:
$150
Auto Insurance:
$2,200
House Owner Cost With Mortgage:
$3,650
House Owner Cost Without Mortgage:
$950
State Taxes:
Low:
0%
|
High:
5.5%
Cost Of Living Index:
156.0
Grocery:
111.5
Housing:
236.0
Utilities:
102.0
Transportation:
107.0
Health Care:
96.0
Miscellaneous:
104.0
Crime
Is Holmes Beach, FL a safe place to live?
Holmes Beach enjoys very low crime rates, with just 84 violent crimes per 100,000 people and a low chance of encountering crime overall. The odds of being a victim of violent crime are 1 in 1,190, making it a safe and peaceful place for residents. Property crime is also notably lower than many similar coastal areas.
Violent Crimes Per 100k:
84
Property Crimes Per 100k:
1,114
Crime Index:
1,198
Chance Of Violent Crime:
1 in 1,190
Chance Of Property Crime:
1 in 90
Weather
What is the weather like in Holmes Beach, FL year-round?
Residents benefit from a sunny, subtropical climate with mild winters (lows around 54°F) and warm summers (highs up to 91°F). Holmes Beach sees about 54 inches of rainfall annually and enjoys sunshine on 74% of days, making it ideal for outdoor and beach activities year-round. Seasonal changes are gentle, keeping life comfortable throughout the year.
Winter
Min:
54°F
Max:
73°F
Spring
Min:
62°F
Max:
82°F
Summer
Min:
76°F
Max:
91°F
Fall
Min:
66°F
Max:
84°F
Average Rainfall Inches:
54 inches
Sunny Days Percentage:
74%
Neighbors
Households in Holmes Beach are generally affluent, with a median income of $84,500 and a low poverty rate of 8.2%. Most adults are well-educated, with nearly 54% holding a bachelor’s degree or higher, and unemployment is below the national average. The community is stable, and commutes are short, averaging just under 24 minutes.
Median Income:
$49,000
Household Income:
$84,500
Family Income:
$110,000
Per Capita Income:
$63,200
Income Male:
$58,000
Income Female:
$41,000
Poverty Rate:
8.2%
Non English Speakers:
6.5%
Rent:
$2,800
Unemployment Rate:
3.7%
Public Transport Usage:
0.7%
Commute Time:
23.5 minutes
Education
High School or Higher:
97.8%
Bachelors or More:
53.6%
Education
How are the schools in Holmes Beach, FL?
Families in Holmes Beach have access to well-regarded educational institutions, including Anna Maria Elementary School with small class sizes and private options in neighboring Bradenton. Higher education is within reach, with colleges like State College of Florida and the University of South Florida Sarasota-Manatee located within a short drive. The community values education, with a high percentage of adults holding advanced degrees.
Public Schools
Name:
Anna Maria Elementary School
Street:
4700 Gulf Dr, Holmes Beach, FL 34217
Phone:
941-708-5525
Students:
250
Student Teacher Ratio:
12.5
Private Schools
Name:
Bradenton Christian School
Street:
3304 43rd St W, Bradenton, FL 34209
Phone:
941-792-5454
Students:
800
Colleges
Name:
State College of Florida, Manatee-Sarasota
City:
Bradenton
State:
FL
Distance:
10 miles
Students:
10,000
Name:
University of South Florida Sarasota-Manatee
City:
Sarasota
State:
FL
Distance:
18 miles
Students:
2,100
Healthcare
Holmes Beach residents have convenient access to major healthcare facilities, including Manatee Memorial Hospital and HCA Florida Blake Hospital, both offering emergency services nearby. The community benefits from a high physician-to-population ratio (2.9 per 1,000 residents) and a strong health insurance coverage rate of 92%. Overall, healthcare services are accessible and comprehensive for most residents.
Major Hospitals
Name:
Manatee Memorial Hospital
Address:
206 2nd St E, Bradenton, FL 34208
Phone:
(941) 746-5111
Type:
General & Surgical
Emergency Services:
Yes
Name:
HCA Florida Blake Hospital
Address:
2020 59th St W, Bradenton, FL 34209
Phone:
(941) 792-6611
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.9
Health Insurance Coverage:
92.0%
Health Care Index:
76.0
Housing Market
What is the housing market like in Holmes Beach, FL?
The housing market in Holmes Beach is competitive and expensive, with a median home price of $1,050,000 and strong appreciation at over 10% annually. Most homes are owner-occupied, and rental options are limited, with an average two-bedroom rent of $2,800. The area sees low foreclosure rates and minimal new construction, keeping inventory tight.
Median Home Price:
$1,050,000
Average Rent For 2 Bedroom:
$2,800
Owner Occupied Rate:
76.4%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
10.2%
New Construction Rate:
0.9%
Foreclosure Rate:
0.3%
DMV Information
Residents handle vehicle registration and licensing through the Florida Department of Highway Safety and Motor Vehicles, with the nearest office located in nearby Bradenton. Services are easily accessible both in person and online. For more information, residents can visit the state DMV website or call the local office.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
904 301 Blvd W, Bradenton, FL 34205
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.