Everything You Should Know Before Moving to Horse Branch, KY
Considering a move to Horse Branch, KY? This small rural community of about 1,200 offers affordable living, with median home prices around $94,000 and low average rents. The area enjoys a low violent crime rate of 120 per 100K and a relaxed pace, with typical commutes just under half an hour. While education and amenities are limited locally, you'll find friendly neighbors and easy access to nature, plus a mild climate with 57% sunny days. Explore more about cost of living, schools, and health care to see if Horse Branch is the right fit for you.
Demographics - Horse Branch, KY
Demographics - Horse Branch, KY
Horse Branch, KY is a small, close-knit community of about 1,200 residents, predominantly White, with a median age of 41.2 years. The gender ratio is nearly balanced, and the area has a low percentage of non-English speakers, making it a welcoming and stable place for families and retirees.
Population:
1,200
Density:
45 per sq mi
Median Age:
41.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
1.5%
Ethnic Composition
White:
95.4%
Black:
1.8%
Asian:
0.5%
Others:
2.3%
Cost Of Living
What is the average cost of living in Horse Branch, KY?
Horse Branch offers an affordable lifestyle, with a median home value of $94,000 and average rents around $650. Essential costs like groceries and utilities are below the national average, making it an attractive choice for those seeking budget-friendly living.
Median House Value:
$94,000
Gross Rent:
$650
Monthly Electricity Charges:
$120
Auto Insurance:
$1,220
House Owner Cost With Mortgage:
$890
House Owner Cost Without Mortgage:
$335
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
81.5
Grocery:
90.2
Housing:
58.8
Utilities:
99.1
Transportation:
85.3
Health Care:
90.0
Miscellaneous:
84.0
Crime
Is Horse Branch, KY a safe place to live?
The town maintains a low violent crime rate of 120 incidents per 100,000 people, well below national averages. Property crime risk is moderate, with a 1 in 95 chance, contributing to a generally safe environment for residents.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
1,050
Crime Index:
1,170
Chance Of Violent Crime:
1 in 833
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Horse Branch, KY year-round?
Residents enjoy four distinct seasons, with mild winters averaging lows of 26°F and warm summers reaching highs near 89°F. Horse Branch sees about 48.5 inches of annual rainfall and enjoys sunshine on 57% of days, ideal for outdoor activities.
Winter
Min:
26°F
Max:
46°F
Spring
Min:
47°F
Max:
68°F
Summer
Min:
66°F
Max:
89°F
Fall
Min:
48°F
Max:
70°F
Average Rainfall Inches:
48.5 inches
Sunny Days Percentage:
57%
Neighbors
Households in Horse Branch have a median income of $48,250, though the area does face a 19.4% poverty rate. Most neighbors commute about 27 minutes to work, and the majority have at least a high school diploma, fostering a hardworking and friendly atmosphere.
Median Income:
$28,000
Household Income:
$48,250
Family Income:
$56,700
Per Capita Income:
$22,300
Income Male:
$31,000
Income Female:
$25,500
Poverty Rate:
19.4%
Non English Speakers:
1.5%
Rent:
$650
Unemployment Rate:
5.2%
Public Transport Usage:
0.0%
Commute Time:
27.3 minutes
Education
High School or Higher:
84.0%
Bachelors or More:
13.7%
Education
How are the schools in Horse Branch, KY?
Horse Branch Elementary serves local students with small class sizes, and higher education is accessible at Owensboro Community & Technical College, 34 miles away. While local options are limited, families benefit from a supportive public school environment.
Public Schools
Name:
Horse Branch Elementary School
Street:
14375 US Highway 62 E
Phone:
270-274-3615
Students:
270
Student Teacher Ratio:
14.5
Colleges
Name:
Owensboro Community & Technical College
City:
Owensboro
State:
KY
Distance:
34 miles
Students:
4,500
Healthcare
Access to healthcare is reliable, with two major hospitals nearby and 92.8% of residents covered by health insurance. The area has a moderate healthcare index and a ratio of 1.2 physicians per 1,000 people, ensuring basic medical needs are met.
Major Hospitals
Name:
Ohio County Healthcare
Address:
1211 Old Main St, Hartford, KY 42347
Phone:
(270) 298-5400
Type:
General & Surgical
Emergency Services:
Yes
Name:
Owensboro Health Regional Hospital
Address:
1201 Pleasant Valley Rd, Owensboro, KY 42303
Phone:
(270) 417-2000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.2
Health Insurance Coverage:
92.8%
Health Care Index:
66.4
Housing Market
What is the housing market like in Horse Branch, KY?
The housing market is very affordable, with a median home price of $94,000 and a high owner-occupancy rate of 74.3%. Home values are appreciating modestly at 5.1% annually, and rental options are available with a low vacancy rate.
Median Home Price:
$94,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
74.3%
Rental Vacancy Rate:
6.7%
Home Appreciation Rate (1yr):
5.1%
New Construction Rate:
0.4%
Foreclosure Rate:
0.6%
DMV Information
Residents handle their driving and vehicle needs through the Kentucky Transportation Cabinet's Division of Driver Licensing, located in Frankfort, with online resources available at drive.ky.gov.
State:
Kentucky
Department:
Kentucky Transportation Cabinet, Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.