Everything You Should Know Before Moving to Horse Cave, KY
Considering a move to Horse Cave, KY? With a population of just 2,284, this small town offers affordable living—median home prices are around $120,000 and average rents just $650. Residents enjoy a laid-back lifestyle with short average commutes of 20 minutes and 60% sunny days per year. While the cost of living is low, educational attainment and incomes are below national averages, and property crime rates are moderate. Horse Cave’s friendly atmosphere, access to local schools, and proximity to natural attractions make it a unique choice for those seeking a slower pace of life.
Demographics - Horse Cave, KY
Demographics - Horse Cave, KY
Horse Cave is a small Kentucky town of 2,284 residents, with a median age of 41.2 and a population density of 726 people per square mile. The community is predominantly White (79.5%) with a significant Black population (16.2%), and most residents speak English at home. The gender ratio is fairly balanced, making for a diverse and close-knit environment.
Population:
2,284
Density:
726 per sq mi
Median Age:
41.2
Gender Ratio:
92 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
79.5%
Black:
16.2%
Asian:
0.4%
Others:
3.9%
Cost Of Living
What is the average cost of living in Horse Cave, KY?
Horse Cave offers an affordable cost of living, with a median home value of $120,000 and average rent at $650. Utilities and groceries are also budget-friendly compared to national averages, and the overall cost of living index is 82.6. This makes the city an attractive option for those seeking to stretch their dollar further.
Median House Value:
$120,000
Gross Rent:
$650
Monthly Electricity Charges:
$120
Auto Insurance:
$1,150
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$380
State Taxes:
Low:
5%
|
High:
5%
Cost Of Living Index:
82.6
Grocery:
91.0
Housing:
58.0
Utilities:
95.0
Transportation:
87.5
Health Care:
90.1
Miscellaneous:
90.0
Crime
Is Horse Cave, KY a safe place to live?
Horse Cave experiences relatively low violent crime, with 220 incidents per 100,000 residents and a 1 in 455 chance of being a victim. Property crime is more common, with a rate of 1,990 per 100,000, meaning residents should take standard precautions. Overall, the city maintains a moderate level of safety compared to national figures.
Violent Crimes Per 100k:
220
Property Crimes Per 100k:
1,990
Crime Index:
2,210
Chance Of Violent Crime:
1 in 455
Chance Of Property Crime:
1 in 50
Weather
What is the weather like in Horse Cave, KY year-round?
Residents of Horse Cave enjoy four distinct seasons, with mild winters averaging lows of 26°F and warm summers reaching highs of 87°F. The area receives about 50 inches of rainfall annually and boasts 60% sunny days, making it pleasant for outdoor activities. Seasonal changes offer a variety of recreational opportunities year-round.
Winter
Min:
26°F
Max:
45°F
Spring
Min:
45°F
Max:
71°F
Summer
Min:
65°F
Max:
87°F
Fall
Min:
46°F
Max:
72°F
Average Rainfall Inches:
50 inches
Sunny Days Percentage:
60%
Neighbors
The local community features modest incomes, with a median household income of $37,800 and a notable poverty rate of 25.4%. Most neighbors commute about 20 minutes to work, and just over three-quarters have completed high school. The area offers a small-town feel with limited public transportation usage and a tight-knit atmosphere.
Median Income:
$25,200
Household Income:
$37,800
Family Income:
$44,300
Per Capita Income:
$18,900
Income Male:
$35,000
Income Female:
$29,000
Poverty Rate:
25.4%
Non English Speakers:
2.5%
Rent:
$650
Unemployment Rate:
5.6%
Public Transport Usage:
0.2%
Commute Time:
20.3 minutes
Education
High School or Higher:
76.0%
Bachelors or More:
13.8%
Education
How are the schools in Horse Cave, KY?
Horse Cave is served by local public schools like Caverna Elementary and Caverna High, offering small class sizes and personalized attention. Higher education is within reach at Western Kentucky University's Glasgow campus, just 19 miles away. While bachelor's attainment is lower than average, educational resources support lifelong learning in the community.
Public Schools
Name:
Caverna Elementary School
Street:
1106 N Dixie Hwy
Phone:
270-773-3672
Students:
390
Student Teacher Ratio:
15.3
Name:
Caverna High School
Street:
2276 S Dixie St
Phone:
270-773-2828
Students:
260
Student Teacher Ratio:
13.6
Colleges
Name:
Western Kentucky University - Glasgow Campus
City:
Glasgow
State:
KY
Distance:
19 miles
Students:
2,200
Healthcare
Horse Cave residents have access to general and surgical care at Caverna Medical Center, with additional services available nearby in Glasgow. Healthcare coverage is strong, with 88.5% of residents insured and a healthcare index of 78.3. With 1.5 physicians per 1,000 people, basic medical needs are well-supported locally.
Major Hospitals
Name:
Caverna Medical Center
Address:
1501 S Dixie St, Horse Cave, KY 42749
Phone:
(270) 786-2191
Type:
General & Surgical
Emergency Services:
Yes
Name:
T.J. Samson Community Hospital
Address:
1301 N Race St, Glasgow, KY 42141
Phone:
(270) 651-4444
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
88.5%
Health Care Index:
78.3
Housing Market
What is the housing market like in Horse Cave, KY?
The housing market in Horse Cave is accessible, with median home prices at $120,000 and average rent for a two-bedroom at $650. Owner-occupancy is common, and the market has shown healthy appreciation of 6.1% over the past year. Vacancy and foreclosure rates are low, signaling stability for both buyers and renters.
Median Home Price:
$120,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
59.5%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
0.6%
Foreclosure Rate:
0.7%
DMV Information
Residents use the Kentucky Division of Motor Vehicle Licensing, conveniently accessible online or in Frankfort. The department provides essential vehicle registration and licensing services, with information available at drive.ky.gov. Friendly staff and clear resources make navigating DMV needs straightforward for newcomers.
State:
Kentucky
Department:
Kentucky Division of Motor Vehicle Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
1-502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.