Everything You Should Know Before Moving to Howardstown, KY
Thinking of moving to Howardstown, KY? This small rural community of about 500 residents offers a quiet lifestyle with a low cost of living—median home prices are just $136,000 and average rents around $740. Enjoy a low violent crime rate, short 25-minute average commutes, and beautiful Kentucky weather with 58% sunny days a year. While education options are limited, nearby Bardstown and Elizabethtown offer schools and healthcare, making Howardstown a peaceful, affordable place to call home.
Demographics - Howardstown, KY
Demographics - Howardstown, KY
Howardstown is a small rural community of around 500 residents, with a median age of 44 and a predominantly White population. The area features balanced gender distribution and a low percentage of non-English speakers, creating a close-knit and traditional small-town atmosphere.
Population:
500
Density:
60 per sq mi
Median Age:
44.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
94.2%
Black:
3.1%
Asian:
0.5%
Others:
2.2%
Cost Of Living
What is the average cost of living in Howardstown, KY?
Howardstown offers an affordable lifestyle, with median home values at $136,000 and average rents of $740 per month. The overall cost of living index is notably below the national average, making it an attractive option for those seeking lower housing and utility expenses.
Median House Value:
$136,000
Gross Rent:
$740
Monthly Electricity Charges:
$120
Auto Insurance:
$1,240
House Owner Cost With Mortgage:
$960
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
2%
|
High:
5%
Cost Of Living Index:
82.5
Grocery:
93.1
Housing:
62.2
Utilities:
94.0
Transportation:
85.6
Health Care:
91.4
Miscellaneous:
89.0
Crime
Is Howardstown, KY a safe place to live?
Residents enjoy a low crime environment, with violent crime rates significantly below national averages and a property crime risk of about 1 in 167. This makes Howardstown a safe place for families and those valuing peace of mind.
Violent Crimes Per 100k:
82
Property Crimes Per 100k:
600
Crime Index:
682
Chance Of Violent Crime:
1 in 1,220
Chance Of Property Crime:
1 in 167
Weather
What is the weather like in Howardstown, KY year-round?
The city experiences four distinct seasons, with warm summers reaching up to 87°F and mild winters averaging lows around 25°F. Howardstown enjoys 58% sunny days each year and ample rainfall, supporting lush rural landscapes and outdoor activities.

Winter
Min:
25°F
Max:
45°F

Spring
Min:
42°F
Max:
68°F

Summer
Min:
65°F
Max:
87°F

Fall
Min:
45°F
Max:
71°F
Average Rainfall Inches:
46.1 inches
Sunny Days Percentage:
58%
Neighbors
Howardstown's residents have a median household income of $52,700 and a poverty rate of 13.5%. Most adults have at least a high school diploma, and the area features short average commutes and a low unemployment rate, reflecting a stable, working-class community.
Median Income:
$32,000
Household Income:
$52,700
Family Income:
$61,300
Per Capita Income:
$26,500
Income Male:
$37,800
Income Female:
$28,600
Poverty Rate:
13.5%
Non English Speakers:
2.1%
Rent:
$740
Unemployment Rate:
4.2%
Public Transport Usage:
0.4%
Commute Time:
24.7 minutes

Education
High School or Higher:
85.6%
Bachelors or More:
13.9%
Education
How are the schools in Howardstown, KY?
Local educational opportunities include public and private schools in nearby communities, with New Haven School and St. Catherine Academy offering K–8 options. For higher education, residents are within commuting distance of Elizabethtown Community & Technical College and several universities in Louisville.

Public Schools
Name:
New Haven School
Street:
4895 New Haven Rd, New Haven, KY 40051
Phone:
502-349-7232
Students:
380
Student Teacher Ratio:
15.1

Private Schools
Name:
St. Catherine Academy
Street:
413 N 1st St, New Haven, KY 40051
Phone:
502-549-3680
Students:
120

Colleges
Name:
Elizabethtown Community & Technical College
City:
Elizabethtown
State:
KY
Distance:
23 miles
Students:
6,500
Name:
Spalding University
City:
Louisville
State:
KY
Distance:
46 miles
Students:
2,300
Healthcare
While Howardstown itself is small, quality healthcare is accessible at nearby hospitals in Bardstown and Elizabethtown. The majority of residents have health insurance, and there are nearly two physicians per 1,000 people, offering reliable medical support within a short drive.

Major Hospitals
Name:
Flaget Memorial Hospital
Address:
4305 New Shepherdsville Rd, Bardstown, KY 40004
Phone:
(502) 350-5000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Hardin Memorial Hospital
Address:
913 N Dixie Ave, Elizabethtown, KY 42701
Phone:
(270) 737-1212
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
91.8%
Health Care Index:
68.0
Housing Market
What is the housing market like in Howardstown, KY?
The housing market is dominated by owner-occupied homes, with 82% of residents owning their properties and median home prices at $136,000. Rental options are available with moderate vacancy, and home values have seen steady appreciation in recent years.
Median Home Price:
$136,000
Average Rent For 2 Bedroom:
$740
Owner Occupied Rate:
82.1%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
2.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Howardstown residents are served by the Kentucky Transportation Cabinet’s Division of Driver Licensing, located in Frankfort. Services such as licensing and vehicle registration can be accessed online or by contacting the main office.
State:
Kentucky
Department:
Kentucky Transportation Cabinet – Division of Driver Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.