Everything You Should Know Before Moving to Holy Cross, IA
Considering a move to Holy Cross, IA? This friendly small town of 374 residents offers affordable living with a median home price of $183,000 and typical rents around $790. Enjoy a low violent crime rate (68 per 100k), short 25-minute average commutes, and access to highly rated Dubuque-area schools. With high rates of homeownership, a strong sense of community, and four true seasons, Holy Cross is ideal for those seeking a peaceful, family-friendly lifestyle.
Demographics - Holy Cross, IA
Demographics - Holy Cross, IA
Holy Cross is a tight-knit community of 374 residents with a median age of 38.6, reflecting a balanced mix of families and working adults. The population is predominantly White, and the area offers a comfortable, small-town feel with a moderate population density. A low percentage of non-English speakers and a nearly even gender ratio add to its welcoming atmosphere.
Population:
374
Density:
340 per sq mi
Median Age:
38.6
Gender Ratio:
103 males per 100 females
Non-English Speakers Percentage:
3.5%
Ethnic Composition
White:
97.5%
Black:
0.3%
Asian:
0.0%
Others:
2.2%
Cost Of Living
What is the average cost of living in Holy Cross, IA?
Living in Holy Cross is affordable, with a median home value of $183,000 and average rents at $790, making it attractive for both homeowners and renters. The overall cost of living index is well below the national average, and monthly expenses like utilities and transportation remain reasonable. State taxes are moderate, helping residents manage their budgets effectively.
Median House Value:
$183,000
Gross Rent:
$790
Monthly Electricity Charges:
$120
Auto Insurance:
$1,070
House Owner Cost With Mortgage:
$1,090
House Owner Cost Without Mortgage:
$440
State Taxes:
Low:
0.33%
|
High:
8.53%
Cost Of Living Index:
87.1
Grocery:
92.7
Housing:
75.2
Utilities:
99.8
Transportation:
94.0
Health Care:
98.3
Miscellaneous:
95.6
Crime
Is Holy Cross, IA a safe place to live?
Holy Cross boasts a very low violent crime rate of 68 per 100,000 residents, offering peace of mind to families and individuals alike. The overall chance of experiencing a violent crime is 1 in 1,470, while property crime risk remains relatively low. This safe environment contributes to the community's appeal for those seeking a secure place to call home.
Violent Crimes Per 100k:
68
Property Crimes Per 100k:
680
Crime Index:
748
Chance Of Violent Crime:
1 in 1,470
Chance Of Property Crime:
1 in 147
Weather
What is the weather like in Holy Cross, IA year-round?
Residents enjoy four distinct seasons, with warm summers reaching highs of 82°F and cold winters dipping to 9°F. The area receives about 34.1 inches of rainfall annually and experiences sunny skies 55% of the year. These weather patterns provide variety for outdoor activities throughout the seasons.
Winter
Min:
9°F
Max:
29°F
Spring
Min:
37°F
Max:
64°F
Summer
Min:
61°F
Max:
82°F
Fall
Min:
39°F
Max:
66°F
Average Rainfall Inches:
34.1 inches
Sunny Days Percentage:
55%
Neighbors
Neighbors in Holy Cross enjoy a median household income of $78,600 and a low poverty rate of 5.1%, reflecting economic stability. Nearly all adults have a high school diploma, and the unemployment rate is just 2.9%, supporting a strong local workforce. Commute times average just under 25 minutes, making daily travel convenient.
Median Income:
$39,800
Household Income:
$78,600
Family Income:
$85,200
Per Capita Income:
$33,800
Income Male:
$44,500
Income Female:
$32,000
Poverty Rate:
5.1%
Non English Speakers:
3.5%
Rent:
$790
Unemployment Rate:
2.9%
Public Transport Usage:
0.0%
Commute Time:
24.8 minutes
Education
High School or Higher:
95.4%
Bachelors or More:
22.6%
Education
How are the schools in Holy Cross, IA?
Families in Holy Cross benefit from access to quality public and private schools in neighboring communities, with favorable student-teacher ratios and a strong focus on academics. Higher education options are close by, including the University of Dubuque and Northeast Iowa Community College, both within a 20-minute drive. This ensures ample educational opportunities from elementary through college levels.
Public Schools
Name:
Epworth Elementary School
Street:
201 Jacoby Dr E, Epworth, IA 52045
Phone:
563-876-5515
Students:
315
Student Teacher Ratio:
13.8
Name:
Western Dubuque High School
Street:
302 5th Ave SW, Epworth, IA 52045
Phone:
563-876-3442
Students:
820
Student Teacher Ratio:
15.2
Private Schools
Name:
Seton Catholic School
Street:
210 2nd Ave SE, Farley, IA 52046
Phone:
563-744-3290
Students:
220
Colleges
Name:
University of Dubuque
City:
Dubuque
State:
IA
Distance:
15 miles
Students:
2,400
Name:
Northeast Iowa Community College
City:
Peosta
State:
IA
Distance:
16 miles
Students:
4,900
Healthcare
Healthcare options are robust, with two major hospitals in nearby Dubuque and a high health insurance coverage rate of 95.7%. There are about 2 physicians per 1,000 residents, ensuring access to medical care. The local healthcare index indicates reliable services for families and individuals.
Major Hospitals
Name:
MercyOne Dubuque Medical Center
Address:
250 Mercy Dr, Dubuque, IA 52001
Phone:
(563) 589-8000
Type:
General & Surgical
Emergency Services:
Yes
Name:
UnityPoint Health - Finley Hospital
Address:
350 N Grandview Ave, Dubuque, IA 52001
Phone:
(563) 582-1881
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
95.7%
Health Care Index:
78.5
Housing Market
What is the housing market like in Holy Cross, IA?
The housing market in Holy Cross is stable and affordable, with a median home price of $183,000 and high homeownership at 88.1%. Rental options are available with average rents around $790 and a low vacancy rate, making it suitable for both buyers and renters. Home values have appreciated by 4% over the past year, highlighting steady growth.
Median Home Price:
$183,000
Average Rent For 2 Bedroom:
$790
Owner Occupied Rate:
88.1%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
4.0%
New Construction Rate:
1.2%
Foreclosure Rate:
0.3%
DMV Information
Holy Cross residents are served by the Iowa Department of Transportation's Motor Vehicle Division, with services available at the Ankeny office and online. The DMV provides easy access to vehicle registration and licensing information. Support is readily available by phone or through the department's website.
State:
Iowa
Department:
Iowa Department of Transportation - Motor Vehicle Division
Address:
6310 SE Convenience Blvd, Ankeny, IA 50021
Phone:
515-244-8725
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.