Everything You Should Know Before Moving to Indian River Shores, FL
Thinking of moving to Indian River Shores, FL? This affluent coastal town of 4,350 residents offers a relaxed lifestyle with a median home price of $1,050,000 and average rents around $2,800. Enjoy exceptionally low crime rates, a high percentage of sunny days, and easy commutes averaging just 19 minutes. With top-rated schools nearby, excellent healthcare, and a vibrant, well-educated community, Indian River Shores is perfect for those seeking luxurious, tranquil living on Florida’s Treasure Coast.
Demographics - Indian River Shores, FL
Demographics - Indian River Shores, FL
Indian River Shores is a small, close-knit community of about 4,350 residents, characterized by a mature population with a median age of 68.5 and a predominantly White demographic. The area has a balanced gender ratio and a low percentage of non-English speakers, reflecting a stable and homogenous environment. Its population density of 1,000 per square mile creates a peaceful, suburban atmosphere.
Population:
4,350
Density:
1,000 per sq mi
Median Age:
68.5
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
8.5%

Ethnic Composition
White:
94.5%
Black:
2.1%
Asian:
1.4%
Others:
2.0%
Cost Of Living
What is the average cost of living in Indian River Shores, FL?
Indian River Shores has a high cost of living, with a median home value of $1,050,000 and average rents of $2,800 per month, making it one of the more upscale areas on Florida’s Treasure Coast. The overall cost of living index is 165, driven mainly by elevated housing costs, while utilities and healthcare remain closer to national averages. Residents benefit from Florida’s 0% state income tax, adding to the area's financial appeal for affluent households.
Median House Value:
$1,050,000
Gross Rent:
$2,800
Monthly Electricity Charges:
$170
Auto Insurance:
$2,350
House Owner Cost With Mortgage:
$3,100
House Owner Cost Without Mortgage:
$1,200
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
165.0
Grocery:
113.0
Housing:
220.0
Utilities:
107.0
Transportation:
105.0
Health Care:
105.0
Miscellaneous:
104.0
Crime
Is Indian River Shores, FL a safe place to live?
Residents of Indian River Shores enjoy exceptionally low crime rates, with just 34 violent crimes per 100,000 people and a 1 in 2,941 chance of being affected. Property crime is also rare, making the city one of the safest places in the region. The low overall crime index provides peace of mind for families and retirees alike.
Violent Crimes Per 100k:
34
Property Crimes Per 100k:
350
Crime Index:
384
Chance Of Violent Crime:
1 in 2,941
Chance Of Property Crime:
1 in 286
Weather
What is the weather like in Indian River Shores, FL year-round?
Indian River Shores offers a warm, coastal climate with mild winters—average lows around 54°F—and hot, sunny summers peaking near 89°F. The area receives about 52 inches of rain annually and enjoys sunshine on 72% of days, ideal for outdoor activities year-round. Seasonal changes are gentle, contributing to the town’s appeal for those seeking a relaxed, beachside lifestyle.

Winter
Min:
54°F
Max:
73°F

Spring
Min:
63°F
Max:
82°F

Summer
Min:
75°F
Max:
89°F

Fall
Min:
68°F
Max:
83°F
Average Rainfall Inches:
52.7 inches
Sunny Days Percentage:
72%
Neighbors
The community is affluent, with a median household income of $178,000 and a per capita income of $110,000, and just 2.5% of residents living below the poverty line. Nearly all adults hold at least a high school diploma, and over 72% have a bachelor's degree or higher. Commutes are short, averaging around 19 minutes, and public transportation usage is minimal, reflecting a highly educated and prosperous population.
Median Income:
$78,000
Household Income:
$178,000
Family Income:
$200,000
Per Capita Income:
$110,000
Income Male:
$120,000
Income Female:
$78,000
Poverty Rate:
2.5%
Non English Speakers:
8.5%
Rent:
$2,800
Unemployment Rate:
2.8%
Public Transport Usage:
0.5%
Commute Time:
19.2 minutes

Education
High School or Higher:
99.2%
Bachelors or More:
72.3%
Education
How are the schools in Indian River Shores, FL?
Indian River Shores families benefit from access to highly rated public and private schools, such as Beachland Elementary and Saint Edward's School, both within a short drive. Higher education opportunities are available at Indian River State College, just 16 miles away. The community places a strong emphasis on education, with excellent student-teacher ratios and a well-educated population.

Public Schools
Name:
Beachland Elementary School
Street:
3350 Indian River Dr E, Vero Beach, FL 32963
Phone:
772-564-3300
Students:
600
Student Teacher Ratio:
14.5

Private Schools
Name:
Saint Edward's School
Street:
1895 Saint Edward's Dr, Vero Beach, FL 32963
Phone:
772-231-4136
Students:
575

Colleges
Name:
Indian River State College
City:
Fort Pierce
State:
FL
Distance:
16 miles
Students:
24,000
Healthcare
Indian River Shores provides excellent access to healthcare, with Cleveland Clinic Indian River Hospital nearby and 3.5 physicians per 1,000 residents. Health insurance coverage is high at over 96%, and the healthcare index indicates quality services are readily available. Emergency and general medical needs are well-supported for residents of all ages.

Major Hospitals
Name:
Cleveland Clinic Indian River Hospital
Address:
1000 36th St, Vero Beach, FL 32960
Phone:
(772) 567-4311
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
3.5
Health Insurance Coverage:
96.2%
Health Care Index:
80.5
Housing Market
What is the housing market like in Indian River Shores, FL?
The housing market in Indian River Shores is robust and upscale, with a median home price of $1,050,000 and home values appreciating at 8.5% over the past year. Most homes are owner-occupied, and the rental vacancy rate is low at 7.5%, reflecting consistent demand. The area’s low foreclosure rate and new construction activity underscore its desirability among buyers seeking luxury coastal living.
Median Home Price:
$1,050,000
Average Rent For 2 Bedroom:
$2,800
Owner Occupied Rate:
92.1%
Rental Vacancy Rate:
7.5%
Home Appreciation Rate (1yr):
8.5%
New Construction Rate:
1.1%
Foreclosure Rate:
0.3%
DMV Information
Residents can access DMV services at the Florida Department of Highway Safety and Motor Vehicles in nearby Vero Beach. The local office provides all standard driver licensing and vehicle registration services. More information is available on the official state DMV website.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
1800 27th St, Vero Beach, FL 32960
Phone:
(772) 226-1338
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.