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Horse Cave, KY
Considering a move to Horse Cave, KY? With a population of just 2,284, this small town offers affordable living—median home prices are around $120,000 and average rents just $650. Residents enjoy a laid-back lifestyle with short average commutes of 20 minutes and 60% sunny days per year. While the cost of living is low, educational attainment and incomes are below national averages, and property crime rates are moderate. Horse Cave’s friendly atmosphere, access to local schools, and proximity to natural attractions make it a unique choice for those seeking a slower pace of life.
Horse Cave is a small Kentucky town of 2,284 residents, with a median age of 41.2 and a population density of 726 people per square mile. The community is predominantly White (79.5%) with a significant Black population (16.2%), and most residents speak English at home. The gender ratio is fairly balanced, making for a diverse and close-knit environment.
Horse Cave offers an affordable cost of living, with a median home value of $120,000 and average rent at $650. Utilities and groceries are also budget-friendly compared to national averages, and the overall cost of living index is 82.6. This makes the city an attractive option for those seeking to stretch their dollar further.
Horse Cave experiences relatively low violent crime, with 220 incidents per 100,000 residents and a 1 in 455 chance of being a victim. Property crime is more common, with a rate of 1,990 per 100,000, meaning residents should take standard precautions. Overall, the city maintains a moderate level of safety compared to national figures.
Residents of Horse Cave enjoy four distinct seasons, with mild winters averaging lows of 26°F and warm summers reaching highs of 87°F. The area receives about 50 inches of rainfall annually and boasts 60% sunny days, making it pleasant for outdoor activities. Seasonal changes offer a variety of recreational opportunities year-round.
The local community features modest incomes, with a median household income of $37,800 and a notable poverty rate of 25.4%. Most neighbors commute about 20 minutes to work, and just over three-quarters have completed high school. The area offers a small-town feel with limited public transportation usage and a tight-knit atmosphere.
Horse Cave is served by local public schools like Caverna Elementary and Caverna High, offering small class sizes and personalized attention. Higher education is within reach at Western Kentucky University's Glasgow campus, just 19 miles away. While bachelor's attainment is lower than average, educational resources support lifelong learning in the community.
Horse Cave residents have access to general and surgical care at Caverna Medical Center, with additional services available nearby in Glasgow. Healthcare coverage is strong, with 88.5% of residents insured and a healthcare index of 78.3. With 1.5 physicians per 1,000 people, basic medical needs are well-supported locally.
The housing market in Horse Cave is accessible, with median home prices at $120,000 and average rent for a two-bedroom at $650. Owner-occupancy is common, and the market has shown healthy appreciation of 6.1% over the past year. Vacancy and foreclosure rates are low, signaling stability for both buyers and renters.
Residents use the Kentucky Division of Motor Vehicle Licensing, conveniently accessible online or in Frankfort. The department provides essential vehicle registration and licensing services, with information available at drive.ky.gov. Friendly staff and clear resources make navigating DMV needs straightforward for newcomers.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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