Everything You Should Know Before Moving to Horseshoe Bay, TX
Considering a move to Horseshoe Bay, TX? This scenic lakeside city of about 4,500 residents offers a relaxed lifestyle with a median home price of $650,000 and average rent around $2,000. Enjoy low violent crime (82 per 100K), a high rate of homeownership, and quick access to quality healthcare in nearby Marble Falls. With sunny weather most of the year, excellent educational attainment, and a median household income of $105,000, Horseshoe Bay is ideal for those seeking upscale living in a serene Texas Hill Country setting.
Demographics - Horseshoe Bay, TX
Demographics - Horseshoe Bay, TX
Horseshoe Bay is a small, tranquil city of around 4,500 people, known for its mature population with a median age of 66.2 and a high proportion of residents identifying as White. The community maintains a balanced gender ratio and a welcoming environment, with a modest 6.5% of residents speaking languages other than English at home.
Population:
4,500
Density:
370 per sq mi
Median Age:
66.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
6.5%
Ethnic Composition
White:
87.0%
Black:
1.2%
Asian:
1.3%
Others:
10.5%
Cost Of Living
What is the average cost of living in Horseshoe Bay, TX?
Living in Horseshoe Bay comes with a higher-than-average cost of living, reflected in a median home value of $650,000 and an overall cost of living index of 116. While utilities and groceries remain relatively affordable, housing costs stand out, making this area particularly attractive for those seeking upscale living with no state income tax.
Median House Value:
$650,000
Gross Rent:
$2,000
Monthly Electricity Charges:
$145
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$2,600
House Owner Cost Without Mortgage:
$950
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
116
Grocery:
105
Housing:
145
Utilities:
108
Transportation:
102
Health Care:
98
Miscellaneous:
103
Crime
Is Horseshoe Bay, TX a safe place to live?
Horseshoe Bay offers a safe environment, with a violent crime rate of just 82 per 100,000 people and a low chance of experiencing property crime. Residents enjoy peace of mind in this community, where crime rates are significantly below national averages.
Violent Crimes Per 100k:
82
Property Crimes Per 100k:
1,010
Crime Index:
1,092
Chance Of Violent Crime:
1 in 1,220
Chance Of Property Crime:
1 in 99
Weather
What is the weather like in Horseshoe Bay, TX year-round?
The climate in Horseshoe Bay is mild and sunny, with warm summers reaching highs of 96°F and winters staying comfortably above freezing. With 68% sunny days and about 33 inches of annual rainfall, the city is perfect for those who enjoy outdoor activities year-round.
Winter
Min:
36°F
Max:
61°F
Spring
Min:
55°F
Max:
78°F
Summer
Min:
72°F
Max:
96°F
Fall
Min:
56°F
Max:
81°F
Average Rainfall Inches:
33.4 inches
Sunny Days Percentage:
68%
Neighbors
Residents of Horseshoe Bay are well-educated and financially comfortable, with a median household income of $105,000 and a poverty rate under 5%. The community boasts a high rate of college graduates, low unemployment at 3.1%, and most residents commute about 30 minutes to work.
Median Income:
$40,000
Household Income:
$105,000
Family Income:
$120,000
Per Capita Income:
$62,000
Income Male:
$68,000
Income Female:
$54,000
Poverty Rate:
4.8%
Non English Speakers:
6.5%
Rent:
$2,000
Unemployment Rate:
3.1%
Public Transport Usage:
0.2%
Commute Time:
30.1 minutes
Education
High School or Higher:
96.2%
Bachelors or More:
52.1%
Education
How are the schools in Horseshoe Bay, TX?
Families in Horseshoe Bay have access to quality public and private schools, including Marble Falls High School and Faith Academy, both offering favorable student-teacher ratios. Nearby, Central Texas College provides higher education options, supporting lifelong learning in the community.
Public Schools
Name:
Marble Falls High School
Street:
2101 Mustang Dr
Phone:
830-693-4375
Students:
1,190
Student Teacher Ratio:
14.1
Name:
Marble Falls Middle School
Street:
1511 Pony Cir
Phone:
830-693-4439
Students:
735
Student Teacher Ratio:
13.5
Private Schools
Name:
Faith Academy of Marble Falls
Street:
3151 RR 1431 W
Phone:
830-798-1333
Students:
320
Colleges
Name:
Central Texas College
City:
Marble Falls
State:
TX
Distance:
8 miles
Students:
1,200
Name:
Austin Community College – Highland Campus
City:
Austin
State:
TX
Distance:
50 miles
Students:
13,000
Healthcare
Horseshoe Bay residents benefit from excellent healthcare access, with major hospitals and emergency services located just minutes away in Marble Falls. The area enjoys a strong physician-to-population ratio and over 90% health insurance coverage, supporting a healthy and secure lifestyle.
Major Hospitals
Name:
Baylor Scott & White Medical Center – Marble Falls
Address:
810 TX-71, Marble Falls, TX 78654
Phone:
(830) 201-8000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Ascension Seton Highland Lakes
Address:
3201 S Water St, Burnet, TX 78611
Phone:
(512) 715-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
90.1%
Health Care Index:
77.3
Housing Market
What is the housing market like in Horseshoe Bay, TX?
The housing market in Horseshoe Bay is robust, with a median home price of $650,000 and an impressive 87% owner-occupancy rate. Homes appreciate steadily, and rental options average $2,000 for a two-bedroom, making the area appealing to both buyers and renters seeking stability.
Median Home Price:
$650,000
Average Rent For 2 Bedroom:
$2,000
Owner Occupied Rate:
87.3%
Rental Vacancy Rate:
7.4%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
2.3%
Foreclosure Rate:
0.3%
DMV Information
Vehicle registration and licensing for Horseshoe Bay residents is managed by the Texas Department of Motor Vehicles, with the nearest full-service location in Austin. Services are easily accessible both in person and online, ensuring convenience for local drivers.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.