Everything You Should Know Before Moving to Indian Rocks Beach, FL
Thinking of moving to Indian Rocks Beach, FL? This charming coastal city of 3,700 residents offers a relaxed beach lifestyle, with median home prices around $771,000 and average rents near $2,650. Enjoy a warm, sunny climate with 72% sunny days per year, low violent crime rates (84 per 100K), and short commutes averaging 27 minutes. Indian Rocks Beach boasts high educational attainment, easy access to quality healthcare, and a friendly, close-knit community—perfect for those seeking a laid-back, seaside living experience.
Demographics - Indian Rocks Beach, FL
Demographics - Indian Rocks Beach, FL
Indian Rocks Beach is a small, close-knit community of about 3,700 residents, where the median age is nearly 59, reflecting a mature population. The city is predominantly White, and population density is high at over 4,300 people per square mile, making it vibrant yet compact. Non-English speakers make up a small portion, ensuring a familiar cultural environment for most newcomers.
Population:
3,708
Density:
4,350 per sq mi
Median Age:
58.7
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
6.8%
Ethnic Composition
White:
93.2%
Black:
0.6%
Asian:
1.0%
Others:
5.2%
Cost Of Living
What is the average cost of living in Indian Rocks Beach, FL?
Living in Indian Rocks Beach comes with a higher cost of living, as the median home value is around $771,000 and average rents are $2,650 per month. While housing is the largest expense, residents benefit from Florida’s lack of state income tax, making it more attractive for retirees. Utility and grocery costs are moderate, but overall expenses are about 40% above the national average.
Median House Value:
$771,000
Gross Rent:
$2,650
Monthly Electricity Charges:
$140
Auto Insurance:
$2,340
House Owner Cost With Mortgage:
$2,790
House Owner Cost Without Mortgage:
$830
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
140.2
Grocery:
109.5
Housing:
204.6
Utilities:
99.1
Transportation:
108.2
Health Care:
98.7
Miscellaneous:
106.3
Crime
Is Indian Rocks Beach, FL a safe place to live?
Indian Rocks Beach is a safe community with a notably low violent crime rate of just 84 incidents per 100,000 people, and property crime remains below average for the region. Residents enjoy peace of mind, with the chance of experiencing a violent crime at just 1 in 1,190. This makes the city a reassuring choice for families and retirees alike.
Violent Crimes Per 100k:
84
Property Crimes Per 100k:
1,225
Crime Index:
1,309
Chance Of Violent Crime:
1 in 1,190
Chance Of Property Crime:
1 in 82
Weather
What is the weather like in Indian Rocks Beach, FL year-round?
The climate in Indian Rocks Beach is warm and inviting year-round, with summer highs reaching 90°F and mild winters averaging 72°F. The area gets about 51 inches of rainfall annually and enjoys sunshine 72% of the year, making outdoor activities popular. Gentle seasonal changes and abundant sunny days define the local lifestyle.
Winter
Min:
56°F
Max:
72°F
Spring
Min:
65°F
Max:
82°F
Summer
Min:
76°F
Max:
90°F
Fall
Min:
68°F
Max:
84°F
Average Rainfall Inches:
51.6 inches
Sunny Days Percentage:
72%
Neighbors
Residents of Indian Rocks Beach enjoy a comfortable standard of living, with a median household income of $86,800 and a low poverty rate of 7.5%. The population is well-educated, with over half holding a bachelor’s degree or higher, and most commutes are under 30 minutes. The community is relaxed and welcoming, with a low unemployment rate and limited reliance on public transport.
Median Income:
$55,400
Household Income:
$86,800
Family Income:
$102,000
Per Capita Income:
$58,200
Income Male:
$65,000
Income Female:
$52,000
Poverty Rate:
7.5%
Non English Speakers:
6.8%
Rent:
$2,650
Unemployment Rate:
3.2%
Public Transport Usage:
0.8%
Commute Time:
26.7 minutes
Education
High School or Higher:
97.2%
Bachelors or More:
53.6%
Education
How are the schools in Indian Rocks Beach, FL?
Families in Indian Rocks Beach have access to highly rated public and private schools, with Anona Elementary and Seminole Middle School nearby, and private options like Indian Rocks Christian School. Higher education is within easy reach, with St. Petersburg College just 6 miles away. The community values education, reflected in high rates of high school and college attainment.
Public Schools
Name:
Anona Elementary School
Street:
12301 Indian Rocks Rd, Largo, FL 33774
Phone:
727-588-4730
Students:
660
Student Teacher Ratio:
14.5
Name:
Seminole Middle School
Street:
8701 131st St N, Seminole, FL 33776
Phone:
727-547-4520
Students:
1,200
Student Teacher Ratio:
18.0
Private Schools
Name:
Indian Rocks Christian School
Street:
12685 Ulmerton Rd, Largo, FL 33774
Phone:
727-596-4342
Students:
1,050
Colleges
Name:
St. Petersburg College
City:
Clearwater
State:
FL
Distance:
6 miles
Students:
28,000
Name:
University of South Florida St. Petersburg
City:
St. Petersburg
State:
FL
Distance:
21 miles
Students:
4,500
Healthcare
Access to healthcare is excellent, with nearby hospitals like Morton Plant and HCA Florida Largo offering comprehensive emergency and general services. The city has a solid physician-to-population ratio and nearly 90% of residents have health insurance. This ensures peace of mind for families and retirees seeking quality medical care close to home.
Major Hospitals
Name:
Morton Plant Hospital
Address:
300 Pinellas St, Clearwater, FL 33756
Phone:
(727) 462-7000
Type:
General & Surgical
Emergency Services:
Yes
Name:
HCA Florida Largo Hospital
Address:
201 14th St SW, Largo, FL 33770
Phone:
(727) 588-5200
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
89.4%
Health Care Index:
79.1
Housing Market
What is the housing market like in Indian Rocks Beach, FL?
The housing market in Indian Rocks Beach is robust, with a median home price of $771,000 and an owner-occupancy rate of 74%. Home values have appreciated by 7.4% in the past year, reflecting high demand for coastal living. Rental options are available, and vacancy rates remain low, making it an appealing spot for both buyers and renters.
Median Home Price:
$771,000
Average Rent For 2 Bedroom:
$2,650
Owner Occupied Rate:
74.0%
Rental Vacancy Rate:
7.0%
Home Appreciation Rate (1yr):
7.4%
New Construction Rate:
1.0%
Foreclosure Rate:
0.3%
DMV Information
DMV services for Indian Rocks Beach residents are provided by the Florida Department of Highway Safety and Motor Vehicles in nearby Largo. The local office offers essential licensing and registration services, and residents can access more information and online services through the state DMV website. This makes vehicle and driver management convenient for newcomers.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
13025 Starkey Rd, Largo, FL 33773
Phone:
(727) 464-7777
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.