Kentucky / Kenton County

Moving to Independence, KY

Thinking of making a move to Independence, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Independence, KY

Considering a move to Independence, KY? This welcoming community of ~29,000 residents offers a blend of suburban charm and convenience, with median home prices around $315,000 and average rents near $1,350. Commute times average 26 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (53% annually), ideal for families and commuters alike. Explore Independence's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Independence, KY

Independence has a population of ~29,000 residents, offering a diverse community with a median age of nearly 39 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 92% White, 3% Black, and 1% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
~29,000
Density
~1,350 per sq mi
Median Age
38.8
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
4.8%

Ethnic Composition

White
92.0%
Black
2.8%
Asian
1.4%
Others
3.8%

Cost Of Living

What is the average cost of living in Independence, KY?

The cost of living in Independence is higher than the national average, with a cost of living index of 92.4. Median home values are around $315,000 and average rents for a two-bedroom apartment are approximately $1,350. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$315,000
Gross Rent
$1,350
Monthly Electricity Charges
$142
Auto Insurance
$2,250
House Owner Cost With Mortgage
$1,980
House Owner Cost Without Mortgage
$620
State Taxes
Low: 0%| High: 5.0%
Cost Of Living Index
92.4
Grocery
95.8
Housing
88.7
Utilities
99.6
Transportation
97.2
Health Care
94.8
Miscellaneous
93.5

Crime

Is Independence, KY a safe place to live?

Independence is considered a safe community, with a low violent crime rate of 145 incidents per 100,000 residents and a property crime chance of 1 in 66. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
145
Property Crimes Per 100k
1,520
Crime Index
1,665
Chance Of Violent Crime
1 in 690
Chance Of Property Crime
1 in 66

Weather

What is the weather like in Independence, KY year-round?

Independence experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 26°F. The area receives about 45 inches of rainfall annually and enjoys sunshine on 53% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
26°F
Max
42°F

Summer

Min
66°F
Max
87°F

Spring

Min
45°F
Max
68°F

Fall

Min
47°F
Max
70°F
Average Rainfall Inches
44.5 inches
Sunny Days Percentage
53%

Neighbors

The neighborhood boasts a healthy median household income of $89,000 and a low poverty rate of 7.8%. Over 91% of residents have at least a high school diploma, and nearly 26% hold a bachelor's degree or higher. Commute times average 26 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$38,500
Household Income
$89,000
Family Income
$98,500
Per Capita Income
$39,800
Income Male
$49,000
Income Female
$39,500
Poverty Rate
7.8%
Non English Speakers
5.9%
Rent
$1,350
Unemployment Rate
4.1%
Public Transport Usage
1.9%
Commute Time
25.8 minutes

Education

High School or Higher
90.8%
Bachelors or More
26.4%

Education

How are the schools in Independence, KY?

Independence offers quality education options, with public schools like Simon Kenton High School and Summit View Academy known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Gateway Community and Technical College and Northern Kentucky University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Simon Kenton High School
Street
11132 Madison Pike
Phone
859-960-0100
Students
1,400
Student Teacher Ratio
16.0
Name
Summit View Academy
Street
5006 Madison Pike
Phone
859-344-9000
Students
1,050
Student Teacher Ratio
15.2

Private Schools

Name
Kentucky Hills Montessori
Street
6005 Price Pike
Phone
859-356-4900
Students
180
Name
St. Cecilia School
Street
5313 Madison Pike
Phone
859-363-4314
Students
290

Colleges

Name
Gateway Community and Technical College
City
Florence
State
KY
Distance
8 miles
Students
4,500
Name
Northern Kentucky University
City
Highland Heights
State
KY
Distance
13 miles
Students
15,000

Healthcare

Independence residents have access to quality healthcare, with major hospitals like St. Elizabeth Healthcare Edgewood and St. Elizabeth Healthcare Covington nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 91.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
St. Elizabeth Healthcare Edgewood
Address
1 Medical Village Dr, Edgewood, KY 41017
Phone
(859) 301-2000
Type
General & Surgical
Emergency Services
Yes
Name
St. Elizabeth Healthcare Covington
Address
1500 James Simpson Jr Way, Covington, KY 41011
Phone
(859) 655-2000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
91.4%
Health Care Index
71.8

Housing Market

What is the housing market like in Independence, KY?

The local housing market is strong, with a median home price of $315,000 and an owner-occupied rate of nearly 77%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 5.1%. Independence offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$315,000
Average Rent For 2 Bedroom
$1,350
Owner Occupied Rate
76.8%
Rental Vacancy Rate
5.1%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
2.3%
Foreclosure Rate
0.4%

DMV Information

Residents of Independence handle vehicle services through the Kentucky Transportation Cabinet Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet Division of Driver Licensing
Address
200 Mero St, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Independence, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Independence, review the core fields on this page: population ~29,000, median home value $315,000, average rent for 2 bedroom $1,350, commute time 25.8 minutes, and sunny days percentage 53%.

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