Everything You Should Know Before Moving to Hubbard Lake, MI
Considering a move to Hubbard Lake, MI? This scenic lakeside community has a small population of just under 1,000, offering quiet living and affordable housing with median home prices around $182,000 and rents averaging $890. Residents enjoy reasonable cost of living, low crime rates (violent crime at 129 per 100K), and short average commutes of 27 minutes. With access to quality healthcare nearby, solid local schools, and beautiful natural surroundings, Hubbard Lake is ideal for those seeking peace, affordability, and outdoor recreation.
Demographics - Hubbard Lake, MI
Demographics - Hubbard Lake, MI
Hubbard Lake is a tight-knit community with a population of just 981 and a median age of 59, reflecting its appeal to retirees and those seeking a quieter lifestyle. The area is predominantly White, with a balanced gender ratio and a small percentage of non-English speakers, promoting a friendly and familiar atmosphere.
Population:
981
Density:
67 per sq mi
Median Age:
59.2
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
97.2%
Black:
0.1%
Asian:
0.4%
Others:
2.3%
Cost Of Living
What is the average cost of living in Hubbard Lake, MI?
Living in Hubbard Lake is quite affordable, with a median home value of $182,000 and average rent at $890. The cost of living index is below the national average, making it an attractive option for budget-conscious individuals and families.
Median House Value:
$182,000
Gross Rent:
$890
Monthly Electricity Charges:
$120
Auto Insurance:
$1,230
House Owner Cost With Mortgage:
$1,110
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
83.5
Grocery:
92.3
Housing:
66.0
Utilities:
97.8
Transportation:
91.2
Health Care:
88.6
Miscellaneous:
90.0
Crime
Is Hubbard Lake, MI a safe place to live?
Hubbard Lake experiences low crime rates, with violent crime at 129 incidents per 100,000 residents and a 1 in 775 chance of experiencing such events, providing a safe environment for families and retirees alike.
Violent Crimes Per 100k:
129
Property Crimes Per 100k:
803
Crime Index:
932
Chance Of Violent Crime:
1 in 775
Chance Of Property Crime:
1 in 124
Weather
What is the weather like in Hubbard Lake, MI year-round?
Residents enjoy four distinct seasons, with warm summers reaching up to 80°F and snowy winters averaging lows around 13°F. The area receives about 32 inches of annual rainfall and sees sunshine roughly 47% of the year, perfect for those who appreciate seasonal variety.
Winter
Min:
13°F
Max:
30°F
Spring
Min:
34°F
Max:
61°F
Summer
Min:
56°F
Max:
80°F
Fall
Min:
35°F
Max:
62°F
Average Rainfall Inches:
32 inches
Sunny Days Percentage:
47%
Neighbors
Local households have a median income of $49,400 and a poverty rate of just over 10%, indicating a modest but stable community. Most residents have at least a high school education, and commutes average under half an hour, making for a relaxed small-town lifestyle.
Median Income:
$28,700
Household Income:
$49,400
Family Income:
$58,300
Per Capita Income:
$29,900
Income Male:
$31,200
Income Female:
$28,100
Poverty Rate:
10.3%
Non English Speakers:
2.5%
Rent:
$890
Unemployment Rate:
5.7%
Public Transport Usage:
0.2%
Commute Time:
27.4 minutes
Education
High School or Higher:
91.8%
Bachelors or More:
23.7%
Education
How are the schools in Hubbard Lake, MI?
Hubbard Lake's public schools, such as Alcona Community Schools, offer a close-knit learning environment with a student-teacher ratio of 16:1. Higher education is also accessible, with Alpena Community College located just 18 miles away.
Public Schools
Name:
Alcona Community Schools
Street:
51 N Barlow Rd
Phone:
989-736-6212
Students:
650
Student Teacher Ratio:
16.1
Colleges
Name:
Alpena Community College
City:
Alpena
State:
MI
Distance:
18 miles
Students:
1,350
Healthcare
Hubbard Lake benefits from access to quality healthcare, with 92% of residents insured and MyMichigan Medical Center Alpena offering emergency and general medical services nearby. With 1.5 physicians per 1,000 residents, medical care is accessible for locals.
Major Hospitals
Name:
MyMichigan Medical Center Alpena
Address:
1501 W Chisholm St, Alpena, MI 49707
Phone:
(989) 356-7390
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
92.0%
Health Care Index:
76.2
Housing Market
What is the housing market like in Hubbard Lake, MI?
The housing market is largely owner-occupied, with a high rate of homeownership (92.1%) and a median home price of $182,000. Modest appreciation rates and low foreclosure levels reflect a stable, affordable real estate environment.
Median Home Price:
$182,000
Average Rent For 2 Bedroom:
$890
Owner Occupied Rate:
92.1%
Rental Vacancy Rate:
8.3%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.6%
DMV Information
Residents are served by the Michigan Secretary of State office in Alpena, providing convenient access to driver's services and vehicle registration. Information and resources can be easily found online or by phone for new and current residents.
State:
Michigan
Department:
Michigan Secretary of State
Address:
1186 M-32 West, Alpena, MI 49707
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.