Everything You Should Know Before Moving to Indian Harbour Beach, FL
Considering a move to Indian Harbour Beach, FL? This peaceful coastal city of 8,565 residents boasts sunny weather (69% sunny days), a median home price of $443,000, and average 2-bedroom rents around $1,850. With a low violent crime rate (152 per 100k), top-rated schools, and an easy 21-minute average commute, Indian Harbour Beach is ideal for those seeking a relaxing lifestyle near the ocean. Enjoy excellent healthcare access, strong education rates, and a warm, friendly community perfect for families and retirees alike.
Demographics - Indian Harbour Beach, FL
Demographics - Indian Harbour Beach, FL
Indian Harbour Beach is a small coastal city with a population of 8,565, featuring a high population density and a median age of about 50, reflecting a mature and settled community. The area is predominantly White, with a gender ratio close to parity and a moderate presence of non-English speakers, contributing to a welcoming yet homogenous environment.
Population:
8,565
Density:
4,150 per sq mi
Median Age:
50.1
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
8.5%
Ethnic Composition
White:
91.2%
Black:
1.7%
Asian:
2.0%
Others:
5.1%
Cost Of Living
What is the average cost of living in Indian Harbour Beach, FL?
The cost of living in Indian Harbour Beach is slightly above the national average, with a median home value around $443,000 and average rents near $1,850 for a two-bedroom. Residents benefit from Florida's zero percent state income tax, though housing and auto insurance costs are notable factors in monthly expenses.
Median House Value:
$443,000
Gross Rent:
$1,850
Monthly Electricity Charges:
$135
Auto Insurance:
$2,120
House Owner Cost With Mortgage:
$2,040
House Owner Cost Without Mortgage:
$670
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
108.4
Grocery:
105.3
Housing:
118.0
Utilities:
97.2
Transportation:
101.5
Health Care:
95.7
Miscellaneous:
103.0
Crime
Is Indian Harbour Beach, FL a safe place to live?
Indian Harbour Beach enjoys a low violent crime rate of 152 incidents per 100,000 residents and a property crime rate of 1,342 per 100,000, offering a sense of safety and security for families and retirees. The chances of being affected by violent crime are about 1 in 657, making it a reassuring choice for those prioritizing community safety.
Violent Crimes Per 100k:
152
Property Crimes Per 100k:
1,342
Crime Index:
1,494
Chance Of Violent Crime:
1 in 657
Chance Of Property Crime:
1 in 74
Weather
What is the weather like in Indian Harbour Beach, FL year-round?
The city boasts a pleasant subtropical climate with mild winters, warm summers, and an annual average of 69% sunny days. Seasonal temperatures range from winter lows in the mid-50s to summer highs near 90°F, complemented by ample rainfall, making the area ideal for outdoor enthusiasts and beach lovers.
Winter
Min:
54°F
Max:
72°F
Spring
Min:
63°F
Max:
82°F
Summer
Min:
74°F
Max:
90°F
Fall
Min:
66°F
Max:
83°F
Average Rainfall Inches:
53.7 inches
Sunny Days Percentage:
69%
Neighbors
Local households have a median income of $74,338, with a low poverty rate of 5.8% and a high rate of educational attainment, as nearly 97% of adults have at least a high school diploma. Residents typically enjoy short commute times averaging about 21 minutes, and the area maintains a low unemployment rate.
Median Income:
$47,800
Household Income:
$74,338
Family Income:
$99,200
Per Capita Income:
$47,800
Income Male:
$54,500
Income Female:
$40,500
Poverty Rate:
5.8%
Non English Speakers:
8.5%
Rent:
$1,850
Unemployment Rate:
3.2%
Public Transport Usage:
0.7%
Commute Time:
20.6 minutes
Education
High School or Higher:
97.3%
Bachelors or More:
43.0%
Education
How are the schools in Indian Harbour Beach, FL?
The city offers access to quality public and private schools, such as Ocean Breeze Elementary and Holy Name of Jesus Catholic School, both known for attentive class sizes. For higher education, the renowned Florida Institute of Technology is just seven miles away, providing a wide range of academic opportunities.
Public Schools
Name:
Ocean Breeze Elementary School
Street:
1101 Cheyenne Dr
Phone:
321-779-2040
Students:
500
Student Teacher Ratio:
14.9
Private Schools
Name:
Holy Name of Jesus Catholic School
Street:
3060 N Highway A1A
Phone:
321-773-1630
Students:
290
Colleges
Name:
Florida Institute of Technology
City:
Melbourne
State:
FL
Distance:
7 miles
Students:
6,400
Healthcare
Residents have access to quality healthcare, including nearby hospitals with emergency services and a physician availability rate of 2.3 per 1,000 people. Over 91% of the community has health insurance coverage, ensuring reliable medical care for families and individuals.
Major Hospitals
Name:
Health First Holmes Regional Medical Center
Address:
1350 Hickory St, Melbourne, FL 32901
Phone:
(321) 434-7000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Cape Canaveral Hospital
Address:
701 W. Cocoa Beach Causeway, Cocoa Beach, FL 32931
Phone:
(321) 799-7111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
91.1%
Health Care Index:
78.9
Housing Market
What is the housing market like in Indian Harbour Beach, FL?
The local housing market is characterized by a median home price of $443,000 and a high owner-occupancy rate of 82.5%. Home values have appreciated by nearly 5% in the past year, and rental options remain available with a healthy vacancy rate, making it attractive for both buyers and renters.
Median Home Price:
$443,000
Average Rent For 2 Bedroom:
$1,850
Owner Occupied Rate:
82.5%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
4.7%
New Construction Rate:
0.8%
Foreclosure Rate:
0.5%
DMV Information
Vehicle services for Indian Harbour Beach are managed by the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Titusville. Residents can access licensing and registration services online or at the regional office, ensuring easy compliance with state driving requirements.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
400 South Street, Titusville, FL 32780
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.